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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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victorywp
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 Mar 29 2015, 09:32 PM
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QUOTE(victorywp @ Mar 28 2015, 03:24 AM) 1) if my fd is done in m2u (no home branch) so cannot? 2) how to get the experienced exec to work out? some staff just said there is no such thing. 3) what's the purpose of giving us the offer letter and then to pass back to mbb? why can't they just process it straight away? recently you just only pledged fd to get your mbb2premier right? any advice? |
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Human Nature
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Mar 30 2015, 01:06 AM
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Any CC having promotion with Expedia?
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victorywp
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Mar 30 2015, 01:34 AM
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QUOTE(Human Nature @ Mar 30 2015, 01:06 AM) Any CC having promotion with Expedia? cc i don't know. but if not mistaken, shopback has expedia in the list. not so sure, need to double check. |
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eddievh
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Mar 30 2015, 10:39 AM
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Start apr 1 if card got no annual fee that card got no gst ka ?
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b00n
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Mar 30 2015, 10:47 AM
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delusional
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QUOTE(eddievh @ Mar 30 2015, 10:39 AM) Start apr 1 if card got no annual fee that card got no gst ka ? QUOTE PETALING JAYA: Credit card holders will have to pay the 6% Goods and Services Tax (GST) on the card’s annual fee, but the RM50 service tax will be dropped.
“Some banks may however waive the annual fee upon request.
“Then in such cases, there will be no GST payable,” said Association of Banks in Malaysia executive director Chuah Mei Lin |
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urylia
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Mar 30 2015, 01:10 PM
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New Member
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is it still a practice to inform credit card issuers when going abroad?
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Human Nature
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Mar 30 2015, 01:22 PM
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QUOTE(urylia @ Mar 30 2015, 01:10 PM) is it still a practice to inform credit card issuers when going abroad? Yes, it is my personal practice. |
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sms2u
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Mar 30 2015, 01:30 PM
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QUOTE(urylia @ Mar 30 2015, 01:10 PM) is it still a practice to inform credit card issuers when going abroad? It is a good practise if you want o swipe your card smothly without issue. |
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ah_chung
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Mar 30 2015, 08:37 PM
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Getting Started
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UOB payonline is not real-time? It also didn't show my payment transaction status if it is not approved!
I have paid my bill on Sunday until now it still hasn't pay to my biller yet. How come?
How long does it take to process?
Frankly, this website is not user friendly at all!
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Wongchoy
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Mar 30 2015, 08:52 PM
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QUOTE(victorywp @ Mar 28 2015, 03:24 AM) 1) if my fd is done in m2u (no home branch) so cannot? 2) how to get the experienced exec to work out? some staff just said there is no such thing. 3) what's the purpose of giving us the offer letter and then to pass back to mbb? why can't they just process it straight away? Sorry for the late reply. With regard to your question, the application can only be made at FD home branch. M2U based or FD from other branch are not accepted. Q2 When u are at the branch, you tell the exec that you want to pledge FD for CC and ask him/her what is the minimum required amount. If he/she can answer this question then he got the necessary experience. Some exec will think really hard, some will even ask his colleague, some won't answer your question. So in that case you have met an inexperience exec. Q3 This letter of offer serves two purposes. One, to inform you about the application is successful. Two, to serve as an agreement on the further T&C imposed on the applicant. |
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victorywp
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Mar 30 2015, 09:03 PM
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QUOTE(Wongchoy @ Mar 30 2015, 08:52 PM) Sorry for the late reply. With regard to your question, the application can only be made at FD home branch. M2U based or FD from other branch are not accepted. Q2 When u are at the branch, you tell the exec that you want to pledge FD for CC and ask him/her what is the minimum required amount. If he/she can answer this question then he got the necessary experience. Some exec will think really hard, some will even ask his colleague, some won't answer your question. So in that case you have met an inexperience exec. Q3 This letter of offer serves two purposes. One, to inform you about the application is successful. Two, to serve as an agreement on the further T&C imposed on the applicant. thanks for your reply. meaning that after receiving the letter, i need to pass the letter to the branch where i apply the cc and go home? then after 3-4 days go back there to collect the cc? |
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Wongchoy
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Mar 30 2015, 09:06 PM
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QUOTE(victorywp @ Mar 30 2015, 09:03 PM) thanks for your reply. meaning that after receiving the letter, i need to pass the letter to the branch where i apply the cc and go home? then after 3-4 days go back there to collect the cc? You can fax it to MBB too. |
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victorywp
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Mar 30 2015, 09:08 PM
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QUOTE(Wongchoy @ Mar 30 2015, 09:06 PM) You can fax it to MBB too. i see, and do they have the option of sending the cc by courier? or must be collected at the branch? |
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Wongchoy
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Mar 30 2015, 09:11 PM
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QUOTE(victorywp @ Mar 30 2015, 09:08 PM) i see, and do they have the option of sending the cc by courier? or must be collected at the branch? The choice is yours  |
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TSalexwsk
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Mar 30 2015, 09:28 PM
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QUOTE(Wongchoy @ Mar 30 2015, 09:06 PM) You can fax it to MBB too. need to pay stamp duty? how much? This post has been edited by alexwsk: Mar 30 2015, 09:28 PM |
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victorywp
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Mar 30 2015, 09:29 PM
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QUOTE(Wongchoy @ Mar 30 2015, 09:11 PM) The choice is yours i see... means after the application, don't have to go back to the branch again. can just fax the letter and then they send the cc to the address provided by courier, right?  |
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Wongchoy
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Mar 30 2015, 09:32 PM
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QUOTE(alexwsk @ Mar 30 2015, 09:28 PM) need to pay stamp duty? how much? Stamp duty is RM10. QUOTE(victorywp @ Mar 30 2015, 09:29 PM) i see... means after the application, don't have to go back to the branch again. can just fax the letter and then they send the cc to the address provided by courier, right? Yes you are right |
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victorywp
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Mar 30 2015, 09:49 PM
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QUOTE(Wongchoy @ Mar 30 2015, 09:32 PM) Stamp duty is RM10. Yes you are right thanks, final question. stamp duty rm10 is all that need to pay right? oops, need to pay 6% gst for stamp duty also right? |
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Wongchoy
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Mar 30 2015, 09:59 PM
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QUOTE(victorywp @ Mar 30 2015, 09:49 PM) thanks, final question. stamp duty rm10 is all that need to pay right? oops, need to pay 6% gst for stamp duty also right? Ya. RM10 stamp duty + GST if applicable. Setem hasil dunno exempted from GST or not. |
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fly126
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Mar 30 2015, 10:29 PM
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QUOTE(Wongchoy @ Mar 30 2015, 09:59 PM) Ya. RM10 stamp duty + GST if applicable. Setem hasil dunno exempted from GST or not. I think NO GST on Stamp Duty...  http://www.maybank2u.com.my/WebBank/gst_faq_20150327.pdf |
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