This post has been edited by fly126: Apr 25 2014, 10:29 PM
Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
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Apr 25 2014, 10:27 PM
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#41
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edited 2x Post...
This post has been edited by fly126: Apr 25 2014, 10:29 PM |
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Apr 25 2014, 10:40 PM
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#42
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edited...
This post has been edited by fly126: Apr 25 2014, 10:42 PM |
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Apr 25 2014, 10:46 PM
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#43
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Apr 26 2014, 11:10 PM
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#44
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May 1 2014, 12:19 AM
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#45
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QUOTE(skincladalien @ Apr 30 2014, 10:45 PM) finally got my new card AFTER i am back from singapore lol You got a Citi PremierMiles American Express® Card...if they had send the card 1 day earlier i would have able to try out plaza premium lounge and free ride home Got any Promo or Free Gift when you applied It...??? QUOTE(siralv @ May 1 2014, 12:10 AM) It Depends on their Current Promo Event... |
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May 3 2014, 09:52 PM
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#46
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QUOTE(Andrew G @ May 3 2014, 11:01 AM) Never interested into Citibank's credit card, as they're very tricky and less benefits. Why U Always giving All the Negative Points of Views on How Bad of this Bank, How Worst of that Bank Credit Card from: Citi, HSBC, UOB, RHB, OCBC, HLB, SCB Thread... Semua ALL U Taruk KAW-KAW, tiada Satu pun U Cakap Baik punyai... Example: * Cash back needs to be accumulated until RM50 or above to be eligible for credited into the statement. * Rewards category needs to be renewed yearly at RM100/per category from 2nd year onward to be eligible for its 5X rewards points. * High annual fees and not automatic/easily waive-able. (Who is so stupidly idiot to want to pay annual fees nowadays?) * GST service tax almost 99% as not waive-able product or service items. (Whereas many other banks out there who can easily waive their GST or annual fees or BOTH!!) Note: Definitely won't apply/hold for any Citibank's credit card, unless for its 100% free gift/rebate WITHOUT any term and conditions. (Beware of their small-prints of T&C, as most their free gifts need some minimum HIGH amount of spending within fixed allocated period of durations, and added with "First come, First serve" basis.) What I can Say to U: Nothing is Perfect even the Best : MBB2Cards Treat Points also come wtih 3 Years Life Span... This post has been edited by fly126: May 3 2014, 10:16 PM |
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May 4 2014, 12:42 AM
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#47
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QUOTE(Andrew G @ May 3 2014, 11:27 PM) For your information, AMEX's credit cards were still not widely accepted in our country here currently. FYI, I do have MBB2 cards & I think currently now the Amex are Welcome to Most of the Merchant/Shopping Mall in Malaysia... It's not as you mentioned as the "negative feedback" in the forum here, as it is the facts indeed. Why not try to look/absorb it at the good side instead, where this can educate more forumers/new credit card's user here to avoid tricky or less benefits credit cards?? Note: The truth of facts are always hard to be swallowed / accepted. (Just sharing here anyway!!) Just like I told U before: Nothing is Perfect even come to Us: the People, Bank, Credit Card even though Our Beloved Country- Malaysia... This post has been edited by fly126: May 4 2014, 01:23 AM |
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May 4 2014, 12:47 AM
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#48
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May 5 2014, 03:58 PM
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#49
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QUOTE(Wazzzap @ May 5 2014, 02:15 PM) You're having a Airasia Gold, Call CS request AF Waiver from them usually they will happily to Waive... if U are a Regular User to them...You X know how much of the annual fee when applied the card, at 1st...??? QUOTE(esmonde @ May 5 2014, 02:20 PM) Guys, I just got a Citibank card, but not yet activate. Should Activate Your CC Once U received It, it's Recommended to do so...Can I activate like few weeks later when I wanted to use? This post has been edited by fly126: May 5 2014, 04:08 PM |
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May 5 2014, 10:20 PM
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#50
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QUOTE(Wazzzap @ May 5 2014, 04:34 PM) yeap regular user hopefully they will waive or else gonna cancel it not much of a benefit to me If U think Currently the Card is NOT Suitable on Your Need, U can request to Up/Downgrade to get the CC that Suit You Best maybe get Yourself Clear Card with Benefits: 1 for 1 Friday Movie Ticket, 1 for 1 Coffee Bean or Zouk Privileges... until now i m still not sure what kind of benefit do i get for this credit card haha that time just buta buta apply and kept using for convenience purpose only or a Free for Life Choice Card With No Annual Fees with t&c must have 2x swipes/month with just filled up the Credit Card Conversion Application Form & sent back to them http://www.citibank.com.my/english/docs/pd...pgrade-form.pdf http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM |
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May 5 2014, 10:36 PM
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#51
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QUOTE(Wazzzap @ May 5 2014, 10:26 PM) oh ok thanks but at the same time can u roughly explain to me the benefits of this airasia gold card? because from what the agent told me last time is that the benefits is you will have first hand info on airasia promo thats all haha Actually, I'm NOT Familiar with the Benefit of Airasia CC but You can Refer to the link: http://www.citibank.com.my/english/credit-...AENCCHMCBA1BN02 , that I Give... Currently now, ME a Clear card & Cash Back Plat. User... |
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May 6 2014, 09:59 PM
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#52
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QUOTE(esmonde @ May 6 2014, 09:40 AM) I applied for the clear card actually, but don really seems to get the benefits from the card as I go movie usually alone... so is it possible to cancel it without activation first? Even though U Not Active the Card yet still You have to Pay $50 GST... As GST is Charged once the card is Approved & Not necessarily activated or not. According to Custom Dept, only those Renewed card but cancelled within 3 months and Not use the New card is eligible Not to pay GST. The GST (Government Sales & Service Tax) can NOT Waive by the Bank, it is Collected by the Government and the Banks enforce it on behalf of the Government. I wonder Why, If You Really Don't Need the Card why Applied at the 1st place...??? This post has been edited by fly126: May 6 2014, 10:04 PM |
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May 7 2014, 09:43 PM
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#53
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May 7 2014, 09:51 PM
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#54
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QUOTE(Wazzzap @ May 7 2014, 05:01 PM) Your Earned AirAsia Points Never Expire... More Details, FAQ: http://www.citibank.com.my/english/credit-...ode=MYAAAPTNFAQ |
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May 7 2014, 11:40 PM
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#55
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QUOTE(skincladalien @ May 7 2014, 10:43 PM) fly126 seems very knowledgeable on citibank cards, can you help me on these query? Here,i tried to find a few info but seems that citibank's website is quite hard to find these for citibank premier miles visa, what is the finance charge for 12month prompt payment? does petrol count towards miles earn? thanks Q1. Citibank premier miles visa, what is the finance charge for 12 months prompt payment? just Same like Others Citi Credit Card, will get 8.88% p.a (Preferred Tier for Cardholders who promptly settle their payments with >50% of their monthly outstanding balance for 12 consecutive months). On the 2nd Year if Failed to do... it will Revised back to 15-18% p.a on the 3rd or Subsequent Years, Vice versa... http://www.citibank.com.my/english/citi-la...e=MYFCCCTT1#faq Q2. Does petrol count towards miles earn? Yes, You can Earn miles on Daily Everything Spend http://www.citibank.com.my/premiermiles/in...gnatureCardCCGL Btw, You want to know Whether can get the Complimentary 10,000 Miles if U Pay AF of Your Premier-miles CC...??? I think the Promo is NO longer Existing... have long Ended already, but Anyway pls call CS if You got Queries... This post has been edited by fly126: May 8 2014, 01:50 AM |
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May 8 2014, 09:20 AM
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#56
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May 8 2014, 09:41 AM
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#57
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QUOTE(koh_424 @ May 8 2014, 09:22 AM) Yes Cash Back Platinium Yes ALL $60 will Credit to the Next Month Statement & the Accumulation Start Over Again... I got the statement today & its shown the cash back >rm60. Will it be credit into next month bill? This post has been edited by fly126: May 8 2014, 09:42 AM |
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May 8 2014, 08:34 PM
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#58
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QUOTE(esmonde @ May 8 2014, 11:23 AM) I applied because I thought the Annual fee is waived by swiping 3 times in 60 days after cc approved. Then ok to me. But seems like GST and Annual Fee is of different thing which is I am not aware of. So the GST I have to paid even I swipe for 3 times within 60 days right? QUOTE(sj0217 @ May 8 2014, 02:33 PM) As far as I know, the first year of AF is waiver, and GST will be credit back into your account if you have filfull their requirement. I have applies their card recently and told that only 2 swipe is needed for any amount to be credit back the GST amount. Swipe RM1k and above, can get free luggage bag, RM4k and above can get more bigger luggage bag Same like MBB TP now the rate QUOTE(esmonde @ May 8 2014, 02:36 PM) Hi, THanks for your reply. Actually, It's Depends on their Current Promo Some ada Some Not.... So that means, I can swipe for like 2 to 3 times within 2 months and I won't be needed to pay anything else right? Better Call CS to Find Out whether U Eligible to get $50 GST Cash Back |
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May 8 2014, 08:43 PM
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#59
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QUOTE(skincladalien @ May 8 2014, 11:57 AM) as for the AF i dont think its a promo, it is written in TnC at the card page: For Citibank PremierMiles VISA Cardmembers: 1. Every three (3) Ringgit (RM3) worth of spending on Retail Purchases posted to your Card Account, one (1)PremierMiles will be credited to your Card Account 2. Upon renewal and payment of the annual fees for the Card, a bonus of ten thousand (10,000) PremierMiles will be credited to your Card Account 3. Once your application is approved and you have activated your Card by charging on any Retail Purchase to it,2000 PremierMiles will be credited to your Card Account And item 2&3 are not applied to PM Amex This post has been edited by fly126: May 8 2014, 08:50 PM |
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May 9 2014, 10:57 AM
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#60
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QUOTE(esmonde @ May 9 2014, 10:48 AM) Just called Citibank to activate my card. Glad to hear that... Condition to waive annual fee: Swipe 3 times within 60 days from the date approve regardless of transaction in merchant or online. Condition to waive GST through Rebates after 3 moths: Swipe 3 times within 60 days from the date approved Welcome to Citi's World Happy spending Start to Enjoy the Privileges of your NEW Card This post has been edited by fly126: May 9 2014, 10:58 AM |
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