The receipt should tell whose card is used, yours or other. Check the card last few number to see if it is yours.

Yes...those spendings qualify for cashback. Only petrol trnx doesn't.

Unless you pledge your FD, there is no other way to get credit cards. As you are still studying, you have no income documents to support your application so there is no doubt, your application will be much harder than normal to be approved. But if you do apply, please keep us inform whether your application is successful or not.

Usually students don't stand much chance even you pledge FD. Unless you can produce salary slip or EPF statement in your application.

Within a week.

Yes... thru PB Flexipay. 0% Interest for 12 months. Minimum amount is RM2k.

Call 03-2176 8000 after your transaction has been posted to your a/c.

The best card for a first timer, IMO will be OCBC Blue/Pink Mastercard. Not the best in terms of benefit, at least it is simple to use. Whatever you spend, you get 1% back.

Oops.. that card has been absorbed into OCBC Great Eastern Mastercard permanently. Sorry for the outdated info.

No news yet. Looks like we're still going with signature for the time being.

The lady is not telling the truth. There are ways even for minimum wage earner to get this card. If you are interested in getting this card and will be willing to open a FD and pledge it for the card, you might just get it.

In fact most local banks discreetly accept FD pledge. Maybank and Public Bank is the most well known one.

As per normal application, around 2-3 weeks.

Actually it is just like a normal application, you just attach your FD on top of your application. And of course, you have to apply at your FD acct home branch and a experienced financial executive to work out the formalities. After you apply, wait for the offer letter to arrive. After you return the offer letter to MBB, you will get your card in 3-4 days.

Sorry for the late reply. With regard to your question, the application can only be made at FD home branch. M2U based or FD from other branch are not accepted. Q2 When u are at the branch, you tell the exec that you want to pledge FD for CC and ask him/her what is the minimum required amount. If he/she can answer this question then he got the necessary experience. Some exec will think really hard, some will even ask his colleague, some won't answer your question. So in that case you have met an inexperience exec. Q3 This letter of offer serves two purposes. One, to inform you about the application is successful. Two, to serve as an agreement on the further T&C imposed on the applicant.

You can fax it to MBB too.

The choice is yours

Stamp duty is RM10.

Yes you are right

Ya. RM10 stamp duty + GST if applicable. Setem hasil dunno exempted from GST or not.

Can share my experience with you. Last year, my initial application for PBB VS is unsuccessful. Tried appeal thru my cousin , a branch manager and offered him to pledge if my appeal is overruled. He say he try his best to recommend but in case I really need to pledge, it will be 0.5% of my FD value. Luckily, my appeal was upheld and do not need to pledge.