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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V4

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plumberly
post Sep 22 2013, 08:07 PM

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Interesting with the last few threads.

Do I understand it correctly that if AA wants to sell some, then BB can buy from AA?

I thought it is open to all, first one will get it.

I am interested if there are some available (for the non bumi units as I am a Chinese).

Cheerio.
plumberly
post Sep 30 2013, 08:54 PM

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QUOTE(davinz18 @ Sep 30 2013, 12:38 PM)
Get Ready for your $$$, Tomorrow the day for AS1M for those interested  rclxms.gif
*
A surprise for me.

New addition for AS1M? Wish I read this earlier as I have just opened some FDs this afternoon.

Where can I get more infor?

Thanks.

plumberly
post Oct 1 2013, 07:34 AM

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QUOTE(davinz18 @ Sep 30 2013, 10:15 PM)
What I mean was, those having Passbook can "try" tomorrow. It's not additional Units for subscription. Some would withdraw their dividend money, So you might get some units nod.gif
*
I see, available units from people withdrawing their dividends! Got it! Never thought of this. You must be an expert in this! Ha.
plumberly
post Oct 1 2013, 09:10 AM

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QUOTE(navink @ Oct 1 2013, 09:03 AM)
To some they use this dividen as "pencen".. My in law withdraw it on monthly basis..
*
Yes, true. Learnt another thing today! Thanks.

How can one capture these units then? Go and ask everyday?

Cheerio
plumberly
post Oct 1 2013, 01:42 PM

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QUOTE(jay_djaze @ Oct 1 2013, 01:35 PM)
Hi Guys,

All the while i'm a silent viewer over this forum for quiet sometime. Just would like to share some of my experience.

I'm holding AS1M. I managed to top-up 13000 unit for the past 3 month. All you need to do. Take a day leave,go one bank to another bank/post office. Sometime i managed to get 2000unit at one short but sometime even 50 pun x lepas.
BTW i'm non-bumi. Today also i managed to get 1000unit.

All the best guy and keep trying. Hardwork never Fail at the same time be smart. I still have 8k to plug it in AS1M. Just waiting for the right moment.

Another tips. Please do not trying at beginning or end of the month. Very hard to get. Try on middle of the month. Sure boleh lepas.

Normally in festival time, people normally withdraw their money(eve' of festival).

Now i'm trying to open ASW2020 account but couldn't. Not available unit. Regretting on why i never open at earlier itself doh.gif

These are the simple advise for those would like to try.

GOOD LUCK GUYS.
*
Thanks for sharing! Nice of you.
plumberly
post Oct 4 2013, 03:10 PM

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Got one FD due and went to try my luck for AS1M, ASW2020 & ASM.

Not a single unit available. Tough luck.

Hope for better luck next time. Help! Help!
plumberly
post Oct 8 2013, 01:42 PM

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QUOTE(davinz18 @ Oct 8 2013, 12:29 PM)
I think in upcoming Budget 2014, gomen would announce something. I'm not sure what it is. Maybe sukuk simpanan, new UT fund or just ASB 2 additional details  hmm.gif
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Interesting. Hope that it will be for all and not just for a certain group.

Where did you get the insider news?

Cheerio.
plumberly
post Oct 8 2013, 03:46 PM

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Went for my 2nd attempt to get more units.

Went to CIMB and the gentleman at the teller told me that he could not check whether there was any unit available. He suggested that I fill in the purchase form and only then he could find out whether there was any available.

The other day at ASN, the teller checked on his terminal and could tell me yes or no.

I guess non ASN banks cannot check for unit availability.

Do you encounter similar process at ASN and non ASN banks?

Cheerio.
plumberly
post Oct 10 2013, 01:42 PM

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QUOTE(lucifah @ Oct 10 2013, 12:36 PM)
that's what is being pointed out here.

the ASB dividends are not paid by the govt.

instead, the govt makes it easier for ASB to derive the dividends from their investment, which again, i have no liberty to discuss here. maybe over a nice cup of coffee. but not online.
*
Very interesting inside story!

Few cups of kopi kau kau on me then.


plumberly
post Oct 11 2013, 07:51 AM

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Interesting exchanges on the dividend/bonus/retained earning.

I have been wondering what are their payout ratios (dividend/earning). On the high end?

Saw a few threads saying the dividends could be higher but they reserved some $ for the just-in-case future bad years. Is that true?

Can tell from the payout ratio or retained earning.

Cheerio
plumberly
post Oct 11 2013, 11:10 AM

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QUOTE(wil-i-am @ Oct 11 2013, 10:42 AM)
From the past, they will pay dividend from the current year earnings
They will c/f a small % of current year earnings to retained earnings
The retained earnings will act as buffer in case of rainy days ahead
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Thanks.

Roughly, how much do they keep aside? If it is a small amount, 0.1, 0.5%, I don't mind. If it is 2% or more, I would prefer to get the $ now rather than they keep it for rainy years. Looks nice on paper with steady dividends but I still think I will gain more without this artificial cap.

E.g. dividends for 5 yrs

case 1
1 billion keeping 0.2 billion as retained earning
1 billion keeping 0.2 billion as retained earning
1 billion keeping 0.2 billion as retained earning
1 billion keeping 0.2 billion as retained earning
bad year 0.5 billion plus special 0.8 billion dividend (from past retained earning)

case 2
1.2 billion
1.2 billion
1.2 billion
1.2 billion
0.5 billion

In absolute term, the amounts are the same in the 2 cases. But I prefer to get the $$ earlier on compound interest perspective.

We don't get compounded interest on retained earning in EPF, right?

Cheerio.
plumberly
post Oct 23 2013, 03:26 PM

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Went to ASNB to try my luck for the 3rd time. NO SUCCESS again!

This time, I was asked to fill in the form to buy so that they can check whether there is any available, like what they asked at non ASNB banks.

So, common checking procedures in ASNB and non ASNB banks.

About to give up. 4th time lucky? Hope so. Ha.
plumberly
post Oct 23 2013, 04:25 PM

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QUOTE(davinz18 @ Oct 23 2013, 04:20 PM)
which fund you try?  hmm.gif

nowadays the procedures are almost the same one. even updating the passbook, only the owner can update not anyone else ( need some crap letter with certified copy of unit-holders IC). Top-up also like that one. they would ask if the passbook is yours or other people  nod.gif
*
Tried AS1M, ASM and ASW2020.

Last one belongs to my wife and yes they said I can't update that one.

Wonder why now that they will only update when the passbook original owner is there. Any good reason? Or is it one of our stxxxx M'sia Boleh invention?

Cheerio.
plumberly
post Oct 23 2013, 04:53 PM

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QUOTE(davinz18 @ Oct 23 2013, 04:35 PM)
woh, all the passbook you bring  notworthy.gif

it's got to do with personal data protection act 2010  nod.gif  banks also doing the same thing
*
Thanks. Still not sure how PDP gets into this passbook updating thing. They don't want others to know what is the latest amount?

For a start, they should not disclose the first 6 digits of IC number. But they still do when announcing winners in competition etc. Isn't one's name and the last 4 digits be sufficient? What is the probability of 2 persons having the same name and also the same last 4 digits? Sorry for going off the topic.

Cheerio.
plumberly
post Oct 23 2013, 05:34 PM

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QUOTE(davinz18 @ Oct 23 2013, 04:58 PM)
maybe or because nowadays got a lot of husband-wife dispute over money matters hmm.gif

but I see in ad only the last 4digits & name are publish.  which competition publish full IC number with name?  hmm.gif
*
Example as below:
http://www.nestle.com.my/family/winner.aspx


plumberly
post Oct 24 2013, 09:20 AM

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QUOTE(guy3288 @ Oct 23 2013, 10:48 PM)
i oso tried all 3, got some AS1M and a little of ASW2020.
*
Ai-yoh! Give some to me? Ha.

What time did you go there?

I went there at about 245 pm yesterday.

Cheerio.

This post has been edited by plumberly: Oct 24 2013, 09:52 AM
plumberly
post Oct 25 2013, 09:59 AM

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QUOTE(guy3288 @ Oct 25 2013, 09:14 AM)

I checked my yellow slips, the time were 14:42, 14:43,14:44, and also 14:45:19 , must be just slightly earlier than you.
Today  I may go to mbb again and try after this.
*
So if I drove 120 kmph in the 60 kmph zone to the bank, then I would got them instead of you! Ha.

Cheerio.
plumberly
post Oct 25 2013, 01:30 PM

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QUOTE(guy3288 @ Oct 25 2013, 01:25 PM)
i got RM500 for AS1M - time on yellow slip  09:47.
*
You are really good in this. Not so lucky for me after trying 3 times! Wasting petrol, parking tickets, my time, my energy, my ??? etc etc . Ha.

Is there a max limit where you cannot top up anymore?

You must be wondering why am I asking this when I can't even get available units to top up. Ha.

Cheerio.

P/S Just realised that one may read my question wrongly, thinking I want you to stop buying once you hit the limit. No. I just want to know if there is a limit. In the early days, the initial purchase limit was RM50k per person. No idea on whether there is a limit on further topping up. Please share for those who know. Thanks.

This post has been edited by plumberly: Oct 25 2013, 03:36 PM
plumberly
post Oct 27 2013, 03:57 PM

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QUOTE(guy3288 @ Oct 26 2013, 09:35 AM)
Is there a max limit?, above 50k they still allow me to top up, may be 100k I don’t know…
Have a look at AS1M annual booklet. Stated 1442 members with more than 500,000 units! So, looks like no limit!

May be others like ASW2020 etc are the same.

Now, need to look for my RM1 million to invest there. But where to find it? Ha.
plumberly
post Oct 27 2013, 05:38 PM

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QUOTE(wil-i-am @ Oct 27 2013, 05:27 PM)
Buy jackpot n lottery
*
Have tried that and can only say, better luck next time! Ha.

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