wow! thank you so so much! I will take my time to slowly compare later tonight! Thanks thanks!

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, insurance, bills, groceries, airline tickets.

4. Existing credit cards if any: Nil

5. Looking at CC from: 2015 Jan if Posibble

6. Others: I want cash back and rewards points (Kuching)

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: Preferably

3. Card required for: Petrol, insurance, phone bills, movies, minor groceries, dining

4. Existing credit cards if any: Nil

Thanks for the advice.
5. Looking at CC from: maybank2cards, hlb wise card, any which suitable

6. Others: Cashback, seldom go out during weekends, SUPP card needed

I wish I can Recommending a Perfect Card for You, but Sadly Nothing came with Perfect...
Reference:
1) Maybank 2Cards (Lifetime Fee Waiver) https://forum.lowyat.net/index.php?showtopi...post&p=68551797
2) UOB 1Card: https://forum.lowyat.net/index.php?showtopi...post&p=68505615
3) CIMB Cash Rebate MasterCard (Lifetime Fee Waiver)- 5% Cash Rebate on e-Commerce (online spend), 2% Cash Rebate on Petrol & Groceries
OR
4) Aeon Watami Visa card: 3% cashback per quarter spending need a min accumulated RM3k spending in the quarter, for you to get 3% cashback+ Annual Fee Waiver subject to 12x Swipes a Year https://forum.lowyat.net/topic/2664640
5) HLB Wise Card: with 10% Cash Back MUST have Min. 10x RM50 transactions per month to get 10% Cash Back & also, NO Annual Fee Waiver ($160-300) https://forum.lowyat.net/topic/3367769

[Hi,

If I wish to apply credit card for monthly petrol RM100 only , shopping estimate RM50 only, e-commerce with hotel booking and e-ticket (overseas), and travelling may be once a year.... which card is suitable for me?

my salary < RM 40k.

Is it ok if I use Maybank 2 card (amex n mastercard) n combine CIMB cash rebate gold card?

Amex = use weekend on petrol and shopping.

Weekday = use CIMB ...

Travel use either CIMB or Maybank master card or maybank debit card.......(transaction charges = 1% ) , Amex 2.5% so better don't use right.....

Hotel & airline booking use CIMB /mastercard??

Example if I need to pay RM3000 permonth for online transaction.

a)If use Amex pay all Rm3000, cash rebate =RM50, rewards points  = 15000,right?
b)If book hotel use Amex pay RM2000, cash rebate = RM50,rewards points  = 10000
Then use CIMB CC (mastercard) pay RM1000, cash rebate = RM30,no rewards points??

Actually I am newbie to cc, is CIMB CC 5% cashback only apply to weekend? If e-commerce also apply to weekend ,then at least more optional.

Thanks

Good day. May I know which credit card is best to use to pay for monthly insurance that will entitle good cash back? I know some cards exclude insurance from their list, thus, would like to check further here. Thanks!

1) departmental & retail shop in mall
2) any days..

my M2amex always reached max 5% rebate quota on weekend.. Just thinking to get another card for shopping in shopping mall.. mainly clothes..
I noticed citibank/hsbc had quite many promotion in the mall.. but mostly just XX% discount on normal item..

5% rebates, any cards doing better than this one??
Using OCBC Platinum now, only 1%.. so thinking to switch to this one ?

Don't understand
PBB or other bank is what card?

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Got or not also can, if don't have better la.

3. Card required for:
Priority: Petrol, Education, Cash Back/Rebate Only, Low interest rate on any kind of installments
Not-so-priorty: AirMiles, Overseas Transactions, Free LCCT Lounge Access

4. Existing credit cards if any: Only CIMB and Maybankard debit card.

5. Looking at CC from: Whichever bank I am qualify and they have what I need, but wanna try get international bank.

6. Others: compatible with bonus link? I not sure how the loyalty thing works.

If I use mbb2cards on weekdays, is there any benefits? Should I use visa/mastercard or amex on weekdays?

1. Annual Income: 24K

2. Free Lifetime Annual Fee: A Must or not too expensive below RM100 can accept

3. Card required for: Petrol!!! ,Groceries (tesco/giant), clothes shopping abit (H&M/ TOPMan). movies, SUSHI KING!!

4. Existing credit cards if any: Currently trying to apply citibank shell but after reading from here i can see it is not a good card, a bad card actually, so will keep maybe a year finish the free annual fee, then cancel

5. Looking at CC from: OCBC ( 3/6 month without interest is interesting) , GSC pay wave look interesting but dont know any other benefit,

6. Others: trying to find card with 0% interest plan installment, and most important it is for petrol

1. Annual Income: RM60k

2. Free Lifetime Annual Fee: Must.

3. Card required for: anything which MBB2 amex can't cover

4. Existing credit cards if any: MBB2 platinum

5. Looking at CC from: none so far. Pls suggest

6. Others: preferably visa or master, to maximise cashback during weekdays or where i could not use amex. MBB2 visa is pretty much useless. My expenses might not be much, but occasionally buy stuffs for company from suppliers which can cost a few k.

Hey guys, don't know whether this is the right place, but is the HSBC cash back card worth it?  They said that I get back 5% on petrol, dining and groceries and on Saturday it's 8% petrol cash back and waiver of annual and govt tax every year. I was considering getting the Maybank 2 cards but now I saw this card and now I'm not sure..  The promoter keep pushing it to me..  Sighh

1. Annual Income: RM30K to RM42K
2. Free Lifetime Annual Fee: A Must
3. Card required for: Petrol (Petronas) and company entertainment (bring clients to lunch or dinner or happy hour, mainly for food and drink)
4. Existing credit cards if any: Nil
5. Looking at CC from: Nil
6. Others: Prefer card that offer me good cash rebate.

1. Annual Income: RMxxx,xxx

2. Free Lifetime Annual Fee: Not important

3. Card required for: Domestic and Oversea Shopping + some monthly Bills

4. Existing credit cards if any: CIMB infinite & Citi Prestige (not a competitive card as reviewed by sir gen-x and i agreed)

5. Looking at CC from: Alliance Infinite or MBB Infinite (a very competitive cards as reviewed by sir gen-x but i only need to choose one)

6. Others: I'm looking for a card that gives unlimited access to plaza lounge and unlimited priority pass (better if can accomodate a free access to my guest that comes with me too) and good rewards on domestic and oversea shopping..between MBB infinite or Alliance Infinite which one is the best? TIA all..

Do you guys recommend me to use this CIMB cash rebates?Im plannign to buy a smartphone using this cc and will settle it within 2 months period

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Just to point out that all my transactions at restaurants/dining outlets are considered as DINING.

From July 01 onwards, AMEX merchant fee will be the same as Visa/MC at 1% as per BNM Card Framework. Expect more AMEX merchants to come