safe temporarily at the moment. lol...

if you want to find another cc with 10% for travel and petrol, i suggest you to appeal for hlb wise.

yes, provided petrol is your chosen category.

but in your comment back in april you did mention that the cs informed you that no guarantee can get the waiver? and then you said you don't want to take the risk?

This post has been edited by victorywp: Jul 27 2014, 03:23 PM

double post

This post has been edited by victorywp: Jul 27 2014, 03:23 PM

sad to hear that from you. perhaps that place you bought your groceries were not registered under grocery.

lol... waiting for their excuse? not waiting for their answer?

yeah, most probably...

http://mcc-codes.findthebest.com/compare/5...91/5411-vs-5422

i think must be petrol. bcs can be controlled at the pump. lol...

but i came across a few petrol stations able to set cents at the pump. last time i set rm0.08 at petron. the most lol amount record in history.

that was few years back before petron upgraded all their pump terminals. it looks like not possible to set amount at petron anymore after the upgrade. but other stations like bhp, shell, petronas,.. still can set.

don't be so bias lah... stand from a fair point of view to look at things...

you cancel both cc or just wise only?

lol... due to last time when i'm going to cancel my stanchart cc.
stanchart used to give 5% cb on petrol too but the cb will only be given in next statement.
there's one time i pumped rm30 and so i received rm1.50 (next month).
since i am going to cancel the cc (due to their changes in t&c), so i just pumped rm1.50 to utilise the cb.
but then i received rm0.08 (next month) again, so i pumped that rm0.08 amount and the cb ended lor!
super kiasu style!

everyone gets a free af waiver for the first year of using wise card. you must insist not to pay af for your wise especially when you are still in your first year of using it.

lol... never count. actually i just want my statement balance to be 0 only. i don't want to let stanchart earn anything from me (not even a rm0.08 positive amount in my account).

yes, this is true, another point to highlight.

lol... as i said, actually i just want my statement balance to be 0 only. i don't want to let stanchart earn anything from me (not even a rm0.08 positive amount in my account).

yeah, looks not very little. maybe because of the bottle picture is enlarged?

yeah, that's a good way to check unauthorised transaction. but for me, i just cancelled it after my statement balance turned 0.

This post has been edited by victorywp: Jul 31 2014, 11:44 AM

what can you expect if the merchant code doesn't match? it's the merchant who doesn't register their terminal under the qualified mcc code for hlb wise. and that's not hlb's fault nor the merchant's fault.

my advice is if unsure about the merchant's terminal mcc code, better stay away from using wise card there.