Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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 Jul 30 2014, 02:52 PM
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#81
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102  
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QUOTE(supersound @ Jul 30 2014, 02:45 PM) Welcome to WISE, get use to their WISE step on not giving you the rebate they "promised". Now working in overseas and swiped ~rm400 of groceries(which I selected) but I got 0 rebet. You must be the most unluckiest wise card holder. Always pay and got nothing! |
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Jul 30 2014, 04:05 PM
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#82
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(victorywp @ Jul 30 2014, 03:54 PM) lol... waiting for their excuse? not waiting for their answer? He must have strike MCC5422 instead of MCC 5411. |
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Jul 31 2014, 01:24 PM
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#83
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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I remember clearly that 1st year AF is only waived provided 1 trnx is made within 45 days of approval. Aiyak... Should have used the card earlier. After all this card is not MBB2 visa/master
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Aug 1 2014, 02:47 PM
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#84
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(betamon @ Aug 1 2014, 02:43 PM) hi, may i know do the TNB kiosk payment fall under utilities category?Just would like to know hwo to check the rebate have been credited?as my sattement due date is 27th but i dont see any rebate have credited to my account on 28th. Yes... TNB kiosk is under utilities. For July trnx, the CB will be paid on 28 August.For your information my card is approved on 11th of July and satetment date is 27th of July.So i suppose to see the rebate on 28th of July?Thanks a lot |
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Aug 4 2014, 05:31 PM
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#85
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(herc @ Aug 4 2014, 03:27 PM) ah shit! My anniv 24th June but still they haven't charge me AF yet.01-Aug-2014 01-Aug-2014 Annual Fee 160.00 anyone manage to waive? |
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Aug 8 2014, 02:37 PM
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#86
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(supersound @ Aug 8 2014, 02:03 PM) That's why it called WISE. If you are thinking that you are wise enough to get all the rm100, they are even wiser to look for ways not to give you rm100. I don't think so. My case(doing groceries transaction oversea) still pending and latest they said they need me to do another transaction then only can know the MCC code where the merchant already enjoying my money.  With all contributing foremer and their knowledge regarding this card exchanging info from V1 onwards. I'm sure we have brought down HLB to its knee! What for i'm thinking i'm wise enough to get RM100. What if i won't have the chance to get RM100, that is the regret. |
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Aug 8 2014, 02:40 PM
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#87
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(akh2920 @ Aug 8 2014, 02:03 PM) So many people cancel card here, while I just got my new card AF issues. Even i contemplating it as well ! But have decided to carry on  lol |
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Aug 8 2014, 03:00 PM
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#88
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(akh2920 @ Aug 8 2014, 02:50 PM) If gold card, AF+GST only RM17.5 per month, and we can still get RM82.5 cb per month. It is still the best offer in the market, not mentioning first year AF+GST are waived. Platinum CL min. 12k and the word PLATINUM on the card. Benefit wise, no difference. But of course, you pay RM300 for the platinum maybe you can get the 'syiok sendiri' feeling  If platinum card then I dunno la  Why do platinum? Not much difference pun, but AF high like hell. |
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Aug 10 2014, 10:39 PM
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#89
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(ronnie @ Aug 5 2014, 03:07 PM) I missed the minimum spend of RM1500 to participate in the HLB BIG Sale 3 event.... Take it easy bro. How could we have bought it when it is all sold out in seconds? Its more like a lucky draw   |
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Aug 11 2014, 12:22 PM
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#90
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(peri peri @ Aug 11 2014, 11:41 AM) Taikor, can i know paying monthly maintenance fee (apartment) using credit card is part under what category? Thanks No category |
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Aug 12 2014, 12:03 PM
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#91
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(supersound @ Aug 12 2014, 11:40 AM) This is their SOP, no need to bother too much. In Malaysia & Singapore there are really few merchant on MCC 5422 if not nonexistance. To strike this MCC 5422 jackpot in mid east is even rarer! You better stick to Mbb2.Like I'm buying groceries in Middle East that does not sells pork and alcohol, they are trying to tell me that supermarket is using the MCC code that are selling groceries with alcohol and pork(different code) and refuse my cash back. |
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Aug 13 2014, 12:34 PM
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#92
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(cybpsych @ Aug 13 2014, 11:36 AM) i've tried local grocery, Jaya Grocer. Called HLB roughly 30mins after swipe, they gave me the MCC immediately. Overseas trnx also same thing. Once posted, the card issuer will know the merchant name , merchant id , date of trnx , merchant MCC , trnx amount & etc.overseas merchants, no idea. |
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Aug 13 2014, 10:22 PM
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#93
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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One piece of advise, don't use wise card at non halal restaurant. You might get hit by this MCC 5813 curse. Some seafood restaurant in my area are MCC 5813.
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Aug 15 2014, 10:32 PM
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#94
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(99etaber @ Aug 15 2014, 09:34 PM) Yeah, other bank terminal have different mcc code in fact...[attachmentid=4095985] Oh! The other machine is from which bank ?Nope, I didn't call. But if I happened to visit that shop again will try to get swipe using the PBB mach. |
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Aug 18 2014, 10:12 PM
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#95
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(supersound @ Aug 18 2014, 09:40 PM) Yes, you are right, but >90% result to AF refund application get rejected Are you sure they can't provide MCC code to you ? Last month, i only got RM75 CB when I expect RM100. Then i refer to my statement. 2 dining trnx not listed as dining category. I gave CS a call and they could provide both trnx MCC as 5813 and apologize profusely for those restaurant to be listed as drinking places and they could do nothing as far as acquiring bank MCC are concern. So HLB send me an official letter as they can't get me. Ask my wife send me a copy and I do happy with their excuse. Send me 3 pages of letter, stating the T&C clearly and other nonsense. But still can't provide me the MCC. |
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Aug 23 2014, 01:28 PM
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#96
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(supersound @ Aug 23 2014, 12:37 PM) Well, what ever you call it. I like to burst what HLB are trying to do while you guys are trying the very best to protect them Actually we just analyse the pro and con of this wise card so that we can exchange ideas about maximizing the benefit from wise card. Eg. Make 10xRM50 Payonline for TNB and mobile bills. We are not protective of HLB either because most of us just state the fact only. BTW i did say that Wise supp card is the most useless supp card so i am not protective either  |
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Aug 26 2014, 06:01 PM
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#97
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(peri peri @ Aug 26 2014, 04:54 PM) Btw, if you all dont mind me to ask again about the AF, really no way to nego with CS to waive it kah? I really duuno how to answer you this question. My anniv is 24 June and got charged GST same day. AF still haven't been charged yet as of today.Or i should follow you all advise. Cancel my plat card and apply for gold wise card?  |
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Sep 3 2014, 10:14 AM
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#98
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(kelvinlzy @ Sep 3 2014, 10:10 AM) Has everyone placed orders in the Big Sale campaign?? Aiyak! Forgotten liao  |
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Sep 4 2014, 05:46 PM
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#99
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(akh2920 @ Sep 4 2014, 11:34 AM) For EPP, WISE card can do 12 months 0% interest right? Yes, for trnx above RM1k. No charges on early settlement .Would there be any extra charges if choose to settle the EPP early, i.e. clearing the balance before the EPP tenure period ends?  |
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Sep 12 2014, 12:30 PM
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#100
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(aeiou228 @ Sep 12 2014, 11:59 AM) Not sure how tough is HLB coz I got auto waiver for my 1st renewal. Not sure if mine is considered AF waiver cause AF is not charged in the first place.As for Siti bank, I have no more interest to keep my cashback plat, so i called up before the renewal date and told CS to cancel my card, without even ask for it, the CS counter offer me RM50 Loyalty Rebate (for GST) and AF waiver. Give a try la. |
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