1. Annual Income: Above RM180K

2. Free Lifetime Annual Fee: As long as can be waived

3. Card required for: Free Lounge Access

4. Existing credit cards if any: Hong Leong Wise

5. Looking at CC from: Any

6. Others:

1. Annual Income: RM30K++

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol,cash back rebate, reward points, bills mobile & utility, groceries, online purchase(games included), retail shopping.

4. Existing credit cards if any: None

5. Looking at CC from: Cimb Cash Back card

6. Others: None

Thank you!

Oh, its like that.. how about mbb2cards? No max online transaction spending and how about border fees?

Thx

1. Annual Income: 100K? (No idea how they calculate annual income for business owner)

2. Free Lifetime Annual Fee: Preferbly

3. Card required for: Utility bills, Groceries, Petrol, Insurance, Overseas Transactions, Free Lounge Access

4. Existing credit cards if any: None

5. Looking at CC from: Any (Currently had my eyes on OCBC or MBB2cards)

6. Others: Utility bills payment are kind of heavy. Per month astro is 500, TNB about 2k, Syabas 400, Telekom 400. Groceries if they'd take NSK Trade City as groceries, occasionally I can swipe up for 1k per month there.

I've even give thought to owning HLB wise for the 10% rebate then another card for the rest. Only issue is that I'm afraid I can't make up to 10 transactions per month. Usually just a few high amount of transaction.

It depends if there is an installment plan. If no, probably i'll pay minimum amount / as much as i can monthly till i clear the outstanding before i start swiping the card again.

1. Annual Income: RM35k - RM45k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, CashBack/Reward, Cinema, Grocery & Shopping, Hotel

4. Existing credit cards if any: No

5. Looking at CC from: Maybankcard 2 cards (only because I have preexisting maybank account). Do recommend a second option so I can compare both. Thanks

Hello,

1. Annual Income: RM24k to 29k.

2. Free Lifetime Annual Fee: a must

3. Card required for: paying insurance of around rm600 a month and various small daily usage

4. Existing credit cards if any: Nil.

5. Looking at CC from: Not sure

6. Others: looking got cc with most discount in insurance from great eastern

Thx..

:respect

between uob one and hlb wise card which is easier to use ? noob friendly.

I think i ask the question before but i cant find my post =___=

1. Annual Income: <30k

2. Free Lifetime Annual Fee: depends, if not high its ok

3. Card required for: dining mainly, grocery second (of just dining also can)

4. Existing credit cards if any: No

5. Looking at CC from: anybank recognize worldwide since i plan to buy online with cc

dining = estimated should be around rm400 max per month for both dining and grocery.

why do you think cimb will suit your needs more?

the dining discount seems higher, although i dont think there is grocery cash back or anything

Have been using petronas maybank card...not much of.benefitbut I have collected bout 1.2k fuel voucher. Approx using bout 3 years

based on response on wise card thread, no annual fee waiver. but use first la, when 2 months (not 1 month because the rebate calculated is based on previous month) before anniversary then you consider whether you want to renew. DO NOT take wise platinum or you will pay more annual fee for no reason.

My logic is... Aug rebate will be reflected on sept 28. then september you won't use it fully, just use it to use up august rebate. so i was thinking 2months before, should be last month of full usage. 

Dear Gen-X / Guys ! need your precious advises.........

my current situation.......

* MM2H expat [ jobless ]

* Got local & overseas Rental income.

* Own stay Condo at KL for permanent address.

* maintaining savings & property loan account with SCB & UOB for 3 years.

* primary intention to fly back home around 6 to 8 times a year.
1. Annual Income: RM180K and above.

2. Free Lifetime Annual Fee: A Must.

3. Card required for: AirMiles preferably MAS + KL Living expenses.

4. Existing credit cards if any: Nil.

5. Looking at CC from: Maybank - Maybankard 2 Amex, Visa infinite, Citibank - Premier Miles, OCBC - Titanium Mastercard.

6. Others: I am a foreigner + freehold property investor.

Getting Near to my Cimb Visa credit card anniversary soon.. decided to cancel it as did't have much chance to use it

Currently, both my wife and I using Maybank 2cards, both of us fully utilize the rebates during weekend..

1. Anual income : 100k
2. Free Lifetime Annual Fee: Prefered
3. Card required for: Weekday shopping..  Anycard give cash rebate for insurance payment or for utilities (electric and telephone)
4. Existing credit Card : Maybank 2 card, Citibank cashback (petrol)

Maybankard?

Heard that also maybank got 0% interest balance transfer for 1 year. but i think got processing fee 3%.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Any good credit card which offer good cash back for education (diploma in college) fee? I saw HSBC got 20% cash back but promotion over already. If not, then I think I might use MBB 2 Gold.