Thanks for your information. I'm a non-bumi and I'm so sad to know how unfair non-bumis are treated in transactions of ASNB funds seems like we can only depend on LUCK even when trying to open up an account, not to say buying the funds.

Anyway, which type of fund do you recommend between fixed price fund and variable price fund? It should be fixed price fund, right? Coz I won't be suffering any loss at the point of selling, yet collecting good dividends from ANSB every year.

Financial Year End: November 30
Historical Amanah Saham Nasional 3 (ASN3) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 7.00
2010 - 5.50
2011 - 6.00
2012 - 6.00
2013 - 6.30

Financial Year End: March 31
Historical Amanah Gemilang Pendidkan (ASG-P) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 5.50
2010 - 5.50
2011 - 5.60
2012 - 7.00
2013 - 7.10

Financial Year End: March 31
Historical Amanah Saham Gemilang Kesihatan (ASG-K) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 6.00
2010 - 6.00
2011 - 6.10
2012 - 7.10
2013 - 7.20

Financial Year End: March 31
Historical Amanah Saham Gemilang Persaraan (ASG-P) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 5.00
2010 - 5.00
2011 - 5.10
2012 - 7.05
2013 - 7.30

Basing on the most recent stats, looks like we should invet in ASG-P since it gives the highest rate, right ?
When is dividend given out and how many times a year ?

Is the price generally going up ?
I see all the 3 ASG funds having more than 1.0000 rate and I supposed when it was launched that rate was 1.0000 but now, the rates are higher, e.g. ASG-P today's rate is 1.2268 / 1.2881. So does it mean not only we earn more than FD rate, we also earn from capital gains when the price increase ?

ya MEH >
I deposit MORE than that, NO BNM FORM SIGNED also.
First time KNEW ALSO,

maybe I partial deposit EACH time.
then MONEY roll & roll BECOME HUGE.

maybe they know you are big customer

everytime i exceed the threshold they pull up a paper for me

Dun worry so much la...

The 'they' refering to LHDN?

Blue colour form with code ASNB 21 V.03/2011 on top right hand corner

Nope, is Bank

the bank. the piece of paper is BNM declaration form.

If yo risk tolerance level is low, wud advise u go for fixed price funds namely ASW/ASM/AS1M

Dividend declare once a yr and pd on every 1st Apr
Price movement is dependent on market value of equity n non equity
For variable fund, yo returns = dividend + capital appreciation/depreciation

I know the feeling bro. Try & error is not the best way. but if you're lucky then it's worth it every minute u spend on it
The risk is much lower in fixed price fund compare with variable pricing fund. it's all depend on your preference & risk appetite

depend on my risk appetite? sounds like variable pricing fund has higher return compared with fixed pricing fund then.. I'll definitely look into them and do a good comparison analysis etc..

Thanks bro for your info

No problem. Glad to help

No at a problem at all. Tried many times

after going through a very drought season for my trial to bank in into the asnb funds, right now, i am thinking about diversification. i am thinking about investing in AmDynamic Bond as a form of diversification..

but due to my income constraint, accuracy of decision is important.

I will use AmDynamic Bond as my Plan B, as my Plan A to try bank in is no longer easy compared to before..

AmDynamic Bond is not performing since last year

For ASG Funds, how is the dividend computed ? If I buy on Dec 1, will I earn 4 mths interest paid on April 1 or the full 12 mths interest ?

ASG has 3 funds; if I want to invest in all 3 funds, do I have to open 3 separate accounts ? What docs needed to open account - just IC will do ?
Can open ac 1st and later invest when funds are available or only can open ac when got funds for sale ?