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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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victorywp
post Jun 13 2014, 02:49 PM

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QUOTE(akh2920 @ Jun 13 2014, 02:34 PM)
like UOB ONE or any other cc which gives cash back by categories... Their cash back usually strictly for phone bill only?
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i think should be no problem to get the 2% from uob. if you really didn't get it, a call to their cs should be able to solve the issue. they are more lenient. lol... drool.gif
victorywp
post Jun 13 2014, 04:25 PM

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QUOTE(mindrunner @ Jun 13 2014, 04:19 PM)
Dear Sifus,

From their FAQ:
This means only retail transactions (not petrol) qualifies for the 10 x RM50 Swiping.

So just filling up petrol won't qualify you for a rebate?  shocking.gif

Is that true?
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the t&c that excluding petrol transaction is aeon watami cc. laugh.gif
victorywp
post Jun 13 2014, 10:12 PM

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QUOTE(chloe_yee87 @ Jun 13 2014, 10:09 PM)
If say my monthly TNB bill is about 200, can i split my txn into 4 times so i can hit the minimum 10 times quota?

Searched in the first page but cant find it there...anyone has tried this before?
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yes, can... search in the middle of the thread then... lol...
victorywp
post Jun 15 2014, 11:20 PM

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QUOTE(babycherie @ Jun 15 2014, 10:42 PM)
Little power bank.

Hmm.my commission not much either.
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oh, the 2,600mah powerbank? smile.gif

commission not high but hit target can go japan. biggrin.gif
victorywp
post Jun 15 2014, 11:28 PM

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QUOTE(watekeke @ Jun 15 2014, 06:03 PM)
hi wanna ask..my monthly income is rm2200..my job requires me to travel..so i will get the mileage claim also..this will add up to total rm3000..so am i eligible to apply this?anyone can help..

or is it better for me to ask at the counter sweat.gif
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no harm trying. some banks only taking into account the basic salary, some banks do include commission/claims as consideration, some other banks only look at epf/tax contribution, while some do evaluate all the above. but no matter what, the main consideration still on basic salary.
victorywp
post Jun 16 2014, 02:28 PM

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QUOTE(DM3 @ Jun 16 2014, 01:26 PM)
yeah called up CS to waive but say cant as the system will just reject waiver request
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gst or af?
victorywp
post Jun 17 2014, 04:56 PM

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QUOTE(Elvin7 @ Jun 17 2014, 01:54 PM)
What the diff btw Groceries and Departmental? A bit confuse here.
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groceries like tesco, giant, aeon big,...
departmental like parkson, aeon, metrojaya,...
victorywp
post Jun 18 2014, 02:20 PM

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QUOTE(bee993 @ Jun 18 2014, 11:28 AM)
Agree.
This card is like...a tool to promote n ramdomly given to qualify applicant.
I hv got 3 fren wrk in same company.

P, C, J

P is manager of C n J

P income 33k, C 11k n J 8k monthly.

Apply same time at mitc mlk roadshow.

The 1 gt the card is C only!

Wan produce CB card but dunwan allowed ppl to own/benefit from it. Lolx.
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QUOTE(tonytyk @ Jun 18 2014, 12:41 PM)
Where is the logic?
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perhaps P & J tied up with high housing and/or car loans?
victorywp
post Jun 18 2014, 02:38 PM

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QUOTE(beyond86 @ Jun 18 2014, 02:30 PM)
when our home or car loan approved, bank will give us cc because the got all the info and know our ability
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not really if you already have too many/high loans (max capacity) under your name.
victorywp
post Jun 18 2014, 05:03 PM

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QUOTE(Devil4life @ Jun 18 2014, 04:40 PM)
Anyone know if BHP pump at petrol MCC code is it 5542?
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as long as you pump at the automated fuel dispenser not at cashier.
victorywp
post Jun 19 2014, 06:24 PM

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QUOTE(brewoe_1988 @ Jun 19 2014, 05:19 PM)
what if i change the category..supp card will change as well? with no extra charges?
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yes, only rm10 charge for the main card.
victorywp
post Jun 26 2014, 07:44 AM

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QUOTE(cybpsych @ Jun 26 2014, 07:32 AM)
just wanna check Wise's category listing/identification.

if the merchant is eligible under selected category (e.g. Grocery), it will be stated on the hardcopy statement.

How about online statement? does it show the eligible category too?
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only on statement have the tag.
victorywp
post Jun 27 2014, 12:56 PM

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QUOTE(zr125 @ Jun 27 2014, 12:54 PM)
Anyone know will system updates immediately if payment by CDM?
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yes
victorywp
post Jun 29 2014, 10:23 AM

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QUOTE(jianwei90 @ Jun 29 2014, 09:39 AM)
Hi wondering if the first year annual fee waiver still there? Thanks.
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yes
victorywp
post Jun 29 2014, 01:33 PM

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QUOTE(kevyeoh @ Jun 29 2014, 01:02 PM)
hi all,

got a question here....if i purchase at Aeon...and then i see my credit card statement...got 2 different description..

1. AEON xxx Mall xxx
2. AEON SMKT xxx Mall xxx

So the one i get discount is only the one stating SMKT which is supermarket, is it?

thanks!
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yes, if you choose grocery only smkt gets the rebate.
victorywp
post Jun 30 2014, 09:56 AM

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QUOTE(yw46 @ Jun 30 2014, 09:20 AM)
FYI I switched category twice in a month, charged RM 10 only.
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how long it takes to be effective after you changed? you managed to get the benefit from your first change?
victorywp
post Jun 30 2014, 11:07 AM

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QUOTE(yw46 @ Jun 30 2014, 11:04 AM)
Effective next month.
So no, no benefit from first change.
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so it's reasonable that they charge you only once rm10. by the way, why do you want to change twice in a month? wrong decision? laugh.gif
victorywp
post Jul 1 2014, 03:23 PM

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QUOTE(CoffeeDude @ Jul 1 2014, 03:11 PM)
Nowadays the posting date is quite fast.

I pumped petrol on 29-Jun (Sun) and the posting date showed 30-Jun (Mon).

It used to be slower.
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yes, it used to be slow until they upgraded their website (hlb connect) back in may 2014.
victorywp
post Jul 1 2014, 05:14 PM

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QUOTE(kelvinlzy @ Jul 1 2014, 04:45 PM)
Fair enough. My best guess is that because his TNB bill was going to due very soon. sweat.gif
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tnb won't charge you interest for late payment and they also they won't cut off the electricity if overdue for a few days.
victorywp
post Jul 1 2014, 08:29 PM

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QUOTE(wan7075 @ Jul 1 2014, 08:11 PM)
can use ccard for touch n go at Watson? icon_question.gif
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no, cannot

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