I m having joint saving account either to sign with one atm card issued in my name only. If not mistaken , the officer let me take back ths saving book for my missus signature..he..he..

How's the FD group nego coming along?

Anyway, I paid a visit to a supposed new BR branch. But instead was only an agent for BR, Koperasi Simpanan dan Kredit Bersatu.
They have their own deposit scheme (FD) & the interest rates do look Extremely attractive but they have so far only been in the market for 2 years. However, to fund the deposit scheme, they provide personal loans to government servants & practise the direct salary deduction via ANGKASA so should be pretty safe.

However, do take note that there is no monthly interest payout like BR.
Anyone had any experience or heard anything about them before?:

www.mamasavings.my
http://www.mamasavings.my/lz_images/pdf/Pr...paFinancing.pdf

BCC still doing Cha Cha somewhere. MIA for >24hrs now. Where to ??

This post has been edited by bbgoat: Mar 12 2014, 06:43 PM

i asked the local BR , they are not very keen in offering higher rates. That also before i mention this is from many different persons. 0.05% above board rate no problem.

the rate offered is so high. I am worried if they are safe.

Even with the damn high rate, I'm not convince & don't "feel" safe to enter

that's like insurance with savings plan
add too many stuff just to confuse you and get less % in the end.

i rather keep the money in ASM and AS1M
the reason i wanted to put in FD is because i would be withdrawing it soon
and PNB funds you lose out a lot if you withdraw prematurely.


This post has been edited by Berkshire Breakaway: Mar 13 2014, 09:53 AM

what happen to BoomChaCha MIA more than 24hours

I have tracked his MIA, now about 60 hrs since the last post.

Finding & negotiating for higher rate and then got into trouble (kidnapped for talking about few million ringgit of FD) ??

what?

His last post on 10/3 8.11pm.

Or still Cha Cha, Cha Cha Cha some where ?

Or still busy opening of Bank Cha Cha (BCC) with initial deposit of few million (only) ??

This post has been edited by bbgoat: Mar 13 2014, 12:13 PM

based on his profile => https://forum.lowyat.net/user/BoomChaCha
Last Active is on 11th March 2014 - 01:29 AM

Boss Cha Cha, where are youuuu...

Today Affin gave me 2 mugs, 2 planners and 2 pens. 3.6% for 1 year NID, can withdraw anytime without lost of interest.

hi guys, did not mean derail your thread but why do you guys like FD so much? i notice some of you all place for long term, 6 months - 2 years.

why not try PNB funds? such as AS1M? it is not PIDM guaranteed but it is far more secure than Bank Rakyat.

So nice of them

bro AS1M non-bumi quota already sold-out, how to "invest". In-fact all those fixed price fund are sold out for non-bumi

wow this is something special. Please kindly elaborate.

Delivering drillz


Not much but at least something. I still prefer your table clock though, too bad they don't have stock there.

As per attached, it's called NID. Quite similar to FD. Minimum 100k placement. Rate can't nego much according to the branch manager. He say based on his experience, he could get 3.65% for 8m.

hmmmmm bullet not enough for NID......LOL! Thanks anyway.

Above 100k lor. They were quite generous with their gifts la. Wanted to nego on rates but not enough bullets

This post has been edited by munkeyflo: Mar 14 2014, 08:40 AM