HSAQ.... Recovered edi.... today at 9.04%.. Still do nothing.

like i said...> 200,000 units..

link eastspring

link kenanga

to name a few...they updated daily..after 7 - 7.30pm

Wait till you experience the drop like 2008 

heheh - every trader or investor thinks they are experts in a bull market until kaka happens.

30 to 40%+/- wiped out (paper loss or not, still leaves one's stomach in a knot) end 2008, early 2009
no matter which part of the world yr fund is in.

80%+/- wiped out if funds/stocks were in Asia 1997-98

fun numbers 

If you are adventurous, India has a good outlook according to analysts.

heheh - 400?
lowest in 1998 was 200+ leh - it hit me square on my forehead, IMPRINTED

The election was in the past, I'm wasn't talking about that.

I'm talking about the outlook for the new government. Here's one eg., http://www.reuters.com/article/2014/06/12/...N0EN1LC20140612

just nice i took profit on my Ponzi and KGF funds yesterday

Those ponzi funds hold a lot of cash in hand recently, I don't think they need to sale the shares in order to compensate the traitors.

To regulars:
DON'T SPOONFEED.

To cybermaster98:
Look at KLCI (NOT fund price), is it peaking?
Look at P/E valuation of KLCI, is it excessive?
Do u think Malaysian stocks are still attractive to investors?
Do u think institutional investors (EPF, LTAT etc) will accumulate Malaysian stocks?
Do u think foreign investors will accumulate Malaysian stocks?

Make your own decision.

and yr wife, Susan(?), will just twist ye ear without calling U

Frankly speaking, for the past two to three years, I was trying to time KLCI or local market and that made me has 0 exposure in bolehland.

I bought KGF last month and as of today, the ROI is above 5% based on last Friday NAV.

In some cases, e.g. Lee Sook Yee  anytime irrespective got distribution or no distribution is also HUAT time. 

With all these emo going on, I am tempted to cut & paste some pixs from Galeries de Celebraties to cool some temper.

It is easy to find pretty girls, but to find presentable girls who are expert money maker... they are truly rare.

Xuzen

p/s UT is buying into the superior stock picking skill of the manager. For example, if you 'd follow some of the top fund anager like Lee Sook Yee & Chen Fan Fai, they went cash heavy (up to 20%) in Q4-2014 & Q1-2014. They know stuff way ahead of us, things that we only know so much later.

Hence, to enter UT or not, the high or low of the underlying index is not important, the superior stock picking skill of the fund manager is more important. For UT, you are buying the skill of the manager.

Maybe others can offer better opinions; as for me, I don't believe in investing in UT for the short term. I've even posted (in another thread) that my personal definition for long-term is 'forever'. 

Be careful on using property as part of investment portfolio. If it is your "home", it could even be considered as expenses - not an asset. And as mentioned, IMO, property as an investment is passe.

We could do a long list of pros and cons on property vs. UT.

If some real estate expert can show the expected returns by investing into properties, some UT expert can also match the returns by using UT.

Personally for me, the important criteria would the legwork and research to do, the liquidity of the investment, and the volume of the investment per purchase.

With UT:
Legwork and research - I can do it from my desk.
Liquidity - I can sell anytime I want, and received the money within a week.
Volume - I can make a purchase with any amount I have with me, no matter how little I have, and I don't even need to make any loan to complete the purchase.

There's another option to your specify situation (which I hate to provide one-to-one advice as we have to make a whole lot of assumptions on whatever bits of personal information which were not provided): Maintain the fixed-price UT and use new savings to invest into the new funds.

hmm, well, 
THe service charges in FSM is one off service charge or Front-End Load Funds?

Well for starters, the property portfolio includes my current home and 3 other properties which are located in established areas & have appreciated approx 50-80% (based on actual transacted prices). So these would be considered as an asset class and not an expense. So while property may be considered passe as you have rightly pointed out, it does provide me with good NAV appreciation and its still a form of investment which has a lower risk exposure depending on location & the investor's financial strength. But property is now no longer on a bullrun. Yes prices continue to appreciate but the rate of increase has stagnated somewhat with many investors adopting a wait & see attitude.

Hence my intention of moving some funds from the fixed UT into fluctuating price UT with the aim of diversifying my investments. Using new cash savings would be a good option except that this amounts to only about 5K a month for me which i think is a bit small to invest into fluctuating UT's as it would take me about 1.5 years to build up a significant portion of my portfolio and maybe 'missing the boat'.

Pink Spider can ask you a question? when i make purchases today i saw there is a column to fill in 'campaign code***'. where do i get this code if im a silver status? or no need to fill?

I'm gonna say something now, hope you are mature enough to digest this.

100K to a multi-millionaire is insignificant
100K to someone at his prime could be his everything
100K to someone who just started out is a distant dream

Be sensitive and humble.

There is no need and meaning to tell everyone how much in dollar/ringgit terms that u have and/or gonna invest.

It'd be more meaningful and sensible to tell, e.g.
"I'm gonna invest about 20% of my investable assets into XYZ and ABC Fund, do you think it will be good for my portfolio?"