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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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limeuu
post Jun 30 2016, 10:24 PM

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do i understand it correctly that for the rhb bank cash back visa signature and world mastercard, there is no cash back at all, if monthly spending does not reach rm1000?...
limeuu
post Jun 30 2016, 11:13 PM

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QUOTE(fly126 @ Jun 30 2016, 10:55 PM)
also Same with RHB WMC No RM1000 spend per month, No CB
http://www.rhbgroup.com/products-and-servi...orld-mastercard
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i am aware of their website info....there is no definite statement saying there are no cashback is spending is below 1000, just implications from the table....

and the cash back figures and limits, don't add up...too complicated system...

looks like a pretty useless cards then, only good for the ppl entries and free for life...
limeuu
post Jul 12 2016, 10:47 PM

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QUOTE(trojant @ Jul 12 2016, 10:34 PM)
so, what exactly it means? what is the typical examples?
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basically means using the internet to pay for goods and services...eg pay flight tickets on line, book and pay hotels booking on line, buy and pay for good from amazon/aliexpress etc...
limeuu
post Jul 12 2016, 10:49 PM

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The 5 times admission into ppl, i presume it's by calendar year?....and if someone gets the card now, he still get 5 entries for the rest of the year?....
limeuu
post Jul 12 2016, 11:46 PM

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QUOTE(Human Nature @ Jul 12 2016, 11:00 PM)
Yes for both questions. As an added info, the 5x is shared with supp
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Noted....and I understand GM is not included?
limeuu
post Aug 25 2016, 11:16 PM

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RHB has revised their maxcash interest rate.... got a SMS....but their website still quote 2.75%...
limeuu
post Aug 26 2016, 05:49 PM

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QUOTE(limeuu @ Aug 25 2016, 11:16 PM)
RHB has revised their maxcash interest rate.... got a SMS....but their website still quote 2.75%...
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Just received the notice via mail...2.75 to 2.50%
limeuu
post Sep 7 2016, 08:25 AM

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QUOTE(MeToo @ Sep 7 2016, 12:25 AM)
Um... so they sent me a RBD World MC due to the mortgage I took with RHB.

So... is this card absolutely useless? I'm kinda lazy to maintain another card since I've alry got the PBB Sig, HLB Wise, HLB Fortune, CMB World, AMB Infinite...
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it's free for life, and at this point, comes with 5 free ppl entry....so just keep it lah....
limeuu
post Sep 7 2016, 03:52 PM

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QUOTE(MeToo @ Sep 7 2016, 10:47 AM)
My AMB Infinite kinda gives me free unlimited access to PPL...

Though the MAS Enrich GOld also give that liao... so overkill alrdy
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ambank is on promotion for this year only....i doubt they can sustain the unlimited free entries...maybank did that for about a year, and backed out....if back to original conditions, need to swipe overseas 5 times to be eligible...

enrich gold only entitles you to klia on mh flights....cannot use if using other airlines...
limeuu
post Sep 23 2016, 08:56 AM

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Just received the free superman/batman luggage for spending more than RM6k for new members...i think they valued the 24" bag like rm800...seriously?

it's the most basic bag imaginable, no internal pockets, non-TSA lock, only one handle at the top (no handle at the side!!), and feels flimsy....no brand...

something i would pay for if on offer for less than rm100...lol
limeuu
post Oct 16 2016, 06:30 PM

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QUOTE(suadrif @ Oct 16 2016, 05:25 PM)
I had similar case  vmad.gif
Applied for different card but now got a Visa Platinum Card

Any reason for me to use this card with RM212 annual fee?
I dont see any benefit of using this card.
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if you don't think it's useful, just cancel...rhb has strange management of their cc business...
limeuu
post Nov 16 2016, 10:48 PM

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QUOTE(13aby @ Nov 16 2016, 10:45 PM)
Hi all ,

If i pay my RHB credit card via RHB cheque , will my current account statement appear as credit card payment or just cheque number ?
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cheque no....
limeuu
post Nov 22 2016, 06:24 PM

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Wow. They changed their rules, at least guaranteed 8 times, instead of 1st 1000 times..... Not clear if the supp have full 8 or share the principal's 8....
limeuu
post Nov 22 2016, 06:25 PM

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QUOTE(lkc7947 @ Nov 22 2016, 05:00 PM)
May I know the complimentary access to lounges is limited to principal CC only or combination of principal and supp?
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Supps only for infinite....other cards supps not entitled....
limeuu
post Nov 27 2016, 05:52 PM

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i got a credit of rm50...which i can't remember what for now....

i find rhb cards very difficult to use, with different categories cash back for different cards...and needing to reach rm1000 to be eligible....so i am going to drawer them from now on...
limeuu
post Jan 20 2017, 05:30 PM

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Looks like rhb is loosing cc business....The cashback rules are so complicated, I gave up....Just don't use them anymore...Just keep since free for life...And can use for ppl entry....
limeuu
post Mar 19 2017, 09:59 AM

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The rhb premier vi is marginal better, but you can only get it if you are a premier banking customer.... Otherwise you get the ordinary vi....Which gives you the same 5 points for each ringgit spent equivalent...
limeuu
post Apr 6 2017, 10:06 AM

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Rhb cards cash back is too complicated and impractical....So i have mostly stopped using it....
limeuu
post Apr 7 2017, 09:35 AM

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QUOTE(sms2u @ Apr 7 2017, 09:05 AM)
it will be good if u track it and spend in many categories around RM300 like grocery, utility bill (utility bill payment via online excluded), internet purchase and petrol

if u spend RM300 in these 4 category, u will get around RM15 for 4 category if u spend in total of RM2500 in statement month.

in short, u get around 2.4%+ cash back which is still no bad deal. but of cos is no the best
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It's the impracticality of needing to track, as well as know which transaction comes under which category....And trying to hit 3500 a month....

There are other simpler cards....
limeuu
post Apr 7 2017, 11:37 AM

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QUOTE(sms2u @ Apr 7 2017, 10:00 AM)
it is RM2500 above and not Rm3500
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2500 you only get 2% cash back...

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