Yea, I saw your "submarine" post before u edited...
Very humorous lah, u
Mind u, there are many bigger and high-tech models around, running on stealth mode...

It is just common sense online respect lah... and we are here to share info and have fun. Cheers

This post has been edited by tbheng: Mar 4 2014, 09:15 AM

Aisay...I just launched my last missile last weekend. No more ammo now.
Interesting idea, and very encouraging supports! Keep it up.
I wish I can join in, maybe the next time around. The FD Group 2.0.

BCC, sound like Affin is a good target for your FD Group 1.0. (Din know they are negotiable too.)
Maybe try to nego for 4% (with the 2.5mil pooled money). That will be really something.

Nice!

Did you try their Islamic branches.
Their islamic FD (GENERAL INVESTMENT ACCOUNT-i) is giving slightly higher interest. (Very slight, in fact. But not sure if they are easier to nego.)
SOS

Was tied up earlier, but when check back here, it was so many new posts talking about the FD Group. Hot topic!

Last missile locking target at PMA from Philip Capital, an investment product focus on stock in KLSE. Higher return, higher risk. Check my post#31 HERE.

Ah, almost forgotten about the 5'11" hottie. It is for you to go and check it out.

Yes, the returns are pretty handsome (the mini hits 21.7% annualized).
And it is hand-free too! Too lazy these days to crack my head on all the investments.
SC 3%. Buy from their agents.
Sorry, OT already.

Oh, I harvested BR monthly interest this morning 7:15am...
Yeah, my ASG also up...

ASG still plenty, can get anytime. They have SC 2% promo now. Got to be quick before they suspense for dividend calculation on 23 March.

This post has been edited by tbheng: Mar 7 2014, 11:43 PM

You can get it in ASNB or their agents (e.g. MBB, CIMB, etc).
Returns from 6+% to 16+% p.a.
SOS

I got in early this year only...sorry, not sure how they count. May need to read their TnC, etc.
Buying now is to take advantage of the 2% SC promo...dividend should be prorated.
I'm in for longer term. Just like UT and others with SC, can't do short term, rugi on the SC.

This post has been edited by tbheng: Mar 8 2014, 12:22 AM

You can find more details HERE

Good progress, bro!
It make me feel like you are pitching to Venture Capitalists to raise fund.
But, at least this campaign make this thread more active, and make FD more fun.

Thanks for the news on Sukuk.
But the 3yr gives 3.30% and 5yr gives 4.45%; which are around their FD board rates (4.25% and 4.50% respectively as of last year end), does not looks attractive

Yes, as pointed out by davinz18, UT is a good start for busy executive. You can also explore PMA as I shared here at post #31.
It's designed for ppl who want to invest in stock market but have no time/skill/confidence/interest in doing it.
Btw, just in case you doubted, I am not the agent, but started investing into this early this month. Just for sharing.
Bear in mind low risk low return, high risk high return. You need to balance it with your own risk appetite.
In my opinion, one should not "...just don't think so much and go step into right in...", one will get burnt in no time and don't know why failed. Just my 2 cents.

You can find out more details and contact them directly here.
SC 3%.

I ponder on this for a while and a little lost on the logic...
If >5m can get higher %, ocbc would not stop ppl from putting in 6m, 7m,... which they give the same % instead of higher %.
I guess the banks have different thinking when they set an upper limit for a promo.
Maybe to prevent too much cash/liquid position, or something else.

I think what he meant was this...
RED: he compare interest paid monthly vs at maturity, not Islamic vs Conventional.
GREEN: again between interest paid monthly and at maturity, interest paid monthly will gain more as it get additional interest in SA.

This post has been edited by tbheng: Mar 30 2014, 10:43 PM