So that is why some collect the passbooks and then process them later. Wondered why this operation mode as calling back the customers later is not as efficient as processing the transaction straight away when the customers handed in the passbooks.

At MB that I go to, one staff processes the transaction straight away while the counter next to that collects the passbooks first. I guess it is up to the staff on the methodology.

The weird thing that I noted is, when I go to deposit/withdraw from my saving or FD, I have NOT experienced the poor service that I sometimes see when I go there for the ASX. Any one noted the same thing?

Cheerio.

P/S For those in Sarawak, enjoy your Good Friday break!

Good to know that I am not the only with that view. 

Nope

I guess the reason why staffs are more helpful in doing savings or FD transaction is because they won't have to try multiple times for a transaction that may or may not happened. End of the day, the staffs have to print out a long list of report for each of their counters, have to calculate the transactions per day (and also the amount involved)...the higher the transactions being done by him/her, the more capable he/she is in the eyes of manager...therefore, a staff that are helpful in doing void transactions (trying multiple times for ASX fund and end up nothing) will have lesser transaction and turn up to be less competent to his/her manager...

If a staff practice "customer comes first", he/she might risk their performance and annual bonus

Hmmm... New acct no....does it mean need to change passbook?   
Edit: Read the notice...aisay, need to replace to new passbook... leceh lah...

hi lucifah, about the AS1M, i went to maybank and asked about the AS1M coz i was always confused by it though i havent open an acc because ASX havent even full, but the thing is they told me no such thing as bumi quota, its free for all. however, based on your previous comments, if im not mistaken, u handle your client's investment portfolio therefore i would think that you are more knowledgeable than the bank's clerks.

so, my question is, other than ASX is for Bumi while AS1M has bumi quota and non bumi, any other amanah saham that has bumi quota and has not been fully subscribed?

thx

oh, i googled, by gold you mean the slightly brown one called ASM?

-edit-

hm.. AS1M dividens are high than ASM but ASM is sold out. is it purely because it was launch at 2000 while AS1M at 2009? if so i would think AS1M would also be full very quick. dont know where can source for cash to put in first 

Wah, cantik! Don't be too shy to show the x,000,000 in the pages! Ha.

Saw a lot of people carrying the blue ASX book, even some chinese. What is it?

Cheerio.

good pic. tq for clarifying them.

i always mistook the gold book and the red book as ASM and ASW2020

the ugly yellow book i will always remember as AS1M as i also got tired of 1M branding everything from taxi to shop to house to Amanah Saham

kolek. kolek.

some classififed as minority oso can have this golden passport to easy money

Sorry, an off the topic question.

Wonder how many politicians invest in ASNB funds. Too small for them?

Cheerio.

woah, thx to bro davinz and lucifah clarifying everything for me.

even as1m is full, theres still asw2020 and etc etc all giving above 6% consistently.

i think its clear already and i would proceed to plan my funds accordingly. thx to all brothers

Need some advice.. I've maxed out my asb.. What should be my next asx for investment? Should i focus on asb 2? Thanks in advance

Whats the returns for AS1M?

Hi sifus, I just want to ask about the ASN3 now is available for chinese?? Is that real?

No luck topup ASM today
Just updated my 2013 Dividend

Any is going update their ASG book?

Is there a quick way to know if ASB2 already sold out? Wait for PNB announcement?

I imagine with only 10 bil fund size, should be sold out quickly, no? Summor it's targetted at rich Bumi who has maxed out ASB. Any ideas?

I heard of ASB 2 has been launched in early of this month, and i would like to do a research on this. I have a few question on this new investment scheme:

(i) If a person has purchased or invested his maximum limit in ASB which is 200000 unit, can he invest in ASB2?
Yes

(ii) Currently, is there any bank or institution that will provide loan or financing for this investment? If yes, which bank?
People say Maybank got, please do confirm 1st

(iii) Is there any difference for ASB and ASB 2? If yes, what is the difference between ASB and ASB2?
http://www.asnb.com.my/asb.htm
http://www.asnb.com.my/asb2.htm

(iv) Currently, which bank or institution (such as pos office or Maybank) can allow for the application of ASB2? (i only know that we can apply ASB 2 through Maybank)
ASNB Branch, Maybank, CIMB, RHB & Pos Malaysia

(v) Is current ASB loan can also used to finance ASB 2?
Nope

Hope that the ASB expert can help me on this

Hi Sifu's

I plan to invest in this as well. But there are so many shares to choose from. Is there any way to narrow down this.

I am a non-bumi, so means i cant just walk in and buy as many as i want correct?

Hi,

Thank you for the explanation. It was a great help. I was under the assumption that all the funds are fixed price at RM1 and are guaranteed never below Rm1. In this case there's not much difference with this and Public Mutual Funds? correct me if im wrong