ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V5
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 Apr 9 2014, 05:00 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City   
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QUOTE(ShinG3e @ Apr 9 2014, 04:55 PM) right. until december 2014. but i just recap what that agent "told" me la PNB bankrupt la if they actually do that  one time off. my other colleague did ask that agent that "if i everytime buy 1,000 unit, you give me 1,000 unit everytime?"    |
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Apr 9 2014, 06:51 PM
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Senior Member
622 posts Joined: Dec 2013
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Nothing is FOC in M'sia. Somehow they will "collect" direct or indirectly from the people
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Apr 9 2014, 08:41 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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found something interesting about ASB2, namely:-
Caj Jualan Pengurus tidak mengenakan sebarang caj jualan buat masa ini. Walau bagaimanapun, Pengurus mempunyai budi bicara mutlak untuk mengenakan caj jualan sehingga 1% daripada jumlah yang dilaburkan. Caj Jualan Balik Pengurus tidak mengenakan sebarang caj jualan balik buat masa ini. Walau bagaimanapun, Pengurus mempunyai budi bicara mutlak untuk mengenakan caj jualan balik sehingga 1% daripada jumlah yang dikeluarkan. Pembayaran Jualan Balik Berdasarkan kepada Garis Panduan Tabung Unit Amanah, pembayaran boleh dibuat dalam tempoh 10 hari dari tarikh penerimaan permohonan jualan balik. Walau bagaimanapun, Pengurus akan berusaha untuk membuat pembayaran serta-merta. Such terms are not found in ASB  |
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Apr 9 2014, 09:36 PM
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak
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QUOTE(ShinG3e @ Apr 9 2014, 04:55 PM) my other colleague did ask that agent that "if i everytime buy 1,000 unit, you give me 1,000 unit everytime?" QUOTE(davinz18 @ Apr 9 2014, 05:00 PM) PNB bankrupt la if they actually do that well, you buy 1,000 unit, of koz la they give you 1,000 unitit's technically right |
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Apr 9 2014, 10:04 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(lucifah @ Apr 9 2014, 09:36 PM) well, you buy 1,000 unit, of koz la they give you 1,000 unit well what he means was buy 1k units get 1k free units it's technically right  btw, u got invest in ASB2? This post has been edited by davinz18: Apr 9 2014, 10:05 PM |
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Apr 9 2014, 10:05 PM
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak
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QUOTE(davinz18 @ Apr 9 2014, 10:04 PM) well what he means was buy 1k units get 1k free units well, his sentence is like this "if i everytime buy 1,000 unit, you give me 1,000 unit everytime"it technically means you buy 1,000 units, u get 1,000 units cheers...  |
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Apr 9 2014, 10:06 PM
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak
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QUOTE(davinz18 @ Apr 9 2014, 10:04 PM) btw, u got invest in ASB2? not yet. the bank manager is still a bit too busy with and i'm a bit not free oso. so wait until right timingplus, the fund size is 10bil. u know how unlikely it will be fully subscribed, if ever |
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Apr 9 2014, 10:17 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(lucifah @ Apr 9 2014, 10:05 PM) well, his sentence is like this "if i everytime buy 1,000 unit, you give me 1,000 unit everytime" well maybe that's what he trying to say it technically means you buy 1,000 units, u get 1,000 units cheers... QUOTE(lucifah @ Apr 9 2014, 10:06 PM) not yet. the bank manager is still a bit too busy with and i'm a bit not free oso. so wait until right timing What I heard from other forummers, some bank having problem in "accessing" the asb2 platform thus cannot open the account plus, the fund size is 10bil. u know how unlikely it will be fully subscribed, if ever yup, 10b is huge. maybe after the 1st divvy announcement also still got available units.. |
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Apr 10 2014, 12:32 AM
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Senior Member
1,326 posts Joined: Dec 2010
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QUOTE(cheahcw2003 @ Apr 9 2014, 10:22 AM) Only the bank has access to their borrower's profiles, as how many Gen Y borrowers they have. not really bro, you also can topup your asb by buying the certificate as well without taking loan..I was told in order to apply ASB loan, just need 3 months payslip, IC and a copy of ASB passbook. 99% approved if one is negative on the CTOS/ Bankruptcy search. For the weak applications, bank impose 6 months installment in advance as the dividend gain from ASB easily can cover the ASB loan installment. Some housewives without monthly income also can get their ASB loan approved. If you read the ASB2 brief product showcase, the investment can be in the form of Passbook (cash investment), or in the form of Certificate ( leveraged investment using loan), banks need the fund in the form of certificate as the pledged security. For now, PNB only open for cash investment, if the fund not sold by a certain date, more likely they will open for loan. |
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Apr 10 2014, 01:04 AM
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Senior Member
5,379 posts Joined: Jul 2009
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QUOTE(mytaffeta @ Apr 10 2014, 12:32 AM) not really bro, you also can topup your asb by buying the certificate as well without taking loan.. u can do so...but why not passbook if not for loan? |
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Apr 10 2014, 06:20 AM
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All Stars
18,455 posts Joined: Oct 2010
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QUOTE(mytaffeta @ Apr 10 2014, 12:32 AM) not really bro, you also can topup your asb by buying the certificate as well without taking loan.. Wa, so good one and so unfair, with ASB certs can use them as collateral for other loans? |
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Apr 10 2014, 10:27 AM
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Senior Member
1,552 posts Joined: Feb 2013
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QUOTE(lucifah @ Apr 9 2014, 09:36 PM) well, you buy 1,000 unit, of koz la they give you 1,000 unit technically yes. but the agent mentioned EXTRA FREE units it's technically right  excited liao |
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Apr 10 2014, 10:39 AM
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Senior Member
616 posts Joined: May 2011
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QUOTE(ShinG3e @ Apr 10 2014, 10:27 AM) technically yes. but the agent mentioned EXTRA FREE units excited liao  |
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Apr 10 2014, 10:48 AM
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Senior Member
4,440 posts Joined: Jan 2010 From: Kuala Lumpur
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How many have invested in ASB2?
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Apr 10 2014, 11:56 AM
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Junior Member
428 posts Joined: Mar 2011
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QUOTE(cybermaster98 @ Apr 10 2014, 10:48 AM) How many have invested in ASB2? me  ... just can registered rm10 only...cannot topup ... they mention system is slow at maybank |
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Apr 10 2014, 12:57 PM
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Senior Member
1,326 posts Joined: Dec 2010
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QUOTE(cheahcw2003 @ Apr 10 2014, 01:04 AM) u can do so... but why not passbook if not for loan? QUOTE(MGM @ Apr 10 2014, 06:20 AM) Wa, so good one and so unfair, with ASB certs can use them as collateral for other loans? its one of the way to discipline oneself, for main purpose am not sure.. you cant withdraw amount that converted into certificate right.. This post has been edited by mytaffeta: Apr 10 2014, 12:58 PM |
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Apr 10 2014, 01:00 PM
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Senior Member
1,326 posts Joined: Dec 2010
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QUOTE(anz87 @ Apr 10 2014, 11:56 AM) me when u open ur account bro? i did mine at asnb last week.. manage to put in some bullet as well.. ... just can registered rm10 only...cannot topup ... they mention system is slow at maybank |
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Apr 10 2014, 01:20 PM
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Senior Member
5,379 posts Joined: Jul 2009
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QUOTE(cybermaster98 @ Apr 10 2014, 10:48 AM) How many have invested in ASB2? I doubt many....From other forum, many still hesitating if this fund is harus or haram from Islamic perspective. |
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Apr 10 2014, 01:21 PM
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Senior Member
5,379 posts Joined: Jul 2009
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QUOTE(mytaffeta @ Apr 10 2014, 12:57 PM) its one of the way to discipline oneself, for main purpose am not sure.. you cant withdraw amount that converted into certificate right.. If not pledged then can withdraw anytime even it is in the form of certificate. |
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Apr 10 2014, 01:43 PM
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Senior Member
3,283 posts Joined: Dec 2013
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QUOTE(anz87 @ Apr 10 2014, 11:56 AM) me Minimum is 100 unit. How can it be RM10? ... just can registered rm10 only...cannot topup ... they mention system is slow at maybank Pelaburan Permulaan Minimum Buku pelaburan - 100 unit |
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