Your calculation I think wrong. The 900,000 is rebate payout as per T&C. Meaning 900,000 should be 5%. In total should RM18,000,000. No??

The Cruise Steak House in Penang is having 10% discount on ALL Ala Carte items for UOB Cardmembers

Confirm 2nd year users onwards, only need to make phone calls to waive. Called 3 persons of the cs to confirm. No need 60 swipes per year.

Why want 2% - 4% when you can get 0%?? Any catch?? mind explaining?

Really?? I got my full name on my card, including the English name (it's in my IC too of course)

Then I better transact with those who tie up with the bank. 1% is also alot.

For smart merchant, it's printed on the receipt upon payment. Meaning they giv u receipt, will print out.

HOWEVER, for BHP, it's special case. The cs could not answer me yet. This is what I encountered.

1) If you pump and use your card at the pump terminal, IT WILL NOT show on your printed receipt. This is because the BHP Petrol has not collected money from UOB yet. As such, we must keep our receipts all as proof of pump. I called the cs and they said we must wait 2 weeks at least till the merchant confirm with the bank. As such, rmb record your receipts.

2) As per BHP staff, if you want it to reflect IMMEDIATELY, go to the counter in the office and swipe your card there before you pump, tell them you want smartcash rebate. This way, it will reflect immediately.

Very true. I asked Senheng about UOB interest free instalments. They mark up their smartphone prices by RM85, stating admin fee. I'd rather buy my smartphones from somewher else or pay the 1% interest, still less than 85.

LOL don't jump. I just said 2 weeks rights? That's what the CS told me. If u wan to show immediately, go counter. If u can wait, go later

Then i better go pump full tank ba.

That's why I printed out the Smart$ merchant list and memorise all from Penang. This way, impossible to go wrong. Sometimes, we also may not notice they are the merchant. So I memorise all, then only know which is which.

Dude there is a difference between CASHBANK and SMART$CASH.

Cashback is capped at 900, 45k rebate total per month, not limited to any petrol stations. Meaning you can pump at Shell, Petron, Petronas, Caltex, Mobil, blablabla and still get 5%. However cashback has its limit.

Smart$cash is ONLY available if you pump at BHP. This is due to BHP is a partner merchant of UOB. As such, Smart$cash only applies at UOB. There is no limit to thise 5%.

Meaning the total rebate is 10% if you pump at BHP with UOB card.

5% cash back (any petrol station) + 5% smart cash (BHP only).

Wrong. My statement came already. Dated 16th March. 5% cashback from UOB (NOT smart$cash from BHP) ended already. They rebated a portion of my pump on 15th of March.

You guys will ask why they can rebate so fast. Coz I walk into the counter and swipe the card there, not at pump terminal. As such, the amount is charged immediately.

LOL NEVER REDEEM 5% smart$cash at BHP Petrol Station. If you do your maths, when you redeem, you lower your transaction price. As BHP now offer 5% till end of April, your 5% Smart$cash is given based on the amount after redemption. As such, your current transaction gives less rebate. (Only rebate it after the 5% period ends at end of April ^^.

LOL maybe u long journey driving so ok lo. And if your car big, one time pump 100 then ok lo. Me drive viva, RM60 full tank. One month most RM100. HLB wise is kinda lousy for me. Minimum spending RM50. It's worth if you're one of those doing business, or go for night life one time pay RM500. Me go eat only spend RM30. No cash back. LOl

UOB how cheat 5%?? Mind informing us?

HLB wise only allows cashback for MINIMUM RM50 per transaction. Oldtown RM30 can use HLB wise but won't give you any cash back.

Yup UOB allocation a bit scam. Maybe for you using alot, then they can cheat. For me who uses little, I'd rather use UOB card since I can't afford everytime RM50 per transaction.

HLB wise only good for those can afford RM50 per transaction. UOB for people like me spend little got cashback. And then RM30 at Oldtown, at least UOB give 0.3%. HLB wise totally give 0 cashbak

Haha ya. HLB wise not good. First, must spend RM50 and above to be eligible. Secondly, must have at least 10 transactions a month and each transaction RM50 and above. It's kinda lousy since you must spend RM500 a month to be eligible to get RM50 cashback (10% of RM500). You spend 9 transactions and you get nothing. Lousy card really.

Yes I am the last. I calculated, A portion of my Rm26 got it. Rm14 got it. Haha. Nevermind ba. At least good cashback. I got a total of RM4.46 and RM5.06 as smart cash. Kinda okay. Almost RM10 cash back, which means 4.53 litres of petrol discounts.

Hahahaha

To answer your curiosity.

1) Our monthly statement shows date of transaction.

2) I'm a new card user...haha I got my card on 26th of february. my first pump is exactly the date of transaction on the statement.

Answer you now?? hehe