i sms the branch manager, ."my name not in the list?", he replied, "ada, goodies on the way". tomorrow already our CNY eve la

Big fish like you should be in the list !!

Aiyo, I just read and realized that this is a true news..
But what I read was that this young man won 7.58 million from Bigsweep 1-3D Jackpot in
Chreas Taman Connaught.

Let's say if he put all 7.58 million in BR FD to earn 4.6% per year for 5 years, he can earn RM 348680.00
interest per year for doing nothing.., and some more no need to pay tax..

I agree this depends on the individual lifestyles and expectations.
If we go often to night club, Genting, Everyday Night Fever..and etc..then 10 million also can be gone in 1 year...

Because here is Malaysia; if in the US, UK or European countries, they can be sued for misleading consumers..

Aiyo... if your relatives know that you receive hamper, and they do not have hamper.. this indicates that you have more money than them in BR.., then how..? I suggest you'd better don't let them know about hamper to avoid embarrassment and jealously lor... So hide or consume the hamper first before they come to your house to celebrate CNY.. ha..ha..

This post has been edited by BoomChaCha: Jan 30 2014, 12:29 AM

I thought need to pay tax for interest on savings amount above 250k?

Years ago there was tax for interest earned from bank. But it was abolished.

Ha ha, they are richer than me for sure. They put their money in other banks while this poor guy put most of the money in BR, trying to get more bang for the buck !

After Bank Negara meeting yesterday, Bank Negara remains 3.00% OPR until their next meeting
to be held on 6 March 2014.

Source:
http://www.bnm.gov.my/index.php?ch=en_pres...ac=2951&lang=en

Few years ago, (I think before Najib time), it was taxable if put RM 100K or more on one FD cert;
then we had to split RM 100K into 2 FD certs.

Now no tax at all regardless of the amount on one FD cert.

Sudah dapat hamper itu kah ?

Yeah they sent to my house at 4.00pm, apologised and said they thought I had received earlier! If i didn't SMS the manager, they would have thought i had received already, what a messy system in BR's hampers delivery...

I attached the pix here, are they the same like yours?

Wah, if I did not mention about it, you would have passed this time.

It seems you received 2 diff hampers ? I received 2 hampers but both same type. It looked diff from the one you posted. I think diff branch bought the hampers differently from diff supplier.

Anyway, Happy Chinese New Year to all who celebrate it !! Getting close to it now !!

This post has been edited by bbgoat: Jan 31 2014, 12:08 AM

Aiyah... They delivered to your house..? And some more 2 hampers..?
Last year and this year, I had to go to their branch to collect one hamper only.

Did you sign for an acknowledge receipt form of these hampers?
For me, BR never asked me to sign.

I think the foods are better than mine.. At least you have Disney Swiss Roll and Munchy biscuit..

Obviously, you are BR Premier Customer...

Top Goat received 2 hampers also.. really steady ha....
Did BR ask you to acknowledge receipt of these 2 hampers?
You really know how to "gorek" hampers hah..? But you deserved them since your are their
Top customer..

Top Cat, you are 1 year older now..
Hope you make a lot of money starts from this year..

Happy Chinese New Year to All Chinese Worldwide

This post has been edited by BoomChaCha: Jan 31 2014, 04:47 AM

Both Top Cat & BCC "working" until wee hours of the day. Counting money they just received or getting Ang Pow packages ready ?? If it is the latter, please give me one BIG Ang Pow, Gong Xi Fa Chai !!!!!!!


The Guy fellow is different lah, you and I have to collect the hampers, he has it delivered !! Also 2 hampers of diff type. I actually received 2 of the same type (for 2 accounts).

I did not sign any acknowledgement form for the hampers.

Cheers, hoping that this Horse brings us luck, prosperity and fat FD rates for the coming year ........................

This post has been edited by bbgoat: Jan 31 2014, 08:55 AM

Unscrupulous person can target BR's delivery for hampers and find the Premier Customers .......................

Add: Not only he has 2 diff hampers, the content also "richer" than mine Ai, I am just a poor goat .......

This post has been edited by bbgoat: Jan 31 2014, 09:50 AM

Another sharing here (= airing my frustration here!)

I mentioned earlier that I wrote a letter to BR asking them to transfer the FD $ to another bank account as I would be out of town on that day. They accepted the instruction , I signed all the required docs.

But the transfer was not done when I checked days later! I have one important payment due. So I have to run around trying to get some money and deposit it into another account for the payment.

Came back to Bintulu and asked BR why the transfer was not done. Answer was the officer called me to confirm the transfer. I was not aware of the call as I was busy at the airport. I called back later but no one answered.

I had a chat with the manager this morning on this poor service. My signed letter and docs were useless. Maybe that was just the officer's point of view that she needed a confirmation via phone.

So next time when you instruct a bank to do the transfer while you are out of town, ensure this is loop hole is covered, especially if this transfer is for important payments.

Cheerio.

Hi Guys,

Appreciate some help on this question.

For joint FD or joint saving account with 2 names and with condition that either 1 can withdraw the money. However, if one of the account holder pass away unexpectedly, would the account be frozen until a court order is release, or can the other account holder still be able to withdraw or close the account after the other account holder passed away?

Thanks.

This involve some legal issues. By right, the acct should be frozen upon the death of one of the acct holder. But, some people may do it other ways.

You can withdraw it provided its either to sign.

I have asked around and none can tell me the actual reason. Just wonder if 1 tries to take out the money, would this person be stopped by the bank or would the bank take legal action to get back the money if bank found out that the other account holder has passed away.

May have to go to bank and ask the bank officer but worried different bank officer might give different answers. Wonder any one here has any experience in this kind of situation.

You are touching on a legal issue here !!

I am no legal expert. But the person who passed away may have his/her asset distributed based on will or law.