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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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kelvinlzy
post May 3 2016, 08:56 PM

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Called CS to activate card for oversea spending. But transaction declined. Anyone experience this?
kelvinlzy
post May 3 2016, 10:51 PM

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QUOTE(PsychoJoe @ May 3 2016, 10:04 PM)
Had similar problems (can't use the card online), called CS and they told me they're experiencing some issues (no OTP etc). Asked me to wait till tomorrow to try again.
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I swiped the physical card. Declined twice, ended up paying cash. Why oh why?

This post has been edited by kelvinlzy: May 3 2016, 10:51 PM
kelvinlzy
post May 3 2016, 11:57 PM

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QUOTE(Darren @ May 3 2016, 10:52 PM)
sorry for a noob question
bill payment suppose to be fall into retail spending but not retail purchase right?
anybody swipe n get the CB before?

searching for a card to earn CB for my company TNB payment
monthly > rm6000
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Retail spending = retail purchase. Non-retail transactions are like those charges like annual fee, financial charges, balance transfer, cash advance etc. As simple as that.
kelvinlzy
post May 8 2016, 01:25 PM

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Received SMS transaction alert on my second swipe of RM29. Not sure what is the minimum amount but definitely not RM250.

Edit: Subsequent swipes also received SMS alerts rclxms.gif

This post has been edited by kelvinlzy: May 8 2016, 10:10 PM
kelvinlzy
post May 13 2016, 11:33 AM

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QUOTE(noien @ May 13 2016, 10:51 AM)
for scb just one platinum.
i read the tnc, when u spend in retail or others it is more than RM500 , Rm800 and RM1000
u can only get petrol rebate and no other cash rebate?

for eg, i spend rm1000 this month. i will only get rebate if i pump petrol?
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IINM, the rebate isfor petrol transactions only. Retail spending is to help you increase your tier of rebate for petrol.
kelvinlzy
post May 17 2016, 07:37 PM

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QUOTE(asiatrader98 @ May 17 2016, 07:30 PM)
do you mean swipe with anything (with/without petro or insurance) as long as to the amount of RM1.5k to enjoy the 5% rclxub.gif
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Spend RM1500 = Any transaction
5% rebate = Retail transactions excluding petrol & insurance
kelvinlzy
post May 17 2016, 07:52 PM

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QUOTE(tifosi @ May 17 2016, 07:48 PM)
Are they basing it on calendar month or statement period?

Just applied to replace my Watami tongue.gif
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Try to use the search function first? smile.gif
kelvinlzy
post May 18 2016, 12:40 AM

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Not only IWK, even SAJ also can pay using SC CC.
kelvinlzy
post May 19 2016, 12:00 AM

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QUOTE(LNYC @ May 18 2016, 11:52 PM)
hi all...i would like to ask a noob question here and hope all the taikor/taijie can enlighten me.

i have been using this SCB 360 rewards card..and wonder should i keep it or change it to the cash back card.

thanks in advance
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Convert it to Gold Cashback card to earn rebate.
kelvinlzy
post May 19 2016, 10:01 AM

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QUOTE(LNYC @ May 19 2016, 09:27 AM)
Ya, I m intended to do so. But upon checking with SCB CS, the cash rebate only valid with min spending of rm500.
I hope I give the wrong infor...
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Yes correct. There are 3 tiers of rebate:

1. Min RM500, rebate is 2%, capped at RM10
2. Min RM800, rebate is 3%, capped at RM25
3. Min RM1500, rebate is 5%, capped at RM50
kelvinlzy
post May 19 2016, 10:13 AM

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QUOTE(asiatrader98 @ May 19 2016, 10:05 AM)
if foc annual fee or 12 swipe a year to waive the annual fee this is a great card
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It is a great card, but it is not free for life nor 12 swipes per year to waive it off. If you do a quick search here, you will notice that most of the card holders got it waived easily with just a call to CS.
kelvinlzy
post May 19 2016, 01:59 PM

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QUOTE(asiatrader98 @ May 19 2016, 09:59 AM)
haha, yeah unlike watami at least still have x 1 point or uob vox 0.03% hmm.gif
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Correction. It's 0.3%. 0.03% is too little. tongue.gif

QUOTE(sj0217 @ May 19 2016, 01:40 PM)
No idea why SCB send two alerts when use the card more than RM3xx.

I have used for two times and received SMS alert as well as Email alert too while others Banks that I used only received SMS alert hmm.gif
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You must have ticked the email alert option. Untick it under manage my alert selection.
kelvinlzy
post May 20 2016, 12:53 PM

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QUOTE(edwardccg @ May 20 2016, 12:29 PM)
I just got this sms. I believe the card is approved?
But twhy the validity is so short? They confirm can send me the card by next Wednesday???

RM0.00 Your Temporary Password for Standard Chartered Online Banking is xxxx and is valid until 25 May 2016 12:16PM. Do not share your password with anyone and if you have not performed this transaction, please contact the bank.
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No worries, if exceeded the time period you can call CS to give you another password.
kelvinlzy
post May 22 2016, 07:50 PM

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QUOTE(LNYC @ May 22 2016, 03:41 PM)
I had one transaction that successful, but didn't go through in the system.. After around 4months only appeared in my statement.
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Mind to share which merchant is that?
kelvinlzy
post May 23 2016, 06:35 PM

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QUOTE(edwardccg @ May 23 2016, 04:47 PM)
I register for the SMS transaction alert but there is no option for me to select threshold. I remember from few post in front mention we cannot set to RM1, is that true? then what is the minimum?
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Although you can set it to a minimum of RM250 in the online banking, I still receive SMS alerts whenever I have transactions below RM250.
kelvinlzy
post May 23 2016, 09:39 PM

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QUOTE(edwardccg @ May 23 2016, 08:24 PM)
found the setting for threshold and set to rm250.
the default was RM1000 but I received sms on the USD $1 charged during linking to paypal 
also my purchase in 400++ via paypal able to receive sms in previous RM1000 threshold setting.

The only thing i didnt received sms is the IWK payment via SCB website.
btw, the cashback is based on calendar month, right? which mean i spend minimum 500 by May 31 i will get at least the 2% cashback, right?
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For the linkage to paypal, you will sure to receive the SMS. As for the IWK payment, you wont receive any SMS alert as you have already received the TAC during the payment. This will serve as your SMS tranx alert in case you didnt request for the payment.

By calendar month, correct.
kelvinlzy
post May 24 2016, 11:26 PM

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QUOTE(aromachong @ May 24 2016, 10:58 PM)
good to hear gov transactions is allow.. thanks for the info
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I stand by my point. Only petrol and insurance transactions are no counted.
kelvinlzy
post May 30 2016, 04:48 PM

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QUOTE(mamamia @ May 30 2016, 04:36 PM)
Is the SCB transaction posting is slow? I swipe on Saturday, no transaction posted as at today.
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It depends on when the merchant do the settlement. Normally will be 2-3 days.
kelvinlzy
post May 31 2016, 12:12 PM

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QUOTE(asiatrader98 @ May 31 2016, 12:05 PM)
i wonder can we get 5% or not if paying aeon credit on the posonline with scb cb card?
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Yes. But you only get 3.33%, not 5%, if you know how to calculate the effective cashback rate.
kelvinlzy
post May 31 2016, 05:59 PM

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QUOTE(aromachong @ May 31 2016, 05:51 PM)
I think get luggage too? Or i may forgot should apply via online to qualify for 2 luggage bags
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The promo for luggage bag ended on 30 Apr. Now they are giving away Gem5 e-voucher worth up to RM180
https://www.sc.com/my/campaign/credit-card-offer

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