chill la bro.

my Wise covers Groceries and Petrol only nia. as others said b4, using Wise on non-selected category is unWise 

I rarely go dining and knowing F&B MCC assignment is a mess/unconforming to actual business nature. Dining 'trap' category is literally useless for me 

so why didnt you just cancel the card?

sorry if this has been mentioned be4, but i just found out that we can pay telekom bill in hlb.com.my using wise
so i will update if it is categorized under mobile or utilities when my bill comes

Btw dowe need any settings for WISE CC to receive TAC using payonline.com.my? I cant seemed to use WIse but is able to use other CC. Wonder what happened....called up CS but he too is @@

yeap i also got mbb...hehe but if can use wise better la...use mbb for others
yeap...tried 1 buck only lol 

Here is my question since you guys are curious about it. Didn't bother to answer my question. No big deal, I will move to other category next month.

its a plat card, my spending is not high, i never manage to get RM100 CB, mostly spend on petrol, very little on dining.

considering the AF and GST for HLB wise, i think MBB2C AMEX 5% + 2% (from points) will just be a wiser choice for me.

just try to call cs and request for af waiver. each individual will be handled with differently.

just try to call cs and request for af waiver. each individual will be handled with differently.

Are you sure they can't provide MCC code to you ? Last month, i only got RM75 CB when I expect RM100. Then i refer to my statement. 2 dining trnx not listed as dining category. I gave CS a call and they could provide both trnx MCC as 5813 and apologize profusely for those restaurant to be listed as drinking places and they could do nothing as far as acquiring bank MCC are concern.

if all else fail just raise with bank negara that hlb not able to provide mcc code

If I bought mooncake frm aeon station 18 or kinta city am I entitle 10% cb discount?

Applied the card yesterday, the Hong Leong guy said I can choose any 3 categories. He did not mention mobile is the default category. Is that a new ruling or the HL staff does not even know his products?

Spend 1200 in 60 days will get a travel bag.

i really like all your comments in lyn threads. you are the reason we have debates and discussions in lyn. without you, this forum will not be much active.

Actually we just analyse the pro and con of this wise card so that we can exchange ideas about maximizing the benefit from wise card. Eg. Make 10xRM50 Payonline for TNB and mobile bills. We are not protective of HLB either because most of us just state the fact only. BTW i did say that Wise supp card is the most useless supp card so i am not protective either

U guys notice their online banking cant view unbilled transaction already?

yup i guess so too

They banker told me can't cancel one card only for combo. Only can cancel both card together if you wish to cancel. And also need to swipe 12 times for second year AF waiver for GSC card. That's why i didn't apply combo card last time.

But abit regret now as that time got free tower fan worth Rm200+ for combo card application.

Btw, if you all dont mind me to ask again about the AF, really no way to nego with CS to waive it kah?

Or i should follow you all advise. Cancel my plat card and apply for gold wise card? 

i have to stop spending on next month due to the CB credit thing. 

gold card not appealing 

owh... thanks for your clarification. the 13th month confused me 

BT is the best when you have very high credit limit