Received the bank call. CoC now interest rate 1.5% / annum. Thats really cheap offer.

Case by case, HLB sometimes will play around with this grey area. Now I'll try my best to strike 10 X rm50 and rm1000 within 20 days, meaning 1st to 20th only I'll use the WISE. So far highest record for a transaction to be posted is 9 days. Even the merchant already got the money much earlier than that

Understand this properly :
CB are based on transaction month
Statement are follow your statement date

Want to bring my name up meh

I think after I make so much of complaint on CB, till today(already 3 months), still no AF charged to my account

If have to call to get I guess is only 1.
Mine are never charged after 3 months
Every month spent rm900-1000 with lots of complaint made(about 8 times within a year)

Not really will, HLB's system may have "crash " every now and then

insurance also eligible for 10%?

of course NO.

I started using my card from Feb 2013.
Reversal came in as bonus.

This post has been edited by tbheng: May 31 2014, 07:27 AM


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I would like to confirm MaxValu DPC (Desa Park City) is listed under groceries category for WIZE card. Gotten my rebate for MaxValu.

thanks for confirming this.

Anyone know whether buying shopping voucher at Aeon Bandaraya Melaka is considered under Groceries or Departmental category?

Anyone managed to get GST absorbed?

I got it last night, during my dream. But wake up already I still have to pay it
Make full use of the cash back and it will cover the rm50 GST

HLB is like MBB...won't waive the GST...

I think WISE card is the best credit card of all now?

Their cash rebate is the highest and best of all, right?

yes, highest cash rebate but with strict t&c to follow. otherwise it's 0%.

Principal card, maybe. Supp card, definitely the worst!

Where to see the T&C ?

Thinking to get one..
But if got very strict T&C, then maybe I will forget about it la

Ok, thanks. I read the T&C in page 1 already.

But latest being their annual service charge is able to waive off. So could be more worth it now. Minimum 10 swipes with RM50 and above.. This might be a little bit tricky here..
Not swapping 10 times will result in no cash back activated.

select 2 categories, mobile is given to you foc. Need to make 10 times rm 50 transactions to activate your cashback and you will only receive cashback on the categories u have chosen

This post has been edited by DarReNz: Jun 1 2014, 04:38 PM

One thing I like about cash back in Hong Leong is cash back from Monday to Sunday. Unlike MBB 2 cards, only cash back on weekends. Weekdays is points. Some would really prefer to take the cash and no need the hassle.

Unlike wise card, MBB2 pays last month rebate now... Wise card have to wait till end of the month !!

best than citi bank, need accumulate total rebate RM50 only credit to our acc