What is linked bungalow?
Financial BLR Increase 2014?, Base Lending Rate.
Financial BLR Increase 2014?, Base Lending Rate.
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Jul 23 2014, 12:57 PM
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Junior Member
75 posts Joined: Jul 2014 |
What is linked bungalow?
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Jul 23 2014, 02:58 PM
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Junior Member
7 posts Joined: Jul 2014 |
QUOTE(gogo2 @ Jul 23 2014, 12:36 PM) yalar, more transparent. KLIBOR always change. Negotiate also no use. but buying spree does not seems to be dying down... still many ppl ballot for new projects...aiya, developer so many. How to control since DISS is so subtle. But bank give discounted rate is so obvious to Bank Negara. Some more Bank got a few only. Easy to monitor. Ending soon? Come on la. Investor friendly era already ended when 2013 ended. If you can't get loan, you can't invest. i wonder come 2016 and 2017 when so many supplies coming in how the market will be.. shall i wait ? |
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Jul 23 2014, 03:01 PM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
QUOTE(XperiaZ1C @ Jul 23 2014, 02:58 PM) but buying spree does not seems to be dying down... still many ppl ballot for new projects... Buy or not buy depend on you. Because you will jump from 14th Floor if u didn't buy. But if you buy and later price crash, you will also jump from 14th Floor.i wonder come 2016 and 2017 when so many supplies coming in how the market will be.. shall i wait ? Buy you die. Not buy also you die. I think you better make your own decision because this concern life and death. About the balloting for new project, those are just actors hired by company. Still many unsold units. |
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Jul 23 2014, 03:03 PM
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Junior Member
7 posts Joined: Jul 2014 |
QUOTE(gogo2 @ Jul 23 2014, 03:01 PM) Buy or not buy depend on you. Because you will jump from 14th Floor if u didn't buy. But if you buy and later price crash, you will also jump from 14th Floor. hmm... does it imply those stickers on the board are fake? Buy you die. Not buy also you die. I think you better make your own decision because this concern life and death. About the balloting for new project, those are just actors hired by company. Still many unsold units. |
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Jul 23 2014, 03:03 PM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
QUOTE(andyyaosmurf @ Jul 23 2014, 03:02 PM) Anyway it sound like good news about BLR will not increase another 25 basis point at september Scared liao. Hahaha.. I think a lot of developer sounded at Bank Negara.http://www.malaysia-chronicle.com/index.ph...3#axzz38GqZao3O |
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Jul 23 2014, 03:04 PM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
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Jul 23 2014, 03:09 PM
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Junior Member
7 posts Joined: Jul 2014 |
QUOTE(gogo2 @ Jul 23 2014, 03:04 PM) We call it sticker game. No wonder developers always preview preview or soft launch...Two outcome from this:- 1) made by the developer to entice buyer to buy 2) 50% of the sticker loan got rejected if so good take-up can fast fast sign s&p liao.. wait what... correct me if i am wrong.. just started to observe the market |
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Jul 23 2014, 03:11 PM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
QUOTE(XperiaZ1C @ Jul 23 2014, 03:09 PM) No wonder developers always preview preview or soft launch... It was really good from 2011 to 2013. This year is total collapse for developer. Every development still got many units available. if so good take-up can fast fast sign s&p liao.. wait what... correct me if i am wrong.. just started to observe the market Just choose the best one. |
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Jul 23 2014, 03:57 PM
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Junior Member
133 posts Joined: Apr 2014 |
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Jul 25 2014, 12:48 AM
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Senior Member
3,033 posts Joined: May 2011 |
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Jul 25 2014, 06:00 AM
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Senior Member
1,170 posts Joined: Mar 2013 |
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Jul 25 2014, 08:31 AM
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Senior Member
847 posts Joined: Jan 2005 |
QUOTE(kamilnu @ Jul 25 2014, 06:00 AM) Your suffering has just started.....it will come thick and fast. If no effect no need to re-assure yourself what. What to do... Every investment be it property investment or any business investment will have its own risks, such as operation cost up every now and then. It depends on how well prepared you are to face the impact. Businesses also have loans, if every time there's interest rate increase and potentially causes major crisis, then a lot of businesses will close down. Don't think we are at such level. For properties loan interest up, either you: 1. Transfer or share the additional cost with tenants. 2. Cut back on spending 3. Factor the interest rate increase into property selling price when you exit or cash out. I think Malaysians generally are very resilient lot. We improvise and adapt to change. BLR increase, no problem, execute damage control plan. |
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Jul 25 2014, 08:36 AM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(kamilnu @ Jul 25 2014, 06:00 AM) Your suffering has just started.....it will come thick and fast. If no effect no need to re-assure yourself what. When GST comes, tnb tariff hikes, petrol subsidies cut, etc etc how? Shall we start to shop for coffins? The sufferings ll be more thicker n faster than that 0.25 basis points... |
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Jul 25 2014, 08:57 AM
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Senior Member
2,386 posts Joined: Jun 2013 |
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Jul 25 2014, 09:19 AM
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Junior Member
638 posts Joined: Sep 2011 |
In general, interest rate will slowly inch up over the next 12 - 18 months unless commercial banks are so generous that they are willing to absorb any increase in OPR without passing the burden to their customer base. Even if there is no hike in Sept meeting, interest rate will continue to increase over the next 12 months or so.
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Jul 25 2014, 09:41 AM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(LDP @ Jul 25 2014, 09:19 AM) In general, interest rate will slowly inch up over the next 12 - 18 months unless commercial banks are so generous that they are willing to absorb any increase in OPR without passing the burden to their customer base. Even if there is no hike in Sept meeting, interest rate will continue to increase over the next 12 months or so. In another 5-6 months coming, salary also ll get increment lor. Bonus also ll arrive lor...may be got another BR1M too.... |
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Jul 25 2014, 09:55 AM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
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Jul 25 2014, 10:00 AM
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Senior Member
3,936 posts Joined: Dec 2010 |
RHB didn't increase monthly repayment.
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Jul 25 2014, 10:00 AM
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Senior Member
2,386 posts Joined: Jun 2013 |
QUOTE(LDP @ Jul 25 2014, 09:19 AM) In general, interest rate will slowly inch up over the next 12 - 18 months unless commercial banks are so generous that they are willing to absorb any increase in OPR without passing the burden to their customer base. Even if there is no hike in Sept meeting, interest rate will continue to increase over the next 12 months or so. In general, rich ppl become richer, poor ppl become poorerToo Kia c n too pandai Kira middle group oredy down grade to middle lower group. 😝😝 |
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Jul 25 2014, 10:08 AM
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All Stars
18,672 posts Joined: Jan 2003 From: Penang |
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