QUOTE(alandhw @ Apr 12 2016, 09:18 PM)
The only way is to pay over the counter.Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here
Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here
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Apr 12 2016, 10:09 PM
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#21
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2,493 posts Joined: Mar 2014 |
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Apr 15 2016, 08:56 PM
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#22
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QUOTE(sj0217 @ Apr 15 2016, 06:48 PM) Have you get your card already ?? Just got it today, saw it in my mailbox from Poslaju. I just get the msg regarding temporary password, so meaning that we need to call CS to get temporary ID then only able to create online banking ?? Yup, you can call CS to get the temporary ID, if you want you can also ask CS to resend the temporary password to you. |
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Apr 18 2016, 10:50 AM
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#23
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QUOTE(GymBoi @ Apr 18 2016, 10:37 AM) sorry but what is the difference between retail an non retail transactions? If I do normal retail transaction for 1500 i cant get rm50 cb ? If you cannot achieve RM1500 of retail spending, you may add in petrol or insurance transactions to move you up to the 5% tier. |
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Apr 18 2016, 11:03 PM
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#24
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QUOTE(mamamia @ Apr 18 2016, 08:11 PM) Ringgitplus is having sign up bonus for free smart tag with RM50 credit.. I think this is more useful for luggage bag.. Yes, I posted it last week, luggage is much better.QUOTE(kelvinlzy @ Apr 12 2016, 04:33 PM) Alright. This card will be used to replace Watami BTW saw the sign up promo from RP: https://ringgitplus.com/en/credit-card/Stan...MasterCard.html Complimentary RM50 T&G card and Smartag when activate card, seems like the promo from SCB is much worth it. |
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Apr 19 2016, 08:07 AM
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#25
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QUOTE(mamamia @ Apr 19 2016, 06:54 AM) Oops, I overlook ur post last week.. If u r using the luggage, then is better to take luggage in term of value..I rmb ringgitplus have same offer for smart tag in Feb n I missed the promo.. Now it is back.. So I will prefer to get smart tag as it is more useful to me.. I've too much luggage bag from bank d.. N it is bulky, my house store room is full of luggage bag.. N only can use the most 4-5 times a year only if I travel that frequent.. I can see that because nowadays banks keep promoting free luggage or cabin bags. Good for people like me who dont travel alot and going to for business trips soon Just want to apply gold cashback card for backup purpose if I have any big retail spending during the month.. |
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Apr 19 2016, 09:53 AM
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#26
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QUOTE(HenryJay @ Apr 19 2016, 09:46 AM) Hi All, To enjoy "5%" rebate, you have to spend at least RM1500, otherwise you only get "3%" or "2%". SCB advises you to spend RM1000 on retail which will be entitled "5%" and the rest RM500 which are petrol and insurance to maximise the rebate.I would like to ask regarding the SCB cash back gold card. let say i would like to qualify the 5% rebate, it has minimum spending 1500, and 1000 including Petrol and insurance. DOes it means if I only spend 1000 for non petrol and insurance, I still able to enjoy the 5% rebate? or I still need to spend until 1.5K? and for non Petrol and insurance spending mist exceed 1K? If you know how to calculate, you will see that the effective cashback is only 3.33%. You can spend less than RM1k for retail transactions and still get "5%", provided that your total spending for that month is RM1500 and above, which makes your effective cashback goes even lower than 3.33%. |
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Apr 19 2016, 02:00 PM
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#27
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QUOTE(aromachong @ Apr 19 2016, 01:12 PM) To be fair, the promo is from Nov 2015 to Apr 2016. But seeing how they still actively promote the luggage lately makes you go This post has been edited by kelvinlzy: Apr 19 2016, 02:00 PM |
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Apr 19 2016, 02:07 PM
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#28
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QUOTE(aromachong @ Apr 19 2016, 02:03 PM) the last time i also applied in last minute.. somewhere around jan or feb last year.. manage to get 100 cb and 50 cb .. that time i guess promo also going for few months.. Normally I applied the card for usage, not for the free gifts. If got then will treat it as a bonus, if not then it's ok. But my wife is like "I want that luggage nvm i got the worldmiles .. i guess percentage is high? but for gold i think the quote running out fast? been around 5 months eh? hopefully... |
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Apr 20 2016, 10:40 AM
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#29
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QUOTE(theanswerL2 @ Apr 20 2016, 10:30 AM) https://www.sc.com/my/campaign/credit-card-offer/Apply through roadshow/agent will also entitled for free luggage (if approved), just without RM50 cashback. |
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Apr 20 2016, 04:08 PM
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#30
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Apr 20 2016, 09:11 PM
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#31
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QUOTE(edwardccg @ Apr 20 2016, 08:55 PM) not bad! Absolutely right. After you max out SCB, just continue to use HLB Essential or You:nique lo.didnt notice about this. my insurance is rm450 fixed monthly. I just need to spend more than RM700 other retail then can get more than younique max effective @1.67% 450+700 = RM1150 with 650*3% =RM19.5 rebate effective = 19.5/1150 = 1.69% in order to get highest rebate of 3.33%, just need to spend RM1050 for my case |
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Apr 21 2016, 10:41 AM
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#32
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QUOTE(jkngo2003 @ Apr 21 2016, 10:24 AM) last times, I apply the cashback gold card and a platinum cardonline through ringgit plus. I can get the petrol card rm 300 from ringgitplus and the luggage bag from standardchart bank. now cannot get two promo item in on application? QUOTE(HenryJay @ Apr 21 2016, 10:36 AM) hmm, this is interesting, because i saw from their website's T&C, seems like only applicable thru their website I believe you can get the complimentary Smart Tag + RM50 T&G card and the luggage if you apply through RP. The only thing is that you won't get RM50 cashback from SCB as you did not apply through their website.maybe previously SCB just giving put for those who apply their credit card |
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Apr 21 2016, 11:02 AM
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#33
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QUOTE(mamamia @ Apr 21 2016, 10:43 AM) U mean we can get free gift from both RP n SCB? Nice.. Luckily I apply with RP, if I got the additional luggage bag, can really give to ppl.. I believe so. QUOTE(HenryJay @ Apr 21 2016, 10:47 AM) oh snap, i just applied thru their website, can I reject the application and apply again thru ringgitplus? You may try to call their CS and cancel. |
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Apr 21 2016, 02:55 PM
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#34
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Apr 21 2016, 08:49 PM
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#35
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Apr 21 2016, 09:28 PM
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#36
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QUOTE(CocoChew92 @ Apr 20 2016, 11:00 PM) Hi , I'm SCB banker based in Damansara Uptown branch . You may contact me for any applications. For your information , the free luggage promotion is valid until end of this month only and it's while stocks last ya. Can we set the SMS transaction alert to RM1? I know the fact that the minimum amount you can set online is RM250.Regards , Coco Chew 0122609829 |
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Apr 23 2016, 11:21 AM
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#37
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QUOTE(edwardccg @ Apr 23 2016, 11:17 AM) Thanks, then SCB site is not updated. 45 to 60 days, you need to go to https://360rewards.standardchartered.com/my/rewards_home to redeem your cashback. If not, it will accumulate.The cashback is in calender month and credit in following month? It will following transaction date or posting date? TnC mention pay within 60 days, usually when it will credit the cashback? |
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Apr 23 2016, 11:28 AM
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#38
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QUOTE(edwardccg @ Apr 23 2016, 11:24 AM) Oh, within 45 to 60 days, the calculated CB will appear in online acc and need to redeem ourselves manually. SCB hope that:Quite different from other CB card. 1. If we busy we will forgot to redeem the cashback. 2. You will redeem for their items on the website using the cashback you have earned, which is still expensive IMO, instead of redeem the cashback. |
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Apr 23 2016, 04:36 PM
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#39
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Apr 28 2016, 09:16 AM
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#40
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