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 Fixed Deposit Rates in Malaysia V5

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gchowyh
post Mar 18 2014, 05:23 PM

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QUOTE(Berkshire Breakaway @ Mar 18 2014, 05:21 PM)
queue up for ASW2020 lah...
*
Is not queue up, is more like participating in a lucky draw & hoping someone sells their units when you check at the counter.
shankar_dass93
post Mar 18 2014, 05:38 PM

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QUOTE(gchowyh @ Mar 18 2014, 05:23 PM)
Is not queue up, is more like participating in a lucky draw & hoping someone sells their units when you check at the counter.
*
Agreed with what has been said above.
TSdavinz18
post Mar 18 2014, 05:44 PM

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QUOTE(Berkshire Breakaway @ Mar 18 2014, 05:21 PM)
queue up for ASW2020 lah...
*
Very hard to get the units bro, if got people withdraw "big" amount then only got some chance icon_rolleyes.gif
(except you're bumi, then its easy to get just like ASB)

This post has been edited by davinz18: Mar 18 2014, 05:57 PM
TSdavinz18
post Mar 18 2014, 06:24 PM

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BoomChaCha MIA again?
Last Active 16th March 2014 - 06:21 PM
Laptop problem hmm.gif
bbgoat
post Mar 18 2014, 06:29 PM

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QUOTE(davinz18 @ Mar 18 2014, 06:24 PM)
BoomChaCha MIA again?
Last Active 16th March 2014 - 06:21 PM
Laptop problem  hmm.gif
*
Yes, miss the interesting posts of BCC, can really keep us booming up & down. tongue.gif

Hope that he can get the PC up ASAP. smile.gif
TSdavinz18
post Mar 18 2014, 06:34 PM

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QUOTE(bbgoat @ Mar 18 2014, 06:29 PM)
Yes, miss the interesting posts of BCC, can really keep us booming up & down.  tongue.gif

Hope that he can get the PC up ASAP.  smile.gif
*
PC problem again? shakehead.gif juz buy new one lar, 2k can get quite "good" one icon_rolleyes.gif
bbgoat
post Mar 18 2014, 06:48 PM

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QUOTE(davinz18 @ Mar 18 2014, 06:34 PM)
PC problem again?  shakehead.gif  juz buy new one lar, 2k can get quite "good" one  icon_rolleyes.gif
*
x Figures Boom sure can buy one or even much more than the 2k wan ! tongue.gif
TSdavinz18
post Mar 18 2014, 06:52 PM

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QUOTE(RO Player @ Mar 18 2014, 06:49 PM)
never think, save money..but never listen..or maybe he listen..got himself a ....

user posted image
*
how much? hmm.gif
wil-i-am
post Mar 18 2014, 07:14 PM

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Any1 open a/c with Public Bank for PB FD Rush?
http://www.pbebank.com/en/en_content/perso...s/pbfdrush.html
BoomChaCha
post Mar 18 2014, 09:59 PM

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QUOTE(gchowyh @ Mar 16 2014, 09:04 PM)
Do be reminded is the outlet at menara glomac damansara kim, which is off jalan damansara
*
Thanks for the info.
I hate to go to The Gardens because very hard to find parking there unless if go there
before 9.00am.

QUOTE(HJebat @ Mar 17 2014, 11:46 PM)
» Click to show Spoiler - click again to hide... «

BCC, how do you intend to "mend" the two distinct camps between PIDM & non-PIDM members?

If we decide to place FD with BR, then apa macam with those who indicated that they prefer PIDM institution?
*
This is a very good question.. hmm.gif.. Warrior..
I have been thinking about this issue also, but I do not have the solution yet.

Now We have 9 members are okay without PIDM; and the rest of 5 members
want PIDM.

So if we talk to BR, we have only RM 450K (9 members); versus if we talk to Bank with
PIDM, we will have RM RM 700K (14 members).

I agree with you that BR is the most easiest one to negotiate.
I just come out with these 2 suggestions with my brainstorming:

#1 Suggestion

We use member majority to decide whether to go for without PIDM or with PIDM.
For example, if we have more members are Ok without PIDM Than members want PIDM,
then we go for BR, and vice versa.

That's why we put a term that all participating members can change their mind not to
join due to some unforeseen future circumstances.

I am thinking once if we can get a good rate, most members (including members want PIDM) should follow and join our campaign, and most probably they will put in more money too.

#2 Suggestion
We will talk to 2 banks, BR and another bank is with PIDM, let's Affin.
We will take whichever bank can offer us the better FD rate.

Do you have any suggestions?
or any suggestions from anybody?

This post has been edited by BoomChaCha: Mar 18 2014, 10:48 PM
TSdavinz18
post Mar 18 2014, 10:14 PM

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BoomChaCha welcome back rclxms.gif
your PC problem again? hmm.gif
BoomChaCha
post Mar 18 2014, 10:33 PM

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QUOTE(RO Player @ Mar 18 2014, 06:49 PM)
never think, save money..but never listen..or maybe he listen..got himself a ....

user posted image
*

I listen to you la..to get more productive ma.. biggrin.gif
QUOTE(bbgoat @ Mar 18 2014, 06:29 PM)
Yes, miss the interesting posts of BCC, can really keep us booming up & down.  tongue.gif
Hope that he can get the PC up ASAP.  smile.gif
*
QUOTE(davinz18 @ Mar 18 2014, 10:14 PM)
BoomChaCha welcome back  rclxms.gif 
your PC problem again?  hmm.gif
*
Just changed a hard disk, but sometimes PC is still shutting down by itself when do multi-tasking.. sad.gif
I think better to buy a new motherboard la.. sweat.gif

But in fact, I have been busy on other personal things recently... sorry..

I guess if we have a fantastic plan, to gather at least RM 5 million fund from lowyat members
should not be a problem.. hmm.gif

This post has been edited by BoomChaCha: Mar 18 2014, 10:33 PM
TSdavinz18
post Mar 18 2014, 10:43 PM

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QUOTE(BoomChaCha @ Mar 18 2014, 10:33 PM)

Just changed a hard disk, but sometimes PC is still shutting down by itself when do multi-tasking.. sad.gif
I think better to buy a new motherboard la..  sweat.gif

But in fact, I have been busy on other personal things recently... sorry..

I guess if we have a fantastic plan, to gather at least RM 5 million fund from lowyat members
should not be a problem.. hmm.gif
*
Change the PC altogether, buy new one. 2k can get quite good one. No Headache icon_rolleyes.gif

Wah, can gather rm 5mil from lowyat members? shocking.gif rclxm9.gif
bbgoat
post Mar 18 2014, 10:50 PM

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QUOTE(BoomChaCha @ Mar 18 2014, 10:33 PM)

Just changed a hard disk, but sometimes PC is still shutting down by itself when do multi-tasking.. sad.gif
I think better to buy a new motherboard la..  sweat.gif

*
Is anyone helping you or you repairing it yourself ? Can be quite a few areas to look at.

The SDRAM slot lose (re-seat them), power supply, motherboard issue etc etc.

We need your PC to be stable so that you can focus more on the FD Boom project ! tongue.gif
BoomChaCha
post Mar 18 2014, 11:54 PM

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QUOTE(davinz18 @ Mar 18 2014, 10:43 PM)
Change the PC altogether, buy new one. 2k can get quite good one. No Headache  icon_rolleyes.gif
No need 2K la.. less than 1K is enough but without monitor, ATX case, and Windows license.

QUOTE(davinz18 @ Mar 18 2014, 10:43 PM)
Wah, can gather rm 5mil from lowyat members?  shocking.gif 
*
QUOTE(HJebat @ Mar 6 2014, 12:01 AM)
You give us a time frame. Example: by 31st May 2014, list out how many member can/can't come up with 50K ammo. That'll settle the $$$ issue. That's the easy part.

The FD placement can be pre-plan as well, just as what bbgoat suggested below. I remember that guy3328 did the same thing with BR too. He staggered the date & amount of his FD with BR. So, it is doable. The tricky part is how can the bank recognise & give the rate to the selected members if can't disclose the names. Later after everything are put in place, I get my ah gong, ah ma, papa, mama, bro, sis, uncle, auntie etc place their FD with me & use up all the quota for other members, how la? tongue.gif
Since you have gave the warning, I'll hide in my bombproof chamber lo. Can bomb till his heart content laugh.gif
*
I think so.
Just imagine, when we can get good FD rate, I think most members will put more than
RM 50K if they have more money available (FD mature) at the right timing.

Just have a look at Warrior's post (Sorry Warrior, borrow your post as an example), Warrior
will full load his family ammo.. biggrin.gif

QUOTE(bbgoat @ Mar 18 2014, 10:50 PM)
Is anyone helping you or you repairing it yourself ? Can be quite a few areas to look at.
The SDRAM slot lose (re-seat them), power supply, motherboard issue etc etc.
We need your PC to be stable so that you can focus more on the FD Boom project ! 
*

Ha..ha.. I suspect the motherboard is not stable.. biggrin.gif
Oh..No.. doh.gif this sounds like I am obligated to sit in front of my PC most of the time for FD Boom project..?.. Please don't treat me like this la... I still want my freedom la.. icon_question.gif

QUOTE(RO Player @ Mar 18 2014, 11:05 PM)
penny wise pound foolish...
change this, change that...total amount >> buying new pc..as picture.. doh.gif
*

That hard disk is my old back-up hard disk la..
No need to buy new whole set of PC, some PC spare parts still can use..
besiegetank
post Mar 19 2014, 12:01 AM

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QUOTE(BoomChaCha @ Mar 18 2014, 11:54 PM)
No need 2K la.. less than 1K is enough but without monitor, ATX case, and Windows license.
I think so.
Just imagine, when we can get good FD rate, I think most members will put more than
RM 50K if they have more money available (FD mature) at the right timing.

Just have a look at Warrior's post (Sorry Warrior, borrow your post as an example), Warrior
will full load his family ammo.. biggrin.gif

Ha..ha.. I suspect the motherboard is not stable.. biggrin.gif
Oh..No.. doh.gif  this sounds like I am obligated to sit in front of my PC most of the time for FD Boom project..?.. Please don't treat me like this la... I still want my freedom la..  icon_question.gif

That hard disk is my old back-up hard disk la..
No need to buy new whole set of PC, some PC spare parts still can use..
*
If joined this campaign is there a window of time to come up with the money that is 50k? I'm interested but my FD will only mature on middle of Jun sad.gif
nubJeff
post Mar 19 2014, 12:16 AM

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Hi guys, anyone looking for SME FD placement? Or CASA with interest rates? Can always look for me, I'm working in UOB bank hehe.
BoomChaCha
post Mar 19 2014, 12:23 AM

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QUOTE(besiegetank @ Mar 19 2014, 12:01 AM)
If joined this campaign is there a window of time to come up with the money that is 50k? I'm interested but my FD will only mature on middle of Jun sad.gif
*
Sorry for my late reply.
No, we do not know when we can get the special FD rate.
Therefore, you can go ahead to place your FD based on your own plan.

When time to come to place the FD at special rate, we will ask all participating
members to see if they are ready for it or not.

If some of them are not ready for it, that is fine too.

Please let me know if I am not answering to your question.
Your further questions are welcome too. smile.gif



BoomChaCha
post Mar 19 2014, 12:27 AM

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QUOTE(nubJeff @ Mar 19 2014, 12:16 AM)
Hi guys, anyone looking for SME FD placement? Or CASA with interest rates? Can always look for me, I'm working in UOB bank hehe.
*
We want to place RM 700K FD or more, if the tenure is 1 year, can we get special FD rate?
BoomChaCha
post Mar 19 2014, 12:31 AM

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Members Recruitment for FD Group Deposit Campaign
Objective: To consolidate all members' funds to bargain for a better FD rate with the bank
Minimum FD deposit: RM 50K per member
Target total FD amount: 2.5 million or more
FD Tenure: Tentatively 1 year
Recruitment Deadline: 31 May 2014
No Obligation: Members can retreat anytime before we negotiate to the bank
Prohibition: Members who registered after March 2014 are not allowed to join this campaign

Disclaimer: No guarantee will success in this group FD plan

Participating Members

Members Ok without PIDM

bbgoat
HJebat
gchowyh
plumberly
tbheng
guy3288
helob
McFD2R
BoomChaCha

Members want PIDM
bearbear
munkeyflo
Nostalgia
MNet
wodenus

Now we have 14 members, total RM 700K

Plan (my brain storm only)
(1) Consolidate at least RM 1 million fund from all participating members.

(2) Appoint representative to negotiate with the bank.

(3) As suggested by Warrior HJebat, after bank says OK, then representative generates and PM confidential code (for bank to recognize members' identities purpose) to each participating member so that members can place their FDs at special rate by submitting the code to the bank. Each member will get one unique code only.

(4) Members can place FDs in their local bank branches.

Any suggestions are very welcome..Thank You.

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