Hi All, im actively using Cash Back card but my 3rd anniversary is coming and i understand that many dint get waiver for annual fee and gst after 2 years.

Any particular way that can get me the GST? basically this is my main card, so if i dont want to pay for annual fee, should i cancel it before the anniversary?what other card that you can recommend, mainly use for petrol?

my secondary card is hsbc signature but rarely use because it seems to dont have any benefit..

IV) Citibank Cash Back Platinum- 5% Cash Back on Petrol [capped at RM600 (Max CB $30) per Month]

This means cash back of only max RM30 per month ? What does the front RM600 stand for ?

Can we call in request for easy payment when swipe a big amount with Citi Card?

If call in hard to get?

Coz not all merchant will give easy pay.

Even i request for flexi payment also they don't give. According to them they don't have any promotion so they will not give any plan for that. LOL~~~

i think you are confused between 0% easy payment plan (EPP)  and the normal installment payment plan (IPP). 0% EPP is only available on selected merchants and you have to be sure they offer this. For example, like ikea and maxis.
Yup, you are right. otherwise how do banks make money if everyone offers 0% unless merchant absorbs the cost.

Thanks for the example.

Last time i did call in to request with the easy payment. But do not know why recently they don't allow to convert the amount to easy payment.

Just curious.

Hi all,

I was informed that my application for Citibank PremierMiles VISA Signature was rejected today.

I am very aware of the requirement of minimum annual income of RM60K for PremierMiles VISA Signature. If based on my 2013 (monthly salary <RM5K), my annual income (including bonus) is still more than RM60K.

My current salary (2014) is >RM5K
Car loan paid off in 2011.
Another bank - Home flexi loan RM600K+ approved in June 2014
Another bank - Platinum card holder since Oct 2014 (credit card statement always cleared in full before due date)

I submitted the following documents:-

( a ) Dec 2013 - March 2014 salary slips
( b ) Increment letter January 2014
( c ) EPF statements printed out from Citibank's EPF Kiosk

The sales person told me that he/she does not know the reason why my application is being rejected but he/she will appeal for me. I asked, if you don't know the reason, on what basis do you appeal?

I even dropped by Bank Negara Malaysia to check on my CCRIS and conduct a CTOS self check report today. No issue at all.

Anyone can shed some light on my situation? How can I find out the real reason?

Many thanks.

Applies Citi card on last Saturday.

The card has approved not even more than 60 min, I think only took 45-50 min.

This is damn fast!!! 

New Citibank member

haha, always view this thread here, but now is one of the member already. Applies for Clear card.

Purpose to holding this card is because of movie ticket buy 1 free 1.

The credit limit offer by bank is quite a lot 

Have to agree with u.

Last time i owned a MBB credit card for 5yrs. CL only 3.6k no single cent have increase by them. Request also cannot get.   

wanna ask normally take how long to process application?

new to citibank but already holding 2 other bank's card. submit last thursday

Not really. It took them just two working days to approve my application last time.

Hi, I have a question.

For the extended warranty promotion, does gaming console included in the category?

Aiks, guess same goes to handphones also if like this

just got an email regarding e-statement and e-advice. i guess my application is successful

Guys Citibank rewards points making me very confuse, how to use those rewards points to pay at merchant as cash?

do u think the 2 categories suits your lifestyle ?

"....2 Complimentary Rewards Categories..."
After that removed your benefit. Worth???