Bad news from HBA. HBA confirmed our income only can afford price of between RM150,000 and RM300,000
http://www.starproperty.my/index.php/artic...-too-expensive/
V12 - Property prices discussion, For non "UUU" and "DDD" campers only...
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 Aug 16 2013, 12:32 PM
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#21
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All Stars
10,722 posts Joined: Nov 2011 
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Aug 16 2013, 02:55 PM
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#22
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(slickz @ Aug 16 2013, 01:40 PM) Good news? That's just an opinion that houses are expensive. Good plan but they want to do that. But the problem is they don't have the cash. to do that 100k renovation.That's ... more truth than.... bad or good news. I think more people need to look into buying old cheap houses, then with surplus money they renovate , paint and spend on ID to make it look even better than the 700k houses. Buy 200k old 2nd hand house, renovate worth 100k and get 400k savings. Good plan? No?  They are owing Bank A this much, nursery School that much, Kedai Runcit that much again, Father in law that that much, credit card that much too, and they forgot how much owing along already. How to do it? They want it but can't do it. So have to depend on the PR1MA that can loan 110% but they only can afford up to 300k units. Got bank wanted to loan them 450k x110% = 495k meah  So more lelong property lo if the bank so stupid.  |
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Aug 16 2013, 03:58 PM
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#23
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(zuiko407 @ Aug 16 2013, 04:35 PM) Thanks for sharing your problem sorry disappointing you again.  but let u win again la This post has been edited by tikaram: Aug 16 2013, 04:13 PM |
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Aug 16 2013, 04:09 PM
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#24
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(kh8668 @ Aug 16 2013, 05:07 PM) it's dangerous to show here. take it off for your safety so small amout only.  everyone here also got 10x this la |
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Aug 16 2013, 04:14 PM
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#25
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(kh8668 @ Aug 16 2013, 05:10 PM) that'y noone shares here, bro. ok. |
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Aug 16 2013, 04:19 PM
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#26
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(Rooney1985 @ Aug 16 2013, 05:15 PM) How you know?!?!?! just be ta han with this guy la. But seriously... there are some people (especially the youngsters) who are looking to buy their own place don't even have 70K to 80K for downpayment these days (buying secondary)... Its truly saddening to hear their stories sometimes... that's when I tell myself I shouldn't splurge on IWCs... always think other people DDD are poor. he is rich. some ddd can even bought 3mil property leah which he not even near, but he continue to show how rich he is just putting wording and no any proof. This post has been edited by tikaram: Aug 16 2013, 04:20 PM |
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Aug 16 2013, 04:35 PM
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#27
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(lucerne @ Aug 16 2013, 05:33 PM) 許多人就像“垃圾車”。他們到處跑來跑去， 身上充滿了垃圾、充滿了沮喪、充滿了憤怒、充滿了忌妒、充滿了算計、充滿了仇恨、充滿了傲慢與偏見、充滿了貪心不滿足、充滿了怨言、充滿了比較、充滿了見不得人好、充滿了無知、充滿了愚痴、充滿了煩惱、充滿了報復、和充滿了失望。 ok...got it. 隨著心中的垃圾堆積又堆積，他們終需找個地方傾倒；有時候，我們剛好碰上了，垃圾就往我們身上丟.... 所以，不要介意，只要微笑、揮揮手、祝福他們， 然後繼續走我們自己的路就行；千萬別將他們的垃圾接收擴散給同事、家人、或其他路人。 這兒的底線是：成功的人絕對不讓垃圾車接管自己生活當中的任何一天；人生苦短，絕對不要浪費心思在這些上。 所以....仁愛對待與你以禮相待的人；不用去理會那群”無理取闹者”。  |
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Aug 20 2013, 11:17 AM
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#28
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All Stars
10,722 posts Joined: Nov 2011
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boss...
prediction is based on the assumption of no major policy changes. if that Dr predict during that time bubble. ( he also predict no major change of policy in givt, bnm ruling and etc) if during the period. BNM. govt. changes some rules/policy. So he is entitle to do another prediction again the changes right? This post has been edited by tikaram: Aug 20 2013, 11:17 AM |
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Aug 20 2013, 11:51 AM
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#29
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(Rooney1985 @ Aug 20 2013, 12:31 PM) Wow... you actually replying them... lol! i reply bcs they are sending wrong message to other reader.Its very simple to ask questions such as drop by how many %, when will it happen, which region, what housing type, etc, etc and the same questions can be asked to the Up campers, such as so how many % appreciate in next 5 years, breakdown by year, region, type, location (and also say make sure you don't get it wrong)... sigh... that's why when they talk have to also put yourself in others shoes... For example... if you don't have government assistance, can you buy two? or only one or none? If you don't have govt assistance, would you have obtain opportunity to go to university? Or end up selling burgers? Its not about attacking someone or anybody... only those that know it is true inside feel defensive... and that's why none of the other up campers supporting because they also know that its the truth and advantage is an advantage whether you admit it or not... So what if you've got a handicap, why so egoistic, stubborn and arrogant? So before talking/ questioning please think and reflect first... Btw... what's up with the stock market??? jeez... for example imf will predict a country X will bankrupt bcs this and that. but if the country X don't listen to this and that and improve its condition. propability of that country go brankupt is very high. but if that country x listen, do something, improve here and there. so should we facus so much on imf's shit prediction? continue to say wrong prediction here and there. But, OMG ! we got property taiko just did that ....i guess he is from another universal and don't undertsand the social behavour effect on property . This post has been edited by tikaram: Aug 20 2013, 11:53 AM |
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Aug 20 2013, 12:01 PM
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#30
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(UFO-ET @ Aug 20 2013, 12:49 PM) Why not? you still don't see it.1. No one has the crystal ball, so no one knows the future 2. It is ok to predict with assumptions, if wrong, never mind, admit the mistake and predict again 3. Property mkt is very "localized", it is very hard to calculate the % of drop / rise of a particular area / project. In a single condo, if one is facing the golf course, another facing the highway, you may find that the demand and selling price may vary 10%-20%. 4. Every single moment has certain % properties rise and certain % properties drop, different sector, location, area and project has different curve. Unlike stock mkt, I dun believe 100% property price crash or 100% property price increase. My take :- KV 20 Good 80 Bad, Iskandar 60 Good 40 Bad, Penang 50 Good 50 Bad Shd stop buying highrise now, I think only < 10% of the condo (old / new) are good buy.  Let said u now take Iskandar 60 Good 40 bad. u said it base on today assupmtion and not much changes. But, if said. sunndenly govt tomorrow said rpgt 50% on first 2 years purchases and 40% from 3 to 8 years and all local / foreigner paid stamp duty 30%/50% on 3rd purchases above. All ltv for 3 rd property / above is 50% So, can i said your prediction wrong tomorrow? I can't bcs the condition chnages so much. |
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Aug 20 2013, 12:35 PM
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#31
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All Stars
10,722 posts Joined: Nov 2011
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we all do some different stages of prediction. Be it investment or none investment.
we predict silver will be good. we predict mas share will worth 50sen next year we predict MMC gamuda will get Mrt 2 we predict car price will be increase we predict more Malay going to buy property we predict landed house will do better we predicts Reminbi will do better we predicts Real Madrid will win we predicts Nelson Mandela won't live until year xxx we predcits UTar ranking will improve by year 2015 we predcict oil price will increase we predict if we don't do this and that it will be what and why not there. everyday we are predicts this and that. It is part of us bcs we don't have crystal ball. But most our prediction is base on today assumption. |
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Aug 20 2013, 01:20 PM
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#32
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(AmayaBumibuyer @ Aug 20 2013, 02:13 PM) Ok let me do a prediction, if an earthquake happens in KL then price of property will crash. Like that also can, right? Then everybody can make money being fortune tellers. I will suggest you to."go back refer your tingkatan 5 Geography Textbook." |
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Aug 20 2013, 01:29 PM
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#33
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(AmayaBumibuyer @ Aug 20 2013, 02:27 PM) Oh sorry i dont take geography. Maybe u can give me urs. Anyway i said if it happens based on the current situation based on your logic. if u don't take geography then pls keep your mouth shut. u wanted to act smart, pls do your homework first. u don't understand the fact and human behaviour ?   This post has been edited by tikaram: Aug 20 2013, 01:33 PM |
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Aug 20 2013, 01:42 PM
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#34
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(Rooney1985 @ Aug 20 2013, 02:36 PM) Let him be la... FYI a lot of those shoeboxes for sale now just google maluri for sale below market... Lol!!!! For rent also have ... Most cheapest 1500... But if you're not real then you can offer 3000... Now is the month of what you know la... Careful who call you and offer oh... I just called. got offer 1300 per month. the agnet said the owner work at bank as cleaner. don't believe ? call again.  http://www.iproperty.com.my/propertylistin...ominium-forrent |
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Aug 20 2013, 01:59 PM
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#35
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(AmayaBumibuyer @ Aug 20 2013, 02:49 PM) Wow i was from agent to banker to cleaner.....what next? Well when u are deperate to discredit me, u are desperate. did i said it is you? the agent said what i report what only. |
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Aug 20 2013, 02:19 PM
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#36
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(Rooney1985 @ Aug 20 2013, 02:54 PM) Wow seriously a lot of better choices of condo for 3k per month... Seriously the rental market must be very desperate until they start promoting in forums... brother i suggest any potential tenant look for the 920.sqf only top up RM200 from the RM 1300 of 700sqf. 3k per month for 700sq ft... ROFLMAO!!! Hahahahah!!! Any up camp taiko wish to support??? Can get ah???but still very far from that RM3000 lo. in chinese we call 死要脸 http://www.iproperty.com.my/propertylistin...ominium-forrent http://www.iproperty.com.my/propertylistin...sidence-forrent |
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Aug 20 2013, 02:23 PM
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#37
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(Rooney1985 @ Aug 20 2013, 03:21 PM) Wow... Can really BS all the way... Lol!!! BS king!I almost belive what he said  but found out just pure BS only. This post has been edited by tikaram: Aug 20 2013, 02:25 PM |
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Aug 20 2013, 07:57 PM
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#38
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(AVFAN @ Aug 20 2013, 08:43 PM) uuu, ddd, fff, negative, positive, neutral... Bbc said Thailand in trouble againif u still find yrself on a bed of roses, u r truly invincible! i hv seen better days. Global sell-off worsens on 'big flight' from emerging markets http://www.cnbc.com/id/100974009 First India, then Indonesia... who is next? http://www.cnbc.com/id/100973499 |
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Aug 21 2013, 08:19 AM
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#39
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(AmayaBumibuyer @ Aug 21 2013, 08:51 AM) And the other DDD supporters supports him only to buy properties, the rest of us he wants us to fail. u support what he said? i have finished this peson before. pls clearify, u mean i also said market will crash?... and I also bought that symphony residence?I hereby would like to challenge you. ( I am using the same ways to finished that Amint) 1) Where I said market will crash? 2) Evident I have bought Symphony Residence If you can show me 1&2. I will not using tikaram login and the same I expected from you ok? Pls don't chicken out. U should have bigger ball compare that zuiko and amint. Pls finished me. This is another lesson how people like you and that amint keep BS in this lowyat. saying this and that just pure BS. Take the challenge and see who is BS. This post has been edited by tikaram: Aug 21 2013, 08:21 AM |
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Aug 21 2013, 08:26 AM
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#40
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All Stars
10,722 posts Joined: Nov 2011
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QUOTE(UFO-ET @ Aug 20 2013, 10:40 PM) Tats why I say "detailed" boss...1) Status quo - how? 2) If policy A - then how 3) If policy B - then how 4) If totally unsure wat policy will be imposed, then back to 1 Simple go listen again and gain... he did mention some condition and details.... high debts, easy loan, not affortable etc etc. sometime. all of us only want to listen what we wanted to listen. we don't listen what we don't want or dislike.  This post has been edited by tikaram: Aug 21 2013, 08:27 AM |
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