ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V5
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 Apr 10 2014, 03:07 PM
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#201
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City   
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QUOTE(ShinG3e @ Apr 10 2014, 10:27 AM) technically yes. but the agent mentioned EXTRA FREE units The free extra units is the 10 units right? or got others promo where u get another extra units?  excited liao   |
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Apr 10 2014, 03:23 PM
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#202
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(ShinG3e @ Apr 10 2014, 03:13 PM) only the 10 units is given FREE upon signing up for ASB2 before December 2014 Your statement yesterday causes some confusion to me. I tot u said invest 1k get 1k free. Now all cleared    |
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Apr 10 2014, 05:55 PM
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#203
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(lucifah @ Apr 10 2014, 05:16 PM) if you see it that way, you're absolutely right eh got special reg form for ASB2?  anyway, i got the ASB2 papers with me. later tonite take some pics and share with u guys. the form is a bit fishy to me since it asked some really irrelevevant question, like your income level and also your profile - are u a minister, senior govt office, royalty or majlis tertinggi politik so i like wtf? and also SUMBER KEKAYAAN and SUMBER DANA. unfortunately, they didn't put the CRONY source there. if not, i'd for sure tick that one  I tot got one blue colour "standard" one for all ASx? juz need to "X" which ASx fund only? I don't know about income level, but job they do ask it. if u working, student, housewife, gomen staff or private staff etc. maybe they wanna see if any PR members / YB apply kot, can use it as promo This post has been edited by davinz18: Apr 10 2014, 05:56 PM |
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Apr 10 2014, 06:24 PM
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#204
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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» Click to show Spoiler - click again to hide... « This week most agents /asnb branch are busy with ASB2 thingy. If you're lucky, they would layan u. if not they chase away u or give some lame excuses (to make u leave the branch)  Some banks are having problems with the asb2 platform thus processing take longer time (normally 10min already finish reg new account)  QUOTE(plumberly @ Apr 10 2014, 06:19 PM) I was surprised when I heard that in the BR1M application form, one has to fill in one's state and national electoral seats! Why? I did not know that BR1M is given depending on which seats one is in! the 1st BR1M are given according to state seats. different timing & dates for each state seats. remember we need to Q & take the voucher  This post has been edited by davinz18: Apr 10 2014, 06:29 PM |
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Apr 10 2014, 06:28 PM
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#205
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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-deleted-
This post has been edited by davinz18: Apr 10 2014, 06:28 PM |
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Apr 10 2014, 10:39 PM
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#206
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(foofoosasa @ Apr 10 2014, 10:28 PM) , why I don't get form like this. BTW I have my asb2 account already |
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Apr 10 2014, 10:51 PM
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#207
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(syler89 @ Apr 10 2014, 10:43 PM) Just wanna ask you guys, i've been depositing money into ASB trough online transaction. Is there anyway that i can view the balance to make sure that the amount really deposited into the account? u can only know your ASB balance when u update the passbook, no online viewing |
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Apr 11 2014, 02:29 PM
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#208
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(cheahcw2003 @ Apr 11 2014, 02:01 PM) Was told by a Maybank officer just now, they will launch the loan for ASB2 next week. if that info true, then we can expect a bit higher "take-up" rate for the scheme |
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Apr 11 2014, 03:53 PM
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#209
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(kingsing84 @ Apr 11 2014, 03:38 PM) thanks bro! Invest min rm10 in ASB2 & get 10 units free. 100% return immediately max asb first..asb2 later.hehe  offer ends Dec 2014 This post has been edited by davinz18: Apr 11 2014, 03:54 PM |
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Apr 12 2014, 03:16 PM
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#210
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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ASB loans u can take, but don't be greedy & take straight 200k when your salary/income so-so only. 1st take small amount like say 50k. u take huge amount loans, it can effect your credit rating.
just my opinion. your money your decision |
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Apr 12 2014, 03:32 PM
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#211
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(shankar_dass93 @ Apr 12 2014, 03:28 PM) What's the interest rate like ? if I'm not mistaken BLR -1.65% |
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Apr 12 2014, 03:42 PM
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#212
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(shankar_dass93 @ Apr 12 2014, 03:37 PM) The BLR is about 6.60% now right ? yup. it may increase soon |
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Apr 13 2014, 10:03 PM
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#213
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(PainHacker @ Apr 13 2014, 08:45 PM) what is the difference between asb1 and asb2? ASBType - Income Category-Equity Launch Date- January 2, 1990 Objective-To generate long-term, consistent and competitive returns to the Unitholders whilst ensuring the preservation of capital at minimal risk tolerance level. Approved Fund Size -Unlimited. Sales Charge-None Redemption Charge -None Payment of Redemption -On-the-spot. Cooling-off Period -None Financial Year End - December 31 ASB2 Type -Income Category -Mixed Asset Launch Date -2 April 2014 Objective-The Fund seeks to provide regular income stream whilst preserving the Unit Holder’s investment capital through a mixed asset portfolio. Approved Fund Size-10.0 bilion unit Sales Charge- Currently, the Manager does not impose sales charge. However, the Manager has the absolute discretion to impose sales charge of up to 1% of the invested amount. Redemption Charge -Currently, the Manager does not impose repurchase charge. However, the Manager has the absolute discretion to impose repurchase charge of up to 1% of the repurchased amount. Payment of Redemption Money -Under the Guidelines on Unit Trust Fund, the payment of repurchase money is allowed to be made within 10 days upon receipt of repurchase request. However, the Manager will endeavor to pay on-the-spot. Cooling-off Period -Nil Financial Year End -March 31 This post has been edited by davinz18: Apr 13 2014, 10:07 PM |
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Apr 14 2014, 12:22 PM
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#214
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(cybermaster98 @ Apr 14 2014, 10:18 AM) Wow! Thats a high interest rate. yup, it's quite high. but some people say 2nd year can use the dividend money to pay the loan installment. so u still profit So ull end up paying about 4.95% for an ASB loan and with the BLR expected to go up soon by 25 basis points, we would be looking at BLR 6.85 - 1.45 = 5.40%. Assuming ASB2 dividends are 7.70%, your nett profit is only 2.3%. Darn! |
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Apr 14 2014, 12:42 PM
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#215
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(plumberly @ Apr 14 2014, 12:36 PM) Yes, that is looking from portfolio perspective. The biggest mystery in malaysian investment But if you consider only the return, then ASB2 (if it performs as well as its older brother ASB) should be better than AS1M by about 1% higher from past ASB & AS1M performance. With my non bumi eyes on, I feel that ASBX (bumi only) tend to do better than ASX (bumi and non bumi). I wonder why? Change my contact lens to see better? Ha. Cheerio.  |
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Apr 14 2014, 08:18 PM
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#216
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(plumberly @ Apr 14 2014, 06:28 PM) Diplomatic way of saying it. Ha. wow, u really did some analysis there  Decided to do some analysis to get a better picture for myself. Sharing 1 [attachmentid=3930385] With RM100,000 each in ASM, ASW2020 and ASB in 2001, ASB has delivered the highest 13 yrs later. Honestly, I thought the difference would be a lot more but it did not. So, ASM, ASW & ASB are in the same ball park in return. I know some will be coming back that I left out the bonus % in ASB. To me, ASB is worth it if one makes use of the bonus as otherwise, it is only slightly better than ASM and ASW2020. Sharing 2 [attachmentid=3930391] Surprised that ASM & ASW2020 have done better than ASB in some years (2001, 2002 & 2008, bonus % excluded). Note that since 2009, with some hidden hands in the system, ASB has consistently done better than the rest by about 1%! Maybe someone up there realised the need to have a higher return for this special fund for the special people. Ha. Wonder whether there was a change in the top govt or PNB in 2008/2009?  Cheerio.  ASB paid quite excellent dividend few year after launch, then slowly dropped. I donno if got any management change in PNB but what I know got some "political" change in April 2009  |
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Apr 15 2014, 02:51 PM
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#217
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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Apr 15 2014, 03:43 PM
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#218
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(MGM @ Apr 15 2014, 03:27 PM) For those who don't take loan but are conservative instead of putting money in FD they get better returns in ASB cos they have this 'privilege' (but not so lucky if they are non-bumi, conservative and retired and FD is one of their choices). The bold part I agree. Why help those already rich to become richer with "tongkat". Should help those needy & middle class people who are suffering silently After 44 years, schemes like these should be open to the needy (same for house buying, discount should be given for houses below certain value but in Johor a bumi lot bungalow of rm4mil get a 15% discount of rm600k!!) Banks get 4.9% but they borrowed funds (thru FD, CASA, ...) so net returns not that great but banks have the volume. If 'factor in inflation at 3.0% (I think it is higher) annually and the consumer's RM worth in ASB secured by financing from these banks are actually -0.2% worth less than the year before', so instead of helping bumi investors they are actually victimised? This post has been edited by davinz18: Apr 15 2014, 03:43 PM |
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Apr 16 2014, 06:32 PM
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#219
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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Notice - ASG Unit Holders
http://www.asnb.com.my/notispenting/NotisToUH.pdf New Account number for ASG unitholders from 20 April onwards (currently from 9 digits to new 12 digits). The new account number is for individual who use own money (passbook). EPF one is exempted |
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Apr 17 2014, 04:06 PM
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#220
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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QUOTE(plumberly @ Apr 17 2014, 02:56 PM) Rather quiet here. It's all depend on your luck, Timing & units availability. Not everyday u can get Any update from those topping up your ASX? For me, very little, only RM 30 and RM50 for ASM. I guess there is a monthly cycle on the units availability, people selling theirs at the end and start of the month. Cheerio. » Click to show Spoiler - click again to hide... « QUOTE(csl1987 @ Apr 17 2014, 03:49 PM) Just back from Post office, 1k top-up, very easy to get...the staffs tried within few times got it...450+550, go try for your son again~ Congrats bro. u seem to have lady luck on your side every-time u "try" |
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