I jsut went to Bank Rakyat branch and was told that fixed deposit rate had been revised again,

1 year will be given 3.90%, is that applied to all branch hor?

I jsut went to Bank Rakyat branch and was told that fixed deposit rate had been revised again,

1 year will be given 3.90%, is that applied to all branch hor?

Thanks for the news on Sukuk.
But the 3yr gives 3.30% and 5yr gives 4.45%; which are around their FD board rates (4.25% and 4.50% respectively as of last year end), does not looks attractive 

According to the source, BR is the country's largest Islamic cooperative bank with good growth record and sound financial standings. Makes me ponder even more now what triggers them to revise down the FD rate?
It's 4.30%

Even with the rate been revised down twice since last year, BR's FD rate is still higher than everyone else. The only exception is their 5-year rate. For this particular tenure, BR eats MBSB's dust. MBSB offers 4.70%
Are you referring to eFD?

I think it's applied to all branch unless u deposited "huge" amount, then they may give a bit "higher" rate 

I think it's applied to all branch unless u deposited "huge" amount, then they may give a bit "higher" rate 

last month, it still remain 3.95% per annum,
today went to deposited again, then teller gave me a list for new rates.
then i say , ah ok

yea, i depo early of march...it was a renew FD...but i insist of at least 4%....BM relented, gave me 4%, monthly credited but 15 months..with free gifts..

huhu..same goes to ban hin (match sticks), bank commerce (bought by CIMB), Eon bank (bought by HL), southern bank..

... you just answer yourself -- they don't have any competition cause the rest can't move their rates as high as them ...

last month, it still remain 3.95% per annum,
today went to deposited again, then teller gave me a list for new rates.
then i say , ah ok

dont believe?  although these info are P&C, but for sake of 'helping' others, therefore with conditions.. certain info (are hidden)   

Dont forget Lee Wah Bank, Chung Khiaw Bank, Bank Utama....

Seriously ? In this case, RHB bank is short changing all its FD customers 1 day interest liao. You very sure ar ?

can u upload the list of new rate 

I didn't answer myself. Still have no clue on the real reason why they cut their rate in a span of a few months. Their competition can move the rate as high as BR, just that they don't want to.
Are you referring to 1 year FD placement that offers 3.95%?

Aren't it supposed to be 3.96% & was cut to 3.90%?

You kena shortchanged 0.01%?

ah, you want arrh.
sorry, my mindset just like auntie, duno how to upload picture de lor.

1 month = 3.20%
2 month = 3.20%
3 month = 3.60%
4 month = 3.60%
5 month = 3.60%
6 month = 3.65%
7 month = 3.65%
8 month = 3.65%
9 month = 3.75%
10 month = 3.75%
11 month = 3.75%
12 month = 3.90%
15 month = 3.95%
18 month = 4.00%
24 month = 4.10%
36 month = 4.15%
48 month = 4.20%
60 month = 4.40%
> 60 month = 4.50%

this is the info officially written to me

BCC, that is a very good answer

Yea, i think it's more time & cost saving to narrow down the list to 2 institutions: BR (non- PIDM) & Affin (PIDM protected). They offer the best 1 year rate in town. No point going to other institutions & nego kaw-kaw only to get a rate similar to what BR or Affin has to offer (unless a good promo comes around la).

At the moment, close both eyes also can predict that BR is the one "bank" that is able offer us the highest 1 year FD rate. If Affin can't match or top BR's rate, I assumed many members that are BR regulars will back out from this group. On the other hand, if we plan to place FD with BR, I supposed those who seek PIDM protection will not commit to this group as well.

It's not possible to please everyone. I pick suggestion#2. Let's just enquire BR & Affin. We go to the one with the highest rate. Then, we sort out other details among members who are still willing to participate.

Apa macam? Your opinion leh?

so you found out on the MBB 2.75 + 1.1%...CA Aspire..did you go?