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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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SUSsupersound
post Sep 27 2014, 08:37 PM

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QUOTE(siang57 @ Sep 27 2014, 08:24 PM)
how to c the code? only the way call to CS to get the code?
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You won't know until it comes out in the statement.
If you don't get it, you need to use your account and ask them. Then enjoy how they twist and bring you round the garden.
I've been through all this so I will stick to the places I'm sure getting cash back.
That's why I never use utilities.

This post has been edited by supersound: Sep 27 2014, 08:37 PM
SUSsupersound
post Sep 27 2014, 09:13 PM

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QUOTE(siang57 @ Sep 27 2014, 08:56 PM)
haha, so funny.
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I can tell you that, it is the worst card I ever use.
SUSsupersound
post Sep 28 2014, 11:29 AM

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QUOTE(mynewuser @ Sep 28 2014, 10:44 AM)
My bill with AF just received few day back. But during last cut of till last few day. I had using it. Normal credit card. I will call to get the AF waive or terminate it but why they not allow waiver or insist to charge?
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I guess this is your second year, right?
If you swipe once, the chances of getting waiver are at 95% failure. If they want to waive your AF, they will charge you this month and reverse charge at the same time. If charged already, you can try, but considered you dropped rm168/300.
When you applying for a particular card, do read all the T&C for it and ask the officers. That's why now I won't apply any car in shopping mall but will go to the branches to apply and ask for more details. And most of the time those officers will state clearly what you can do and what you can't. Like this AF can be waive or not also the same.
AF for WISE is you have to pay upfront, so paying now is for next year's usage. That's why they can offer "free" for 1 year.
SUSsupersound
post Sep 28 2014, 11:58 AM

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QUOTE(mynewuser @ Sep 28 2014, 11:49 AM)
So. make sure no more hong leong services.
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Yes, in some sense.
SUSsupersound
post Sep 30 2014, 06:49 PM

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QUOTE(azeL_Inc @ Sep 29 2014, 09:58 PM)
applied for gold wise, but approved for platinum instead. stupid bank. ask to reissue new gold card, give all kind of excuses, need to charge la.bla bla. it was their screw up to begin with. made a complaint to customer service, but turned out they have lousy/rude cs too.
Now no longer interested with HLB, as even simple instruction as "GIVE ME FREAKING GOLD CARD" they cant understand. Terminated it right away (yes, i know i could have used it for the first year as they waive tax n annual fee, but i just cant tolerate dumbness and rudeness).
now looking for alternatives, on top of my maybank2 cards. i can live without their rm100 cashback/months.
edit: just noticed there is another thread to testify for HLB worst service. i m linking this post anyway.
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For WISE, no point of getting platinum, waste money only, since the only attraction is the 8.25% cash back.
And they are very bad also, trying to make extra rm140 doh.gif
SUSsupersound
post Oct 1 2014, 11:33 AM

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QUOTE(cdspins @ Sep 30 2014, 08:28 PM)
It is quite well known that HL service is among those on the bottom.
But their wise card benefit is TOP now
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Cannot say top on benefit as it is troublesome to use their online service.

QUOTE(azeL_Inc @ Oct 1 2014, 07:42 AM)
exactly what i thought too
yes, the sole reason why i specifically asked for GOLD. grrr...
yeah..the cb is the only reason why i wanted to use the wise card anyway, but as i mentioned before, i cant tolerate rudeness/dumbness, i ll live without their cb.
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I guess you applied the card on the shopping mall booth?
SUSsupersound
post Oct 1 2014, 02:51 PM

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QUOTE(lowyatman @ Oct 1 2014, 12:39 PM)
Just call the S.C. Confirm can't waive for the annual fee. Total charge for principle & supp card with GST is RM525... It's ridiculous. If my rebate every month is RM50 only meaning I got nothing rebate after annual fee payment.

Can anyone highlighted here if terminate the card still have to pay for the annual & GST fee? According to S.C., once the annual & GST fee have been imposed customer is compulsory to paid all even they requested of the termination.

Thanks for answer.
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For WISE, you only need 1 gold card, no point of having supp card.
SUSsupersound
post Oct 1 2014, 04:00 PM

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QUOTE(sendohz @ Oct 1 2014, 03:02 PM)
Even if supp card application comes with benefits?
Such as free trolley bags or stand fan?

Can apply and swipe then collect gifts. Cancel after that smile.gif
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Em, promotion finish already. So no point to discuss more whistling.gif
Still, I won't keep something that I won't use.
SUSsupersound
post Oct 1 2014, 04:12 PM

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QUOTE(onnying88 @ Oct 1 2014, 04:04 PM)
This is the current on going promotion. No AF for supp card and free fan if apply 2. I already applied and approved. Now waiting for fan to cool us down. smile.gif

user posted image
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If Panasonic I direct apply, Pensonic, sorry, no interest sweat.gif
SUSsupersound
post Oct 2 2014, 12:00 PM

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QUOTE(sendohz @ Oct 2 2014, 11:51 AM)
How about for the one that is eligible?
Now are we discussing why need to apply for sup card right?

Ohya forgot you are one of the keyboard warrior.
No point 'discuss' with you.

You won't be wrong.
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You can always ignore me, simple as that. Still you can't stop your self to insult me, just like others.
SUSsupersound
post Oct 3 2014, 02:35 AM

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QUOTE(akh2920 @ Oct 2 2014, 10:04 PM)
Haha u r right, noted. Btw, lets say i wanna apply under someone's name, do i need them to be present?
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By right cannot, but if you apply on booth, yes.
SUSsupersound
post Oct 3 2014, 11:15 AM

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QUOTE(akh2920 @ Oct 3 2014, 08:35 AM)
I thought supp card's bill is also paid by main card holder? hmm.gif
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Guess you still don't know what people can do with your IC and income statements.
FMB, newspapers are somewhere you can refer to, on the fraud cases happens.
They can use your documents to apply another bank's card and won't use it till after few years.
Principle card already can do this, supp card even safer for them.
SUSsupersound
post Oct 3 2014, 11:26 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:21 AM)
I've applied credit cards twice, both also requires my finger print o... But if can skip this verification then really dangerous liao sad.gif
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Apply on booth or bank's branch?
SUSsupersound
post Oct 3 2014, 11:38 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:31 AM)
One at booth, another one at branch.. For the booth one, they even brought the finger print scanner together sweat.gif
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Is just for showing, it just for the sake of "extra" security to make us feel more secure.

SUSsupersound
post Oct 3 2014, 11:45 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:41 AM)
Maybe, but they did actually used it anyway during my application...
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Just attach to the application form whistling.gif But did you put a cross mark stated for "xx card application only"?
SUSsupersound
post Oct 3 2014, 11:50 AM

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QUOTE(akh2920 @ Oct 3 2014, 11:49 AM)
Yes I am always very careful for such thing haha. For wise card i also reconfirm million times "eh, i wan gold card har! dun gimme plat har!" lel
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Good, then no need to worry much thumbup.gif

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