Ya lo...but we can always use bbgoat's method (#1975, edited...but gchowyh managed to capture the unedited secret method ).

The only concern is how many members are willing to reveal their FD amount

Minimum amount 1k I think, posted here a few pages back.

You can choose what to do to it upon maturity. Whether go for auto renewal (which is always auto renewed back to board rate no matter what type of FD promotion/bank) or credit principal + interest back into account. I usually go for credit back into account then will take out the funds and put somewhere else.

Next year is still quite a long way to go. So fast they decide no promo edi ah.

i can't find any talk about OCBC 3.6% (6months)
i only see 3.6% for 12months

i only found public bank is the best rate in market now
3.33% (4months)

anyone got found any better promotion this month?




This post has been edited by kionglee: Mar 11 2014, 08:51 AM


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Hehe.. That was what I meant about repetitive FD depositors who will place FDs more than once within a year

1. Maybe the gomen has no idea/yet to know that a bad storm is brewing up in BR?

2. Can you confirm that you just renew/redeposit FD with BR, no additional fresh fund & still eligible to obtain gifts?



Then it really depends on the bank's goodwill to offer extra rate but receive the money later.

Maybe you can call them up and ask. 3.6% for 12 months is their Islamic one, all the while also got.

I just placed for 6 months yesterday:

Can anyone recommend me good FD rate for 20k (6mth or 12mth)

can anyone recommend me an FD for 200K for 3 months only?

trolling?

Check first post? All the details are there already.

3 months (short term) you can't get very high rates.
12 months some banks can nego but generally also around 3.6% or so.

If you don't mind no PIDM, then go for Bank Rakyat.

thanks. would look into it

i have already checked first post earlier and yes i know we cannot get good rates for 3 months
which is why i posted to check if any forumers found anything new (like in the recent weeks or so) good deals for 3 months or less

when i think fixed deposits, i always want PIDM

Nowadays FD promo not that much. Mostly giving board rate only

Are you willing to go for those stupid CASA thingy? OCBC has their 3-months promo but 50% must be put into CASA.

If you're looking for pure FD, then 3 months not many promo.

I don't understand why banks love to add those stupid CASA thingy for their FD promo

1. Meaning that you do not add fresh fund to your matured FD

2. Just renew your FD on maturity

3. BR bestowed you with those gifts

Am I correct?

magika bbgoat
Found out the reason I'm not able to open BR joint account ATM card. The reason was that I applied for a joint SA & chose any of the parties listed as a joint owner of the account can do banking transactions.

Was informed that to enable me to apply for a joint ATM card, I need to choose the option of requiring all account owners' signatures for all banking transactions.

So, would like to ask both of you who BR joint ATM card holders, was I misinformed (again???!!!) or is it the same case with your account?

Morning morning, heading to KFH later. 6 months already so fast.

KFC no money to take out, lol.