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Financial BLR Increase 2014?, Base Lending Rate.

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petlu28
post Jul 25 2014, 10:19 AM

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Yalor. I think those take loan from RHB also like this.

QUOTE(gogo2 @ Jul 25 2014, 10:08 AM)
Then they probably prolong your suffering. hhahahahahhahaha
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katijar
post Jul 25 2014, 10:27 AM

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if took max 35 years still can prolong or not... ?
SUSgogo2
post Jul 25 2014, 10:35 AM

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QUOTE(katijar @ Jul 25 2014, 10:27 AM)
if took max 35 years still can prolong or not... ?
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Why not? Bank earn money. If you die oredi and cannot settle, ur kids will happily settle it. If not, the bank also happily lelong ur house.
katijar
post Jul 25 2014, 10:52 AM

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QUOTE(gogo2 @ Jul 25 2014, 10:35 AM)
Why not? Bank earn money. If you die oredi and cannot settle, ur kids will happily settle it. If not, the bank also happily lelong ur house.
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luckily i have no more housing loan icon_idea.gif
cdspins
post Jul 25 2014, 12:52 PM

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The current increase of BLR may not have direct impact, but with more new units available, and if tenant is lost, it will not be just a mere increment of 25bps...
Tigerr
post Jul 25 2014, 03:01 PM

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QUOTE(cdspins @ Jul 25 2014, 12:52 PM)
The current increase of BLR may not have direct impact, but with more new units available, and if tenant is lost, it will not be just a mere increment of 25bps...
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And it is just base on "IF"
dimaria2014
post Jul 26 2014, 03:13 PM

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It will be felt only after 3mths from now



danielmckey
post Jul 26 2014, 03:23 PM

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The Federal Gomen is losing money because they keep pumping the rakyat money to somewhere unnecessary... So they increase the place where they can save it for election only... look at how many promise they give and complete it? For example Pr1ma, they cannot even start even one of the Project now as they run out of money but the person run in there still receiving money without need to work... They have more talk than working on it... So we citizen always become a chicken of promises...
den
post Jul 26 2014, 03:29 PM

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QUOTE(danielmckey @ Jul 26 2014, 03:23 PM)
The Federal Gomen is losing money because they keep pumping the rakyat money to somewhere unnecessary... So they increase the place where they can save it for election only... look at how many promise they give and complete it? For example Pr1ma, they cannot even start even one of the Project now as they run out of money but the person run in there still receiving money without need to work... They have more talk than working on it... So we citizen always become a chicken of promises...
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PR1MA = talk only, no action. tongue.gif

They keep setting up booth to promote PR1MA housing, and keep updating the facebook with their agenda...
ended up nothing also.

cdspins
post Jul 26 2014, 10:46 PM

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QUOTE(Tigerr @ Jul 25 2014, 03:01 PM)
And it is just base on "IF"
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Keep your finger crossed, so many IF has happened.... tongue.gif
Dern
post Jul 27 2014, 09:55 AM

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QUOTE(andyyaosmurf @ Jul 23 2014, 10:15 AM)
Thanks Tigerr... that the fact. Well, just assume those dream come true. and we look at the scenario during economic crises in Hong Kong during the time where property bubble burst.
During the economic crises, do you think we have cash to buy property during that time? Too many dream and waiting is not really worth lol.. and end of the day. you may not even owe a single property...
Honestly, now! if you manage to see property of your wish.. why wait... and my advise is don't wait... grab it..because the price keep on going up.
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sometimes we cant predict timing. but for the bubble to burst it takes time, and we are mentioning decades not just a few years. patience is still something that is very valuable.

when a buble burst, it's not gonna tell you exactly which year or month or even day lah. but when it happens, possibly many ppl wont even be aware of it until the retrenchment happens and the interests starts increase drastically. by the time people realize it, they wont be able to do anything including buying house. however, for those that already patiently have waited, then they can have a more stronger bargaining power.

but, in spite of all that, all our demands changes and demands here does not only refer to desire to buy property. there's so many things besides buying property. somehow, "a few" people here seems to be so kan cheong others dont buy and seems like they are even trying to portray a rosy picture about property to many ppl here, when sometimes to majority, property is just a tiny bit of their lives.
Dern
post Jul 27 2014, 09:59 AM

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QUOTE(gogo2 @ Jul 23 2014, 11:26 AM)
Well, that time RM300k is still reasonable that's why cannot drop. But since you say now landed is million, and its out of reach of mostly KV people, do you think it is not bubble?

So 10 years ago bubble no burst. And now inflating bigger for another 10 years. So what you think will happen when such bubble burst?  hmm.gif
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the most important point is the majority average people salary cant catch up with the "inflated prices" of the properties. This will take into consideration of the demand for the properties...some things, no matter what excuses being cooked up by developer, property agents or flippers....eventually people just see through it.

when you cant afford to buy it, when you feel it's not worth to buy it, when you feel it's overly priced, chances are...it is. laugh.gif
bearbearwong
post Jul 27 2014, 10:13 AM

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QUOTE(cdspins @ Jul 26 2014, 10:46 PM)
Keep your finger crossed, so many IF has happened.... tongue.gif
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it has happened.. bancruptcy list and dafaulting loans NPL surge like hell.. forcing 3 banks popular with NPL to merge.. guess which 3? Hehe.. confidence is lost in property matket.. no matter how good the promotion by developers and how good interested party intends to potray property..

beyond86
post Jul 27 2014, 12:38 PM

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QUOTE(Dern @ Jul 27 2014, 09:55 AM)
sometimes we cant predict timing. but for the bubble to burst it takes time, and we are mentioning decades not just a few years. patience is still something that is very valuable.

when a buble burst, it's not gonna tell you exactly which year or month or even day lah. but when it happens, possibly many ppl wont even be aware of it until the retrenchment happens and the interests starts increase drastically. by the time people realize it, they wont be able to do anything including buying house. however, for those that already patiently have waited, then they can have a more stronger bargaining power.

but, in spite of all that, all our demands changes and demands here does not only refer to desire to buy property. there's so many things besides buying property. somehow, "a few" people here seems to be so kan cheong others dont buy and seems like they are even trying to portray a rosy picture about property to many ppl here, when sometimes to majority, property is just a tiny bit of their lives.
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agree bro
dimaria2014
post Jul 27 2014, 04:23 PM

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Big boys will surely help keep the market afloat


SUSgogo2
post Jul 27 2014, 06:04 PM

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QUOTE(dimaria2014 @ Jul 27 2014, 04:23 PM)
Big boys will surely help keep the market afloat
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You can't. You need real buyer.
rachel_xxx
post Jul 27 2014, 06:28 PM

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QUOTE(gogo2 @ Jul 27 2014, 06:04 PM)
You can't. You need real buyer.
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i thought normally they like to sell to staff, associates, vvip?...then left bones to public..


SUSgogo2
post Jul 27 2014, 07:21 PM

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QUOTE(rachel_xxx @ Jul 27 2014, 06:28 PM)
i thought normally they like to sell to staff, associates, vvip?...then left bones to public..
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How many staff, associate and vvip they have? lol
cdspins
post Jul 27 2014, 08:56 PM

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QUOTE(dimaria2014 @ Jul 27 2014, 04:23 PM)
Big boys will surely help keep the market afloat
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Big boys are investor, investor needs return...
If the returns ain't too promising or there is high risk, they will cut down.
I won't say they will not invest... but there will not be dumping their full force in.
Cash is king biggrin.gif
rachel_xxx
post Jul 27 2014, 09:03 PM

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QUOTE(gogo2 @ Jul 27 2014, 07:21 PM)
How many staff, associate and vvip they have? lol
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serve them right lo...

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