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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V5

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davinz18
post Apr 3 2014, 05:46 PM

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QUOTE(adolph @ Apr 3 2014, 05:23 PM)
blush.gif
how good IF US can APPLY >

TAKE a LOOK on my own FUND, money GROWING.
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juz waiting for some good news from Jibby sweat.gif
davinz18
post Apr 3 2014, 06:11 PM

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QUOTE(topearn @ Apr 3 2014, 06:01 PM)
Can a Chinese buy any of the funds here ? If yes, how are the yearly returns like...much higher vs CDs ?
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welcome on board rclxms.gif

Currently Only ASN3 & ASG funds are available to non-bumi. it's variable pricing fund juz like UT. Daily pricing can refer to ASNB website.

for more information, u can refer on 1st page icon_rolleyes.gif
davinz18
post Apr 3 2014, 08:14 PM

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QUOTE(wil-i-am @ Apr 3 2014, 06:17 PM)
Lets assume u can invest
Will u invest RM200k in 1 go?
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LHDN would be knocking your door & asking a lot of questions yawn.gif
davinz18
post Apr 3 2014, 08:39 PM

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QUOTE(adolph @ Apr 3 2014, 08:28 PM)
I put HUGE AMOUNT in FIXED DEPOSIT,
same to my bank client which put more than 5 MILLION.

nothing happened ALSO  blink.gif
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anything above 50k need to fill some BNM form.

they "check" your background first, quietly . if nothing happen to u means u are "clean". No worries. They are satisfied with your source of income sweat.gif
davinz18
post Apr 3 2014, 08:59 PM

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QUOTE(BATMAN99 @ Apr 3 2014, 08:49 PM)
Hi guys I'm new to ASNB funds, so regret to only know about this fund lately.

If I were to open an account and try my luck to buy the funds (since most are fully subscribed), the only way is to open the account at the local banks/ ASNB HQ?

As I can see I can actually open up account in m2u, so what's the difference between open up an account at physical branches and via online platforms like m2u? Is it if I open via m2u then I wouldn't have the passbook? And I cannot buy it via physical branches in the future coz I don't have a passbook?

Please enlighten me, thanks all! smile.gif
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Can only open new account in banks (mbb, cimb, rhb), Pos Malaysia & ASNB branch. No online Reg for ASx funds. Everyone need the passbook.
"top-up" can be done online (m2u) but only for bumi unit holders cry.gif even after using online "top-up", u need to update the passbook at counter.

u can "try" your luck on opening the account, but don't be too hopeful. The staff normally won't entertain for fixed price fund.

Variable pricing fund are available. ASN3 & ASG.
davinz18
post Apr 3 2014, 09:00 PM

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QUOTE(topearn @ Apr 3 2014, 08:57 PM)
Thanks for the info. BTW, what is UT ?
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Unit Trust sweat.gif

like public mutual etc.

This post has been edited by davinz18: Apr 3 2014, 09:00 PM
davinz18
post Apr 3 2014, 09:04 PM

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QUOTE(scottyvstheworld @ Apr 3 2014, 08:56 PM)
Thanks. Sorry for the noob questions, i told them b4 i dont want their loan but they still trying their luck with me... 1  last noob question, what is the name of the asb deposit form? I know withdraw form is jualan balik but deposit???
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Borang Pelaburan Tambahan, It's blue color form yawn.gif
davinz18
post Apr 3 2014, 10:43 PM

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QUOTE(BATMAN99 @ Apr 3 2014, 09:07 PM)
Thanks for your information. I'm a non-bumi and I'm so sad to know how unfair non-bumis are treated in transactions of ASNB funds shakehead.gif  seems like we can only depend on LUCK even when trying to open up an account, not to say buying the funds.

Anyway, which type of fund do you recommend between fixed price fund and variable price fund? It should be fixed price fund, right? Coz I won't be suffering any loss at the point of selling, yet collecting good dividends from ANSB every year.
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I know the feeling bro. Try & error is not the best way. but if you're lucky then it's worth it every minute u spend on it sweat.gif
The risk is much lower in fixed price fund compare with variable pricing fund. it's all depend on your preference & risk appetite icon_rolleyes.gif
davinz18
post Apr 3 2014, 11:07 PM

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QUOTE(BATMAN99 @ Apr 3 2014, 10:58 PM)
depend on my risk appetite? sounds like variable pricing fund has higher return compared with fixed pricing fund then.. I'll definitely look into them and do a good comparison analysis etc..

Thanks bro for your info  smile.gif
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No problem. Glad to help icon_rolleyes.gif
davinz18
post Apr 4 2014, 02:35 PM

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QUOTE(topearn @ Apr 4 2014, 01:50 PM)
I went to post office yesterday and saw the pricing of ASG written on a board as follows -

ASG Sara 1.2268 / 1.2881  <--- 5% margin between buy n sell rate
ASG Sihat 1.1469 / 1.2043  <--- 5% margin between buy n sell rate
ASG Didik 1.0745 / 1.1286  <--- 5% margin between buy n sell rate

Anyone know if we can check the prices online ? Is the prices fixed for each day or varies throughout the day ?

Since pricing is not fixed at 1.0000 like ASM or ASW2020 but much more than 1.0000, means effective rate we get is well below 7%, e.g. in year 2013 ASG Sara gives 7.2% dividend and since we buy at 1.2881, the effective rate we earn is 7.2/1.2881 = 5.59% - much less than the 6%+ we get from the fixed fund rate like ASW2020, ASM and AS1M.

BTW, when we buy the fixed fund rate do we pay 1.05 or 1.00 per unit ?

How can we invest using EPF fund since only need to pay 2% (or 3%) fee vs pay using cash ?
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ASG price can check at ASNB website. Normally it's fixed on Morning & will be same throughout the day .

fixed price fund, we pay 1.00 NOT 1.05/unit

for the EPF thingy, better ask directly to ASNB branch or EPF office. Normally they can tell u how much u are eligible to invest using EPF money icon_rolleyes.gif
davinz18
post Apr 4 2014, 02:39 PM

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QUOTE(csl1987 @ Apr 4 2014, 10:48 AM)
Just back from post office, managed to load all my cash 1.7k into ASM  rclxms.gif  rclxms.gif
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very lucky rclxms.gif
one time or multiple times? hmm.gif
davinz18
post Apr 4 2014, 03:21 PM

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QUOTE(plumberly @ Apr 4 2014, 02:54 PM)
Managed to get RM1900 for my son at MB today.

Have been to that bank many many times before and this is the first time I got lucky! Hopefully the chain is now broken and "free entry" for me now. Ha.

Funny thing is, when the staff tried 1000, no strike, then tried 500, ada, tried another 500, ada again. Looks like this system does not like 1000 and prefer to use smaller number. I know, may be incoming units are at 500, 500 etc and not 1000 and thus unsuccessful at 1000.

Cheerio.
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ASM? hmm.gif Anyway congrats. Another Forumer also managed to get some today morning icon_idea.gif

davinz18
post Apr 4 2014, 03:28 PM

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QUOTE(plumberly @ Apr 4 2014, 03:24 PM)
Yes, sorry to add it was ASM.
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one thing I observed is when u "try" for 500 or 300 , there's "higher" chance of getting the units compare with 1k or 2k. The only "problem" is u need to try multiple times for that amount which would make the counter staff "angry" with u nod.gif
davinz18
post Apr 4 2014, 03:31 PM

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QUOTE(topearn @ Apr 4 2014, 03:28 PM)
OK, we buy at 1.00 and sell at 0.95 ?
http://www.asnb.com.my/ shows today's prices. Is there a site where we can see historical prices...say every daily for the past 3 or 6 mths ?
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for fixed price fund like ASW2020, ASM or AS1M. The price is same for buy/sell @ rm1/unit. No price movement like ASG or ASN3 icon_rolleyes.gif

I don't think ASNB got website where we can see historical prices of the fund hmm.gif

This post has been edited by davinz18: Apr 4 2014, 03:49 PM
davinz18
post Apr 4 2014, 04:55 PM

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QUOTE(Sarah Jessica @ Apr 4 2014, 04:02 PM)
I managed to get rm1.5k for ASM & 1k for ASW2020 rclxms.gif
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Congrats rclxms.gif ASW2020 quite "tough" to get yo. It's your lucky day smile.gif
davinz18
post Apr 4 2014, 06:09 PM

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QUOTE(csl1987 @ Apr 4 2014, 05:41 PM)
Multiple times, RM300+RM450+RM50+RM50+RM450+RM450   rclxm9.gif
Since the strike rate is high (until my wallet is out of RM50&RM100 notes), I wanted to grab more coz the ATM machine is just nearby...but I think of your son's money still no home yet, I save some for you   rolleyes.gif
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u mean today got a lot of ASM units available? shocking.gif If I knew that, sure I try my luck today cry.gif

QUOTE(csl1987 @ Apr 4 2014, 05:43 PM)
I wanna open ASW2020 account too  flex.gif
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If u can find "helpful" & willing to take risk to "open" new ASW2020 Account whistling.gif
don't think they would do it now because all busy with ASB2 thingy nod.gif



This post has been edited by davinz18: Apr 4 2014, 06:13 PM
davinz18
post Apr 4 2014, 06:39 PM

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QUOTE(plumberly @ Apr 4 2014, 06:25 PM)
Thanks you very much!

For your infor, I have 88 kids and I hope others will follow your example and save the ASX for my kids! Ha.

Cheerio.
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hmm.gif
davinz18
post Apr 4 2014, 10:08 PM

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QUOTE(csl1987 @ Apr 4 2014, 08:26 PM)
I posted a msg here immediately when I came back from post office, thought you would have seen that  tongue.gif
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It's okay. Next time when I got time & "feel" lucky, then I "try" the ASx icon_rolleyes.gif
davinz18
post Apr 5 2014, 03:37 PM

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QUOTE(plumberly @ Apr 5 2014, 09:05 AM)
Like to have your view on this.

I am impressed with the PM staff on helping their customers with the ASX purchases. They will try and try, unlike most bank staff where after one try, they will stop with "no units available".

Thinking of getting some chocolate and sweets for the PM ladies.

2 ways to view this - good and bad. Is this OK? Seem as a bride? They expect more "treats" later? Ha.


Just thank them after the purchase? Done that.

Thanks.
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from my personal experience, PM staff is the best in helping me with ASx fund. Some banks staff also helpful but it's depend on the "mood". Most time always unhelpful shakehead.gif

My advice, don't give anything to them. After all transaction are finish, juz give them "big" sincere Smile & Say thank you (your tone should be sincere & grateful).
davinz18
post Apr 5 2014, 05:51 PM

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QUOTE(plumberly @ Apr 5 2014, 05:13 PM)
Noted and thanks.

I was unsure, 50-50 sitting on the fence. And thus ask here for some view.

Yes, some are friendly and helpful. I even cracked jokes about wasting my petrol going to the bank. After 0.00 success, that bank staff suggested to me to use a motor bike the next time to save petrol. I replied that I would walk to the bank instead! Ha.

Cheerio.
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Good for Health icon_rolleyes.gif

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