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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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victorywp
post May 13 2014, 09:17 PM

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QUOTE(why.key @ May 13 2014, 09:10 PM)
apply hong leong credit card free car camcorder ?
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more information as below...

QUOTE(victorywp @ May 6 2014, 12:22 PM)
now is this promo:

user posted image
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victorywp
post May 15 2014, 09:52 PM

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QUOTE(ubuntu @ May 15 2014, 07:33 PM)
Just apply for Wise credit card, was told by HLB CS that to be safe (eligible for cash back), the last transaction should be made on every 25th calendar of the month, and cash back will be credited on the 28th calendar of the month (I know this is wrong already, as current month cash back will reflected on the next month 28th calendar).

Is it true that the last transaction date should be made before or on 25th calendar of each month?
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yes, because sometimes it takes longer time to be posted by the merchant.
victorywp
post May 16 2014, 05:35 PM

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QUOTE(kurt @ May 16 2014, 05:26 PM)
Hello guys,

I just called Hong Leong CS. Some info to share for newbie :

1. GST - Waive if you swap within 45 days (Any amount)
2. Annual Fee - Waive if you swap within 45 days (Any amount)
3. If you apply for the 2 card, WISE and GSC, both need to swap in order to enjoy above
4. 6 Digit Pin - Will post to you via Snail Mail within 2 weeks after you get your CC
5. Transaction is count as posted transaction - 1st to end of the month
6. Rebate will be given next month on the 28th day
7. If you pay your TNB bill RM150, using three time, RM50 (RM50 x 3), it will consider 3 transaction

Guess, these answer everything. At least for me.

Quite easy to enjoy the 10% cash back.  rclxm9.gif
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you mean swipe?
victorywp
post May 16 2014, 08:17 PM

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QUOTE(kurt @ May 16 2014, 06:45 PM)
Yes, modified change above
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there's another swap in point 3 (as below).
sorry, actually i'm not so particular in typo like this, but the typo in your statement below changed the whole meaning of your statement.
QUOTE
3. If you apply for the 2 card, WISE and GSC, both need to swap in order to enjoy above

victorywp
post May 19 2014, 10:45 AM

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QUOTE(roger roger @ May 19 2014, 10:24 AM)
Dayum, my preferred choice, = grocery + petrol with bonus tele

but i just keep spending at Aeon departmental store. I forgot about my MBB2 Amex.

So confusing. The most jialat is, i spend on 28th April at Aeon Big for 5% rebate + HLB wise 10% rebate, thought will post at 1 may, dayum, system shown 30th April. Over my quota for month April. Rugi!
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so your aeon departmental transactions could not get 10% and somemore overspent and over quota for april?
victorywp
post May 19 2014, 05:11 PM

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QUOTE(beyond86 @ May 19 2014, 05:07 PM)
HLB Bdr Bkt Tinggi this Saturday (24/5/2014) open house for credit card application
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from what time to what time?
any special promo or free gifts?
might inform relatives to sign up. brows.gif
victorywp
post May 20 2014, 10:03 AM

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QUOTE(Wongchoy @ May 19 2014, 11:30 PM)
It will be close to 10% if AF is waived
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and 10% if gst is absorbed by hlb. drool.gif
victorywp
post May 21 2014, 10:28 AM

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QUOTE(cybpsych @ May 21 2014, 08:28 AM)
user posted image

Branch Open House Campaign
at 22 participating HLB branches, commence on 24 May 2014 and ends on 14 June 2014

Promo Page | T&C (English)

Some offer and eligibility points:

» Click to show Spoiler - click again to hide... «

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just a travel hand luggage??? hmm.gif
victorywp
post May 21 2014, 03:22 PM

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QUOTE(brotan @ May 21 2014, 02:55 PM)
hi all,

just called CS

he said the 10x RM 50 transaction need to be from the categories you selected, not every transaction

can you guys confirm if this is true?
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10x rm50 can be from any categories. it's just to qualify you for the 10% cash back.
but 10% cash back will be only for your selected categories.
victorywp
post May 21 2014, 07:32 PM

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QUOTE(xin @ May 21 2014, 06:48 PM)
most prolly they called your company and they didnt get to verify cuz no one pickup or etc ... last time i applied, i sit beside admin ... she not there then i answer the calls .. HLB called and asked if i work at this company and i answered yes he is haha .. 5 minutes later called my cell and told me they verified everything i card approved ...
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last time my colleague applied for a car loan and the bank officer called to the office and i picked up and that officer told me quite a lot about my colleague's loan application because he needed to do some verification.
victorywp
post May 26 2014, 02:05 PM

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QUOTE(audiocool @ May 26 2014, 01:36 PM)
not so sure about the how the entitlement for cash back with 10 trancsation with RM50 is working?

My billing date is on 17th of each month. I remember the customer service inform me that I need to speed with 10 transactions with RM50 each from 1st of the month until 26th....

For my case, the transaction I made after 17th is consider next month bill already?

Who can help to enlighten me?

Thanks.
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cash back is based on calendar month not billing cycle month.

yes, for your case, transaction made after 17th considered as next month bill already, but that's solely for your payment purpose only, nothing to do with cash back.
victorywp
post May 26 2014, 10:19 PM

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QUOTE(Lil'Maine @ May 26 2014, 09:17 PM)
Hi pros...I need some clarification about
8. Is Supplementary Card' retail transactions accumulated into the total number of swipes to meet requirement of 10 retail swipes per month and are those transactions eligible for 10% cash back also?
Yes, all posted retail transactions on supplementary card will be taken into account as per principal card. However, cash back earned will be credited into the principal Cardholder account only.

So does that mean the cash back is also applies to the sub card? I.e transactions on sub card entitled for cash back but credited to principle card only right?

Another thing, they held an event at MV last weekend and I asked about the annual fee waiver. The guy said swipe 12 a yer den automatically waive...is this true?
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1) means your sub-card share the same 10x >rm50 and same 10% rebate
2) not true unless they provide you with black and white
victorywp
post May 27 2014, 10:00 AM

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QUOTE(cybpsych @ May 27 2014, 09:54 AM)
HLB Wise full page b&w advertisement on TheSun daily paper.

Welcome gift RM50 rebate + 1st year annual fee waiver, subject to 1 retain transaction within 45-days after approval. <-- OK, i'm curious about this "1st year AF waiver".

Under normal application, AF is charged upon successful application or after completion of 1 year?
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af is charged upfront too just like gst.
victorywp
post May 27 2014, 10:02 AM

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QUOTE(cybpsych @ May 27 2014, 10:00 AM)
ahhh no wonder!  sweat.gif  thanks!
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means no extra free gift from hlb... sad.gif
victorywp
post May 27 2014, 12:45 PM

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QUOTE(CalvinCLK @ May 27 2014, 12:27 PM)
Wanna ask if it is ok to pay Maxis bill using MaxisPay twice in a day? Counted as 2 transactions right if each RM50 above?
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yes, no problem...
victorywp
post May 27 2014, 04:06 PM

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QUOTE(Lil'Maine @ May 27 2014, 01:09 PM)
just went to HLB to apply then i double confirm about this matter and the officer said that the sup card can contribute to the 10x >rm50 but sup card not entitled to the 10% rebate (such a turn off). that's y they don't advise applicants to go for sup card. instead go for the combo card.

and also regarding the annual fee waiver, it's stated in the application form that we need to have a minimum 12 transactions then they can do a waiver for the subsequent years.

when i was in MV the sales ppl only needed the applicant's EPF statement but they bank wants income tax, bank statement bla bla bla....then i pointed out about the application procedure in MV event then the officer said that's y most of the time will get rejected due to lack of supporting documents. (i wanted to show bank records of citibank, she said now they don't accept anymore sad.gif )

BTW can anyone explain the combo GSC card free tix to me? the officer was trying to confuse me..i thought it would be straight up buy 1 tix online and free another tix for the same movie at the same time?  icon_question.gif
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seems like hlb cs themselves also don't understand wise card features and t&c... shakehead.gif
victorywp
post May 28 2014, 06:53 PM

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QUOTE(cx2531 @ May 28 2014, 06:43 PM)
wanted to ask if i reload my touch and go at jaya shopping mall or petrol station, will be under which category?

thanks
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petrol station under petrol category is only if you use at the pump.
victorywp
post May 29 2014, 12:09 PM

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QUOTE(DarReNz @ May 29 2014, 11:54 AM)
for visa signature & visa infinite cc u get 12% otherwise just 10% so wise card can only get 12% discount for a week  nod.gif but i think u can also use watami card and get 10% + 3% cash back & points, if used up your watami cash back just use hlb wise the coming wed  tongue.gif
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can also use mbb2amex during weekends for 7%+5%+2%(in tp).
victorywp
post May 29 2014, 11:42 PM

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QUOTE(aeiou228 @ May 29 2014, 10:57 PM)
For TnG, you can get up front RM5 rebate for RM100 top up using Watson TnG card at any Watson store.
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have to wait for the next promo bcs the recent one just ended on 21/5.
victorywp
post May 30 2014, 09:35 AM

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QUOTE(Titan_Gunners @ May 30 2014, 09:11 AM)
Thanks, bro..just received my card on 5/28.. biggrin.gif
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you just received your card on 28/5 and you used on 29/5???
you should have waited and start using in june instead... unless you can achieve 10x >rm50 within these few days and be posted within may 2014???

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