the dining discount seems higher, although i dont think there is grocery cash back or anything

thanks for ur info, how ab uon one and hlb wise? last nite i check online, citibank shell if i use 1k, cash back rm30?

1. Annual Income: below 22k

2. Free Lifetime Annual Fee: A Must.

3. Card required for: petrol priority SHELL bcoz of travel alot

4. Existing credit cards if any: none

5. Looking at CC from: maybank if possible or other

6. Others:dont have any commitment on any bank..my bro said need to have commitment coz later easy to approve any loan.

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Must, if possible the Gov tax also

3. Card required for: (heavy)Petrol, (heavy)Shopping at Giant&Tesco,Bill payment.

4. Existing credit cards if any: Citibank Clear card.

5. Looking at CC from: Maybank 2 Card Platinum

6. Others: I usually pay off in full each month, so am not looking for good interest rate.
Looking for cash back, 0% instalment purchases of electrical/electronic items
Typical usage per month RM2500

suggestions welcome,

*if i get Wave type, then my partner also can use the card for shopping right. No signature is needed, am i correct ?
Thank all,

Going to cut my HSBC card. My husband was primary card, and im holding supplementary. Is using the card since more than 5 years. My husband already cut his last week due to the card been misused for unapproved online transactions. Immediately go to bank to cut. Now looking for a new card.

1. Free Lifetime Annual Fee - preferable. OK if the bank free waiver for min 12 swipes per year as well.
2. Purpose of the card - online transactions, utility, dining, insurances, etc EXCEPT for petrol and groceries as we are holding HLB Wise card for 10% cash back for these two categories.
3. Does not looking for those travel or enrich programme cards as we hardly fly with those. Usually fly with budget airlines.

Reading at the first page, looks like Maybankard 2 AMEX is good for local daily transactions? Any advise?

aeon watami? where can i read for more info about that. thanks!

Hi. I’m thinking to get my first credit card. Previously I only paid my expenses by using cash, so no cashback, no treatpoint. It is a waste.

1. Annual Income: RM40K to RM60K

2. Free Lifetime Annual Fee: Yes

3. Card required for:

Petrol (shell) = >RM350
Touch n go = RM180
Celcom = RM70
P1max = RM99
Bills = <RM50
Online shopping if necessary..

4. Existing credit cards if any: Nil

5. Looking at CC from: Maybankard 2 Amex Credit Card or Ikhwan AMEX Maybank Islamic.

6. Others: For now, local use only. I prefer Islamic cc.

Thinking to get Maybankard 2 Amex Credit Card or Ikhwan AMEX Maybank Islamic.

Maybankard 2 Amex Credit Card
Pro : 5% Cashback on weekends up to RM50 (Amex), 5 x Treat points for all transactions (Amex)
Con : GST for both card RM100

Ikhwan AMEX from Maybank Islamic
Pro : Islamic. GST RM50. 5 x Treat points for petrol.
Con : 2X TreatsPoints on all other spend, no cash back.

Do I missed anything here? Or is there any better option? Thanks.

Thank you for your suggestion, I do consider it too but the main thing having cc is for spend not charity. It is not like I don’t care about charity. I do spend 7% of my salary for charity.

5% rebate on petrol and groceries on Friday and Saturday (I need to pump at least twice a week, so this is disadvantage for me and I rarely go out on Saturday).
Treats Points - RM1 for 1 Point (low compare to other options).

Maybankard 2 Amex Credit Card is the best choice but not Islamic.

While Ikhwan AMEX Maybank Islamic does not have Visa.

Hahaha   

Thank you a lot for helping me making decision.

Maybank 2Cards

I checked on P1Max, they only accept Visa or Mastercard. If I go for Maybank 2Cards, which one is better Visa or Mastercard? I’m sorry coz I never use cc in my life 

I wan to ask, I just started working for 1 and a half month.. My salary fulfilled their requirement.. Am i applicable to apply credit card?

GST only charge 1 card which is only RM50 

I have just received citibank platinum cash back cc 
Still no news from RHB.
I tried my luck applied for maybank 2 cards and my maybank2u shows the 2 cards has been approved  but I haven't received the cards. Its only 1 week after I submitted the form 

I am going to cut my RHB cc soon !!! 

Double what I get from maybank 2 cards   

having Citibank 1 card is more than enough    just that I am afraid sometimes offline ...

MBB for backup 

No 50k 

but more than 30k 

huh ?? u means they limit RM 900k for all the one card user ?? omg

seem like both card also not bad, cuz got rebate when i pump petrol, my one month petrol roughly 400 , can save bak Rm 20

bt my annual income around 24k nia..haiz...
hong leong bank card must spend 500 only get cash back

Hi. After giving some consideration and so on, I have make a decision to apply for Maybank Islamic Ikhwan American Express.. I really do want to take Maybankard 2 but I must avoid conventional credit card..

May I know is it possible to get credit card on the same day as application?

Thx.