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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V4

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davinz18
post Oct 10 2013, 10:21 PM

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QUOTE(wil-i-am @ Oct 10 2013, 10:10 PM)
Wish they xtend d Bonus to other fixed pricing products
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If not mistaken, they gave "one off" Bonus to ASW2020 & ASM sometime back hmm.gif

If they extend to others, Everyone would be rclxm9.gif
davinz18
post Oct 10 2013, 10:35 PM

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QUOTE(wil-i-am @ Oct 10 2013, 10:29 PM)
The 1 off pymt to ASW2020 n ASM comes from its own retained earnings
M refer to PNB
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Really? hmm.gif

I tot PNB gave the money, not from the Funds retained earnings. When announce bonus for asw2020, all the newspaper praising PNB saying they use their earnings to pay it, "social obligation" crap thing. Now only I know they cheat me mad.gif
davinz18
post Oct 10 2013, 11:04 PM

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QUOTE(wil-i-am @ Oct 10 2013, 10:55 PM)
Yes
Read ASM annual report for yr 2013
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Do you have ASW2020 year 2007 Annual Report? I want to see what they said about the Bonus thing? Is that also "pendapatan Khas" or Bonus dari PNB? hmm.gif rclxub.gif
davinz18
post Oct 10 2013, 11:25 PM

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QUOTE(wil-i-am @ Oct 10 2013, 11:18 PM)
Yes
No special dividend/bonus in yr 2007
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I see nod.gif blush.gif

Thanks for the info notworthy.gif

This post has been edited by davinz18: Oct 10 2013, 11:26 PM
davinz18
post Oct 11 2013, 12:21 PM

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QUOTE(yklooi @ Oct 11 2013, 11:24 AM)
found this site...seems like related to what you sifus are discussing...

ASB is the only fund from ASNB that provides additional bonuses to their investors. That has raised quite a number of speculation with regards to the capability and sustainability of ASB. Is it even possible for any fund to provide returns even in the harshest of economy situation?
http://invest-made-easy.blogspot.com/2013/...g-loans-to.html
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Thanks for sharing the site.

The website got a lot of useful information & can clear some of the doubt nod.gif
davinz18
post Oct 13 2013, 08:13 PM

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The recently issues about ASB bonus thing got me thinking. Just imagine if there's no asw, asm & as1m scheme from PNB. What would happen? Invest in UT? Bonds? FD? Bursa? others?


davinz18
post Oct 17 2013, 08:54 PM

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QUOTE(nelanga @ Oct 17 2013, 08:34 PM)
some others bank look the Asb loan as a commitment, so it will difficult when to apply another loan such home loan,etc in future.

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Correct, different banks different policy nod.gif

This post has been edited by davinz18: Oct 17 2013, 08:55 PM
davinz18
post Oct 17 2013, 09:46 PM

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QUOTE(cybermaster98 @ Oct 17 2013, 09:01 PM)
Any info about ASB 2?
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Currently still very blur2, Wait for PNB to announce the details nod.gif
davinz18
post Oct 17 2013, 09:50 PM

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QUOTE(wil-i-am @ Oct 17 2013, 09:03 PM)
Most of the Banks will apply DSR to assess applicant for loan application
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debt service ratio @ debt coverage ratio? hmm.gif
davinz18
post Oct 17 2013, 09:57 PM

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user posted image

Receiving a ratio of less than 40% means that the potential borrower has an acceptable level of debt.
davinz18
post Oct 20 2013, 11:08 PM

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QUOTE(cheahcw2003 @ Oct 20 2013, 10:31 PM)
No need to promote lah....
ASB2 fund size only 10Mil.
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It's 10 Billion units nod.gif
davinz18
post Oct 20 2013, 11:50 PM

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QUOTE(cheahcw2003 @ Oct 20 2013, 11:34 PM)
yeah.....half of the ASD size...
ASD which cater for bumi, launched more than 10 years already, fund size still < RM5 bil.

If ASB2 no loan support to invest, I think it will take long time to get full.
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Need to also see if the fund fixed price or not. The last time I heard, they are finding the best combination for the fund. They're having big headache on this nod.gif
davinz18
post Oct 21 2013, 03:31 PM

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QUOTE(guy3288 @ Oct 21 2013, 01:54 PM)
today went to MBB to collect pelajar mas money for my son. As usual i bring some money just try  top up  ASM/AS1M/ASW.

must be the lucky timing when trying to top up my ASW 2020. surprised she told me got Rm1000 all in 1 shot. I quickly told her try another RM2000, again got it. Then 1 emty all my wallet try the remainder RM900, alas no more she said......

nowadays whenever i am at the bank doing anything must surely bring some extra money try top up....who knows may be lucky like today! Last week i got RM300 also for ASM.
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Congrats, You're very2 lucky rclxms.gif nod.gif
davinz18
post Oct 21 2013, 06:54 PM

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QUOTE(?ndc?s?ve @ Oct 21 2013, 06:39 PM)
https://forum.lowyat.net/topic/1658203/+120

Wrong thread bro.
BTW already posted there sweat.gif
davinz18
post Oct 23 2013, 04:20 PM

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QUOTE(plumberly @ Oct 23 2013, 03:26 PM)
Went to ASNB to try my luck for the 3rd time. NO SUCCESS again!

This time, I was asked to fill in the form to buy so that they can check whether there is any available, like what they asked at non ASNB banks.

So, common checking procedures in ASNB and non ASNB banks.

About to give up. 4th time lucky? Hope so. Ha.
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which fund you try? hmm.gif

nowadays the procedures are almost the same one. even updating the passbook, only the owner can update not anyone else ( need some crap letter with certified copy of unit-holders IC). Top-up also like that one. they would ask if the passbook is yours or other people nod.gif
davinz18
post Oct 23 2013, 04:35 PM

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QUOTE(plumberly @ Oct 23 2013, 04:25 PM)
Tried AS1M, ASM and ASW2020.

Last one belongs to my wife and yes they said I can't update that one.

Wonder why now that they will only update when the passbook original owner is there. Any good reason? Or is it one of our stxxxx M'sia Boleh invention?

Cheerio.
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woh, all the passbook you bring notworthy.gif

it's got to do with personal data protection act 2010 nod.gif banks also doing the same thing
davinz18
post Oct 23 2013, 04:55 PM

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QUOTE(navink @ Oct 23 2013, 04:47 PM)
updating/top up on behalf of others in post office still allowed..  smile.gif
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yea, you told once before. I think it's for your wife ASB rite? smile.gif


davinz18
post Oct 23 2013, 04:58 PM

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QUOTE(plumberly @ Oct 23 2013, 04:53 PM)
Thanks. Still not sure how PDP gets into this passbook updating thing. They don't want others to know what is the latest amount?

For a start, they should not disclose the first 6 digits of IC number. But they still do when announcing winners in competition etc. Isn't one's name and the last 4 digits be sufficient? What is the probability of 2 persons having the same name and also the same last 4 digits? Sorry for going off the topic.

Cheerio.
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maybe or because nowadays got a lot of husband-wife dispute over money matters hmm.gif

but I see in ad only the last 4digits & name are publish. which competition publish full IC number with name? hmm.gif
davinz18
post Oct 23 2013, 05:37 PM

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QUOTE(plumberly @ Oct 23 2013, 05:34 PM)
It's should be okay. Not full IC number nod.gif
davinz18
post Oct 24 2013, 12:33 PM

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QUOTE(guy3288 @ Oct 23 2013, 10:48 PM)
i oso tried all 3, got some AS1M and a little of ASW2020.
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congrats rclxms.gif

looks like you're very busy "trying" amanah saham fund this year brows.gif

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