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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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SUSsupersound
post Mar 31 2014, 01:28 PM

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QUOTE(mac.tay @ Mar 31 2014, 11:18 AM)
bank is like that.
no call no waive.
mine is in june, too early to call for waiver.
i cannot hit rm100 all the month, normally rm60-80  tongue.gif
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I'm waiting for next month's statement, finger crossed until then.

QUOTE(mac.tay @ Mar 31 2014, 11:19 AM)
always chk wif online banking to make sure 10x before 28th.
pay next mth phone bill if cannot make 10x  sweat.gif
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You have to see what category you choose, for me, petrol+groceries+mobile I sure can hit rm100.
Then groceries some I sell it back thumbup.gif
SUSsupersound
post Mar 31 2014, 03:40 PM

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QUOTE(Wongchoy @ Mar 31 2014, 03:28 PM)
No problem bro. The longest time for my transaction to be posted is 4 days. Anyway from now on, most transactions will be posted the next day  rclxms.gif
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Hope so, but in order to avoid any argument later on, now I don't swipe the card on last 5 days.
SUSsupersound
post Mar 31 2014, 04:12 PM

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QUOTE(ronnie @ Mar 31 2014, 04:05 PM)
Or complete 10 swipes early of the month.
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Mine always like this. 1st sure swipe 2 times for my Maxis, rm50X2 as a start.
Then fill petrol for my car and wife's car, another 2 > rm50 transactions.
Weekend go to Tesco, AeonBig buy some offer groceries, another 2-3 transactions.
So first week if nothing goes wrong, 6-7 transactions done thumbup.gif
SUSsupersound
post Apr 3 2014, 06:44 PM

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QUOTE(Without @ Apr 3 2014, 02:12 PM)
I focus more on benefit and rebate.
Thanks for your clarification  biggrin.gif  biggrin.gif
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The card are issued based on your income. Like my income can entitle for platinum(>rm75000) card, I only got rm15000 for my MBB platinum and rm10000 for WISE.
SUSsupersound
post Apr 6 2014, 12:10 AM

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QUOTE(bananalow @ Apr 4 2014, 06:13 PM)
I thought TM and astro are categories as utilities... Lol... Not really like this card... =( cause me a lot headache in calculation...

I just wondering is it possible to terminate wise card and keep the gsc card? I apply for combo, I don't know would they allow or not..
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You have to be wise to use this stupid card whistling.gif
SUSsupersound
post Apr 7 2014, 09:16 PM

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QUOTE(QuickFire @ Apr 7 2014, 02:31 PM)
Hong Leong screwed up my Connect account. Pretty sure their recent system upgrades reset my password AND my pin number so I can't reset the account myself. Had to request for them to send another pin to me.

Anyway found this weird. Has anyone been to Nutmeg cafe in Bangsar? I can't for the world fathom how it isn't categorised under dining. The only MCC code that dining isn't applicable to would me for drinking places.  It doesn't serve alcohol as far as I know so its not a drinking place. I called hong Leong and they told me they are unable to check what the MCC code is for this place. Even Starbucks is listed under dining!
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QUOTE(mac.tay @ Apr 7 2014, 02:45 PM)
we cannot identify merchant MCC until transaction done because some merchant registered not same as their biz.

my experience thai fish farm restaurant also not under dining!
but 90% eating places is under dining but not drinking places.
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Well, it is depend greatly on how they register, nothing can be done on this, just have to spend "wisely" shocking.gif

QUOTE(jkngo2003 @ Apr 7 2014, 02:46 PM)
stupid e statement for wise card. no use at all. no category in the e statement, the category only shown in hardcopy. this wise card really not environment friendly. still want us to use hard copy.
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You can export it as Excel file, but still the same, the number are not number, as they put a mark there. At the end, still have to use calculator to calculate. WISE card that created by some stupid fellows doh.gif
SUSsupersound
post Apr 11 2014, 11:14 AM

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QUOTE(aeiou228 @ Apr 11 2014, 10:31 AM)
I can confirm that my second year GST was charged in Feb 2014 but no AF charged to my account till now.
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QUOTE(mac.tay @ Apr 11 2014, 11:03 AM)
need call for waiver?  hmm.gif
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GST charged but annual fee nothing. If follow the time used, both of this shall be charged on same month. Now have to wait for next month's statement to confirm.
SUSsupersound
post Apr 11 2014, 01:48 PM

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QUOTE(tbheng @ Apr 11 2014, 01:38 PM)
I reported here before...
My second year AF was charged >> call to waive >> reversal come in the following month.  thumbup.gif
GST have to pay.
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That's subjected to them, to waive or not.
Anyway, I still waiting for my next statement, keep fingers crossded till then. If still never comes out, then good news for me thumbup.gif
SUSsupersound
post Apr 13 2014, 09:52 PM

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Don't know why you guys want to be a cheapskate.
First, Aeon stuffs never been cheap most of the time. Like Top detergent if Aeon selling cheapest at rm10.99 with WISE CB that's rm9.89. But when buy at Tesco, Giant, Aeonbig at rm9.99, after CB is rm8.99.
Do the maths on this.
SUSsupersound
post Apr 13 2014, 10:03 PM

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QUOTE(victorywp @ Apr 13 2014, 10:01 PM)
yes, for top detergent i will go to tesco usually. but for organic vegetables or certain other items, aeon has more choices compared to the ones you listed.
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I never trust the so-called organic veges.
SUSsupersound
post Apr 13 2014, 10:18 PM

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QUOTE(victorywp @ Apr 13 2014, 10:11 PM)
i think young people like you don't need organic vegetables. only the older generation like me need...
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"Organic" are over marketing gimmick already. Eat lesser meat, stop drinking sheet water and do more exercise is all you need.
SUSsupersound
post Apr 13 2014, 11:36 PM

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QUOTE(ronnie @ Apr 13 2014, 11:27 PM)
sign0006.gif Agree....
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I seldom go Aeon nowadays as always cannot get parking within 2 minutes, everything are more expensive. And the main reason is I can't get cash back on groceries doh.gif
SUSsupersound
post Apr 14 2014, 08:04 AM

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QUOTE(DarReNz @ Apr 13 2014, 11:49 PM)
u chose departmental category ?
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Nope, groceries. Make it this way, I only do departmental shopping once a year which near to CNY.
So no point to have this and I usually shop in Parkson on this.

QUOTE(victorywp @ Apr 14 2014, 12:00 AM)
he chose grocery category. but i think he meant bcs shopping in aeon supermarket does not guarantee would be captured in grocery category.
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For me anything that 15/16 I won't go. Don't want to heartsick. Some Aeon got some don't have, I say screw it, go other places better thumbup.gif
SUSsupersound
post Apr 14 2014, 11:53 AM

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QUOTE(pitywoman @ Apr 14 2014, 11:14 AM)
the cycle based on monthly right? so the 10 times, is depending on the posting date right?

we jus need ten transaction at the month and followed by posting date right?

if we use on 30march, den posting date is at 2april it's consider as april billing cycle right? for entitle us to get 10% discount?

in conclusion, the 10times transaction is depending on rm50 spend on the posting date as in our statement right?
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Based on transaction date on getting CB doh.gif
SUSsupersound
post Apr 15 2014, 08:48 AM

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QUOTE(hkboey @ Apr 14 2014, 11:34 PM)
Applied WISE & GSC combo during Big Bad Wolf roadshow on 30th Mar and they sent credit card via pos laju on 9th Apr. Total 10 days for processing and approval, not bad!

However, today only I went to collect my card from pos laju as I was outstation. To my dismay, I insisted on WISE Gold and even made sure to tick the WISE Gold my own but they still sent me Plat. I think they will give according to income, regardless of what you want.

Anyone request to change from Plat to Gold before? Any chance??
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That's the problem being an OKU, no offence but when you are lazy and apply it outside of a branch, you are opening your back door for fraud case.
Put some sense of security next time notworthy.gif
Some of these agents sometimes will duplicate your details and sell it to others and for your case, they change it from gold to platinum shocking.gif
Worst case, after donkey years suddenly CIMB send you a letter demanding rm100k for CC spending rclxub.gif
Also, dealing with CC application, we must LC a bit, no need to provide all the required documents as they will still check those CTOS, CRISS. Let them do some work as they are earning commission hmm.gif
SUSsupersound
post Apr 15 2014, 08:54 AM

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QUOTE(victorywp @ Apr 15 2014, 03:08 AM)
which aeon are you going to? so far only aeon bukit tinggi reported as non-grocery (certain cashier). other aeon (as listed at the front page no problem.
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Still, Aeon Seremban2 not in the list shocking.gif
SUSsupersound
post Apr 15 2014, 09:38 AM

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QUOTE(xuanchew @ Apr 15 2014, 09:20 AM)
bcos i still have 7months installment for my OCBC, therefore i continue to use it.
monthly i get around RM20-30 cash back from it.
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For me, I'll just cancel it and settle the outstanding amount.
SUSsupersound
post Apr 15 2014, 11:36 AM

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QUOTE(hkboey @ Apr 15 2014, 11:09 AM)
Oh.. I'm almost half dead laughing now. You apply GOLD at BRANCH and they still give you PLATINUM? Same case like mine??? So who's OKU now? Me? Then u must be retard! No offence but a retard like u worth a laugh. rclxm9.gif
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That's MBB 2 cards, not WISE that have same benefit but charges differently.
Insulting you on this, never read properly before reply me whistling.gif
SUSsupersound
post Apr 15 2014, 05:31 PM

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QUOTE(tigaxxx @ Apr 15 2014, 03:43 PM)
This is true...try not to apply thru an agent..
for info , maybank no longer uses agent for their CC marketing
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And to prevent getting some "loan" offer calls also whistling.gif
SUSsupersound
post Apr 15 2014, 10:20 PM

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QUOTE(xuanchew @ Apr 15 2014, 04:28 PM)
what card to replace then?
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Have to see your monthly total spending. If you can make it full rm2000, sure WISE and MBB dual cards. They offer the best rate with least T&C.
If above rm2000, UOB will be the next card.

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