just wanna check Wise's category listing/identification.

if the merchant is eligible under selected category (e.g. Grocery), it will be stated on the hardcopy statement.

How about online statement? does it show the eligible category too?

thanks.

is the hardcopy statement FOC?

thought of skipping the hardcopy statement after gotten the card later.

true true. as long as it's still FOC, no harm getting it and also due to the category tagging.

ok boys, some good news

1) my Wise Gold approved today (by calling them up to check status, no SMS yet). Need another 2 weeks to get the physical card

2) new supplementary card sign-up promotion: free-for-life Annual Fee!

- open to existing and new principal Wise cardmembers, Gold or Platinum.
- no AF for Wise Gold Supplementary (RM80) or Wise Platinum Supplementary (RM150). No waive condition since there's no AF charged at the first place
- 1st year GST (RM25) waived with 1 swipe within 45-days.
- apply 2 supplementary cards, get 1 trolley bag (confirmed gift), upon successful approval of both supplementary cards.
- didnt find out if there is a time period for this sign-up promo.

good for those to split the swipes to achieve RM100 cashback or at least 10x RM50 swipes.

babycherie can help?

also, there's new signup promo >> English T&Cs

Got one MyMydin at Bukit Tinggi Klang accepts CC and also Grocery category. Search the 'Reload TNG' topic, post #1765

Watson's TNG reload rebate is the best no more liao since their quota finished for this promo (effective 16 June). this is weird cuz their CS and outlets stated 21 May.

This post has been edited by cybpsych: Jul 1 2014, 07:43 PM

received my HLB Wise Gold today, ngam-ngam 1 July. about 2 weeks after submission via email.

too bad i already pumped petrol last weekend with Amex. if i know the card is reaching these few days, i would've not pump so much

call HLB's tele-marketing team 03-79501166

they'll do a quick Q&A, then send you the detailed email instructions and application forms.


p/s: if i'm not mistaken, so far only seen 1 person managed to get the AF waived.

furious, went to one of the HLB branch to request to change the sms notification threshhold. bank staff dont know about it, cant find any form, etc.

asked me to go to another HLB branch to ask. wtf la

any working link for that form?

the one in post #1 is broken.

did that still fail

Thanks for the link!

Still couldn't brain the need for a form. Seems their SMS notification system is too rigid and unable to set on-the-fly.

Submit a form to branch, branch pass to HQ or whoever processing it, then they backend tweak the threshold? :faint:

Try my luck tomorrow with another branch, of course with the form ready in case they play dumb-dumb.

back from visiting 2nd HLB branch within my viccinity.

same issue, i was their 1st customer asking about SMS notification threshold/limit.

passed the form to counter staff, blurred giler... referred to backoffice staff which came asking what was it (scanning up and down my form!), then referred to branch manager (i think) only she can partially explain about this 'sms notification' when swiping a card.

when i asked the branch manager about the threshold/limit, blurred. however, she handled this properly, as she'll proceed to submit my form to the hq or whoever processing it.

p/s: Both HLB branches that i visited seems to hate their own CS/call center ppl cuz they keeps referring customers to visit their branch whereby branch staffs dont even know most of the services/forms they're having!

This post has been edited by cybpsych: Jul 4 2014, 10:24 AM

Bought RM150 tesco vouchers. Swiped 3X of RM 50 each. But I received only 1 SMS notification RM 50.

Is it still counted as 3X by HLB?

Also, pumped petrol RM54.50. Also not getting any SMS notification.

Weird that HLB sent me notification for tesco swipe.

This post has been edited by cybpsych: Jul 5 2014, 10:09 AM

Yep, 1st swipe.

My SMS notification change shouldn't have taken effect yet, so I was wondering about that SMS.

I see! Good to know Thanks!

looking at the transactions that i did last weekend, shortest posting date is 1 day (improved, based on enhancements earlier), and some are 2 days.

e.g.

Transaction Type	Posting Difference	Trx -> Post
Tesco cashier	1 day	Sat -> Sun
Tesco voucher counter (own terminal)	2 days	Sat -> Mon
Petronas pump	2 days	Sat -> Mon
Giant cashier	1 day	Sun -> Mon

couldnt get Giant vouchers cuz the PIC handling vouchers was not available


just sharing. first time tracking posting dates, so it'd be interesting-and-scary when it comes month end

still studying and finding out what's the max posting days for my usual spending merchants/locations.

bad habit die hard!

also, weekend is my only time to do groceries and pump petrol now, my RM50 petrol will lasts me on avg 6-7 days! at most, i can pump 4 times in a month. Chances are, i'll be pumping petrol on weekdays now

i'm planning to swipe Wise on weekdays at the same merchants to see if their posting dates is the same compared to weekend transactions.

i cannot max Wise just barely to meet RM500 (10x RM50). this is to get better rewards for valuable spending items (Groceries, Petrol) <-- i foresee these will increase price gradually.

TNB, Unifi, PayPal, intermittent dining. These seldom having price increase, so i'm ok with Amex cashback.

problematic is other type of spending, i'd just use the mbb2card Visa, since that will just occur once-in-a-blue-moon.

need trial-and-error le.

swipe a small amount at TF Supermarket and check the statement later. If confirmed under Groceries, then can safely swipe more.

yes! HLB count by transaction and the amount.

your RM500-600 at TF already adequate to meet the minimum 10X RM50 transactions criteria.

however, since TF is not confirmed whether it carries Groceries MCC, better to test it out with small amout.


if you dont have other nearby/convenient groceries such as aeon/tesco/giant except TF, then no need testing.