I'm looking at the overall eco-system rather than just the banks' internet banking systems.
I understand most of those mentioned above are fully subscribed.
But what stopping them from letting the unit holds to try for available units online than going to the agents/banks?
The online system can also show "Sorry, no unit available at the moment. Please try again later.".
It is just a replacement of what is done at the agents (trying your luck) and doing it online instead.
Maybe I had over simplified the case, but in the essence that is what improvement, efficiency and better customer service that I am thinking of.

it all comes to dollars and cents

banks work on profits

ASNB transactions do not give them much commission / profit compared to their in-house products such as loans, fd and others


and it is not as simple as that - even ASB & AS1M transactions are not "immediate" transactions

u need to wait 1 full working day to see the money reflected in your ASB account - and no, there is no online option to check your ASB or AS1M balance. u need to go to the office and update the book physically

yes, indeed. trying another alternative way is a really good choice. the main factor now is I do not have any extra time to deal with it...

Now getting diversify in FD to increase fluidity...

This post has been edited by [Ancient]-XinG-: May 18 2014, 05:44 PM

Intrnet bankng for PNB fnds wil never b implmnted. Pnb thnks thre is more security if unthlders go to th brnch to update and to prfom ther trasctions. Ths is the main reson.

hw u know tis?

ASNB is not hungry, they don't have to do all the above when they don't have enough to sell.

Anyone heard if there's any plan for new fund or increasing current fund for subscription tis year for all Malaysian?

They should emulate fundsupermart

Befor yu do any withdrawal at bnk or branch, thy wil go to the extent of getting yr thumbprint also. Everythng is extra-thgt in security for Pnb fnds. If yu don't belive me, ask around. Mny old people got cheted before.

One has too many funds available and unlimited quota to sell.
One has too few funds and no more quota to sell.

So what do u think?

This post has been edited by cheahcw2003: May 18 2014, 10:39 PM

I belived the reson is not in the availability of fnds to seel. The wbsite can alwys show no more funds if thre are none (as to pre the cmments by another forumer earlier in ths thread). I still believed it's the security, as in wnting to see the unthlder in persn. For if a unitholdr has deceased, thn Pnb wil kick-in nothr set of rules without an improper relativ manipulating the sell via the net usng the deceased's log-in and password details.

Website already shown No more fund for NON BUmi for AS1M, ASM, ASW
http://www.asnb.com.my/english/ebanking.htm



If anyone want to keep on trying by ignoring the message, should not blame the agent banks

They can offer variable funds via online as it's still available

ASNB has hard time to sell their variable funds, their performance are not on par with the industry, even they sell by knocking door to door also no takers.

I think many ppl complain here for not able to purchase the fixed price fund online (which in fact these fund can be purchased online if those funds are not fully subscribed).

This post has been edited by cheahcw2003: May 19 2014, 10:53 PM

asg perf are quite good actually....

It is good to invest if the sales charge is 2%....
5% is too high, assuming current KLCI market is 1880 points, u need the index to increase to 1,974 points, to breakeven.

how about ASN3, is it any better compared to the ASG, or as good as the fixed price products?
CIMB seems to actively advise customer to buy ASN3 recently.....

Performance wise is almost similar to ASG

yea, I bought it during SC was 2%. However, need at least 1 year to cover it...

ASN3 is a balanced fund.
ASG got 3 sub-funds, each fund has different weightage for equity exposure.
All funds perform more or less the same. But now ASN3 has sales charge promotion of 2.5%