don't worry & think too much. the main point is u have the passbook & it's much easier compare with those without one. need to be thankful to your dad 

okay, back to the point. If you go to ASNB branch, they can "see" how much units are available but by the time they exit & try to get the units it might already "taken" by others. So u need to be fast. 

when u have the time & money, just "try" to "add" more units. Normally 1st October the chance of getting the units are higher, but not guarantee u get the units because a lot of people also "trying" their luck on that day 

I'm not sifu, newbie in long learning process.  

okay, 1st Oct is Divvy "payment" @ reinvestment day for AS1M. Some may withdraw their money. Chance of getting a bit higher but then again a lot of people also "trying" on that day 

My guess is up to 5% of declared dividend amt
Anyway, v dun know when withdrawal will take place. Gud example is ASB as unit holders can withdraw in Jan 14 from 2 to 5th or from 6 to 12th n so on...

LTAT has given out a total dividends and bonuses at a rate of 16% or RM818.2mil for its financial year ended Dec 31, 2013 to its eligible members.

such high dividend rate   ASx funds all "lost" the battle to them 

yup, only year 2012... 2013 not yet ready 
http://www.ltat.org.my/webltat/borg/LTATAnnualReport2012.pdf

after u "analyze", please do update your opinion 

I managed to top up RM600 into my ASM (yesterday RM300 and this morning another RM300)! Will try again later~ 

got 1k  Friday and 2k yesterday, ASW only

Would there be any problem later when they realize the show in my books says right thumb but i am using the left thumb in the withdrawal form???

Ya i feel the person shouldn't have change the thumb print in my book since my thumb wasn't permanent injured. Now thing very confusing. So is this a problem???

agreed with u

Got one forummer try before CNY, he managed to "open" the account but the passbook needed to be "destroy" because no available units are available that time    I think he try at ASNB HQ 

Fruits for thought:
1. PCI from SCB - min 50k, roi for reference: 7-15%.
-I am in this since 2008

2. PMA from Philip capital - min 50k, roi for reference: 12-21%.
-I should start on this soon

3. Property from Freemen - min 0k, roi for reference: infinity (??)
-cause their model is no money down, 0 capital, ROI=Profits/Capital*100%=infinity 
-I pass on this as no prior experience on property

You have any "leads" for sharing? 

RM10b ASB2 set for launch in early April
http://www.nst.com.my/nation/general/rm10b...-april-1.491528

Main Point:

1- It's fixed price of rm1/unit
2- No sales charges or what so ever charges
3- Higher "limit" than 200k
4- Try to match ASB divvy if possible
5- Min investment of rm10 to "open" account 

So those "qualify", keep your ammo @ $$$ ready 

Too bad, there's no news about "Malaysian" fund