why not "invest" in EPF

http://www.kwsp.gov.my/portal/member/membe...lf-contribution

Good

when u think the bubble is going to burst?

https://forum.lowyat.net/index.php?showtopi...post&p=66087106

I somehow agree with your opinion, but it's depend on individual. Not all would withdraw their money, some may just keep it there. Not to be racist or hurt anyone feeling, not everyone are privilege to get ASB, & most of the other ASx fixed price funds are "sold-out" esp to non-bumi. The other way is to "invest" in EPF, but that's also with some risk. Logically speaking we actually cannot compare EPF with ASB but well this is Malaysia, we cannot blame anyone for doing so. Some may even compare TH with ASB & EPF One must not forget EPF is open to all & are way bigger in Size than ASB or other ASx funds in Malaysia

that's the reason why those fixed priced ASx fund are "sold-out". it's always rm1/unit

I can't comment much on the dividend thing or their investment strategies. There's a lot of secretive & "hiding" of information. I've no prove, but heard people saying only.

about the rm1/unit anytime, I suspect the actual "value" is more than rm1/unit, but then again I don't have any prove or solid financial information to back-up my claim.

I don't think there's any NGO monitoring how PNB declare dividend for ASB, but I think SC have the "power" to look at the financials, but then again the detail report are kept secret

don't worry & think too much. the main point is u have the passbook & it's much easier compare with those without one. need to be thankful to your dad

okay, back to the point. If you go to ASNB branch, they can "see" how much units are available but by the time they exit & try to get the units it might already "taken" by others. So u need to be fast.

when u have the time & money, just "try" to "add" more units. Normally 1st October the chance of getting the units are higher, but not guarantee u get the units because a lot of people also "trying" their luck on that day

I'm not sifu, newbie in long learning process.

okay, 1st Oct is Divvy "payment" @ reinvestment day for AS1M. Some may withdraw their money. Chance of getting a bit higher but then again a lot of people also "trying" on that day

if u realize, almost every Qtr got dividend "payment" from various ASx funds too bad, we cannot buy all of them because u know I know why

Not forgetting petrol & parking charges

only work if u know the teller very2 closely, if not it's kinda dangerous / risky

my guess around 1mil, but that's kinda "small" if all 1.7k branch/agents "try" at once. Confirm gone within minutes

u working in ASNB or near their office/branch?

wow, that's a lot of $$$ I can't imagine how many people are "chasing" the available units on that day

NAV + Sale charges 5% + GST 6% = Final price/unit? correct

So guys, there's NO 6%GST for Fixed price ASx Another reason why we should invest in fixed price fund

Yeah. That's the part I love it so much, and fixed rm1/unit

LTAT has given out a total dividends and bonuses at a rate of 16% or RM818.2mil for its financial year ended Dec 31, 2013 to its eligible members.

such high dividend rate ASx funds all "lost" the battle to them

only few Billion? I tot everyone working in Army compulsory need to contribute thus "size" bigger? No?

Really? For the past few years I'm "trying", didn't get any ASM units. Normally if got luck, only get AS1M & ASW2020 units