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Credit Cards UOB Credit Card V2
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victorywp
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 Sep 18 2014, 12:45 PM
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QUOTE(aeonsakura @ Sep 18 2014, 07:21 AM) so to waive annual fees, i can pump petrol at RM 30 each time? so that i can reach 60 times annually? New Requirement for UOB Credit Cards Annual Fee Waiver. Classic : Need to swipe total 60 times. vox and uob one classic what difference? they help me to apply both vox and uob together, and the only benefit i can see is visa wave and use once per month to waive monthly fees? QUOTE(MetalHeads @ Sep 18 2014, 09:07 AM) Pump rm1 each for 60 time also can right? the requirement for uob af waiver may not be valid anymore. or at least it's not auto-waiver anymore, still need to call-in although you achieve 60 times (if not mistaken). |
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victorywp
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Sep 19 2014, 10:20 AM
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QUOTE(feralee @ Sep 19 2014, 10:08 AM) I also will be canceling my UOB but the customer service asked my to use my smart cash RM6.23 at BHP before proceed the cancellation. so good they reminded you to use your smart$ first...  |
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victorywp
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Sep 19 2014, 11:11 AM
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QUOTE(feralee @ Sep 19 2014, 11:07 AM) Ya. So i just go to the counter & ask using smart $? I never use it b4.  No fees. I cancel it because GST will charge in Nov you may try to use it at the bhp cashier. but if not mistaken the minimum is rm20 per transaction. so after deduct with your smart$ rm6.23, balance of rm13.77 will be charged to your cc. you may ask whether they allow you to use exactly rm6.23. so you don't have to incur additional transaction again to the card that you already want to cancel. |
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victorywp
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Sep 19 2014, 12:08 PM
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 QUOTE RM0.00 UOB Cards: Get your gadgets, jewellery & luxury timepieces with UOB 0% Instalment Payment Plan.Visit www.uob.com.my for participating merchants.T&C apply This post has been edited by victorywp: Sep 19 2014, 12:09 PM |
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victorywp
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Sep 19 2014, 12:15 PM
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QUOTE(fkinmeng @ Sep 19 2014, 12:12 PM) if you buy electrical goods, certain shops will add extra 5% into the total before giving 0% IPP. but these shop already added in all the cost whether you choose to do the 0% ipp or not... |
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victorywp
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Sep 19 2014, 12:16 PM
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QUOTE(asiatrader98 @ Sep 19 2014, 12:13 PM) i ask for cancel my card but later they call me back to waive my annual fee paramently (no sure trust or not) with the gst good to hear a success story again! so will you maintain your cc with them? |
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victorywp
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Sep 19 2014, 12:19 PM
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victorywp
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Sep 22 2014, 04:03 PM
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QUOTE(yybryan @ Sep 22 2014, 03:10 PM) Now only I knew that why the rebate was not base on 5% of total petrol paid using UOB card, mine, sometime RM20+, sometime +RM8, sometime RM10+. I thought they offer all petrol payment for 5% rebate, if this the case, I will have to use mbb2 card amex at weekend for petrol. Seems UOB card is not so attractive now, but I only have uob one platinum and mbb2 card, what others card give better cash back? yeah, since you have 2 cc now, use uob for the first 13 days of the month, then use mbb2visa/mc at caltex (for weekdays) and mbb2amex at any petrol station (for weekends). mbb2visa/mc has 3% cb at caltex (promotion end by end of oct'14). |
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victorywp
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Sep 22 2014, 04:07 PM
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QUOTE(mango27 @ Sep 22 2014, 04:02 PM) from my Sept statement... ok thanks... i will have a lookout for their booth in malls... if you know of any road shows, kindly let me know :thumbs: most probably due to the 900k allocation finished and you still used it to pump petrol. which location you prefer for the citibank booth? |
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victorywp
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Sep 23 2014, 10:28 AM
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QUOTE(cybpsych @ Sep 23 2014, 09:29 AM) yeah, when they set the limit, they're already expecting incoming onslaught. Hiding behind T&Cs is to protect their a$$. usually, consumer loses in the end. the only way we can win is NOT to use their products/services. always need to come here and check for members report/update. :hehe: |
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victorywp
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Sep 23 2014, 03:49 PM
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QUOTE(ychlee @ Sep 23 2014, 02:23 PM) is citibank card working the same way like UOB where the allocation of rebate is for FCFB? no, citibank works differently. no allocation but you need to accumulate min rm50 of cb (rm1k of usage) only you can get the cb. |
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victorywp
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Sep 25 2014, 03:28 PM
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QUOTE(l3iTi @ Sep 25 2014, 03:23 PM) Just to throw some frustration here.... Consecutive two months didn't receive any cash back for petrol.... 25 - Aug --> No rebate (BHP) 28 - Aug --> No rebate (BHP) 29 - Aug --> No rebate (BHP) 5 - Sept --> Got rebate (BHP) Confirm cancel this card already...  i only use it from 1st to 13th...  |
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victorywp
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Sep 25 2014, 03:48 PM
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QUOTE(goliath @ Sep 25 2014, 03:44 PM) Same here. As matter of fact, I'm cautious about using it on 13th... i used it on 14th few times some failed to get the rebate but so far 13th all ok...  |
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victorywp
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Sep 26 2014, 10:22 AM
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QUOTE(fkinmeng @ Sep 26 2014, 10:09 AM) yesterday cancelled my credit shield, wasted only always pay for nothing. last time i signed up via phone but i cancelled within 2 weeks after i received the policy. lol... |
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victorywp
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Sep 26 2014, 10:32 AM
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QUOTE(akh2920 @ Sep 26 2014, 10:26 AM) I yesterday just received call regarding this  Actually is for what? Useful kah? got what policy? if yesterday you received call, maybe is not credit shield, is another insurance product. because i also just received their call earlier this week but it's not credit shield.  |
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victorywp
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Sep 26 2014, 06:03 PM
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QUOTE(ck23 @ Sep 26 2014, 11:16 AM) just found out One card Platinum needs to spend 36k a year to get annual fee waiver, is it real????? no, it's not real. even if you achieve that 36k you still may not get the annual fee waiver. you still need to call in and ask for it. |
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victorywp
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Sep 27 2014, 12:19 AM
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QUOTE(David83 @ Sep 26 2014, 10:09 PM) Be careful that for Citibank CBP, the maximum rebate for petrol category is RM 30. yeah, which means even if you are a person who maximise the petrol cb every month, you still need to wait at least 2 months before you get it. |
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victorywp
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Sep 28 2014, 01:24 AM
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QUOTE(ck23 @ Sep 27 2014, 12:05 PM) Ok, i gotcha. Call in will get the waiver regardless of how much we spent. What a relief then. yes, i also didn't spend 36k with the card but i called in and received the waiver. |
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victorywp
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Sep 28 2014, 11:23 PM
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QUOTE(kuai_chai @ Sep 28 2014, 08:27 PM) i dont think that is 1% rebate for petrol, still 5%.. but once 900k rebate is given out, then it's 0%.. well.. im hoping for more uob users to cancel so that the 900k rebate will be slower to be given away... hehe.. for me, i don't care. i will just stop using it for petrol after 13th of the month. |
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victorywp
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Sep 28 2014, 11:33 PM
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QUOTE(enkil @ Sep 28 2014, 06:04 PM) Since when petrol rebate 1%? On their website still 5%. My last september statement only got 20.58 on petrol. Although i spend more than 600. Usually i get the max 25.00. try to take out those petrol transactions done after 13th and check the 5% of that amount, is it rm20.58 cb? |
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