RHB with their complex cash back system is quite useless....so mostly only using for lounge entry....

RHB bank treats the supplementary cards as part of the principal, all bills and points will go to the principal account.... but that also means the supplementary cards have no independent right to lounge entry....

On the other hand, Ambank treats all supplementary cards as independent cards, and billed separately....and you have to pay each card's account separately....and receive points separately.... upside, each card gets it's own lounge entry rights....

the card number....the bank will need to verify and agree to accept the card....this they convey to the lounge by accepting a charge of 1 sen....

iirc, supp cards do not get access to lounges....unless they have changed their rules lately....the reason why i applied principal cards for both i and my wife....

Never reached that point, so don't know, but I would think there will be a reject, and you will be asked if you want to pay with that card....

Maybe you wife enters under your quota?....I remember it's not the same Ambank, where all supp cards have their own entitlement....

In any case, we both have principal cards so not an issue for us....

Looks like they changed the rules again....it also used to be unlimited entry for the 1st 1000 entries in a month...

Uber is processed in the Netherlands, and Agoda in Singapore....

It's actually an added security measure....the code generated is real time, and time limited, so there is no risk anyone siphoning days from your phone can use it for other transactions.... it's definitely safer than simple tag through SMS....

It is for use in desktop web portal transaction too....a QR like code appears, you scan with your app, enter a pin, and the app generate a number, which you then enter the web portal to complete the transaction....

The exercise will confirm you have the phone, and you have the pin for the app....safer than just SMS tag, where cloned/stolen phones can also receive....in this case, even if your phone is cloned/stolen, cannot transfer without your PIN....

Someone said supp also can enter, but I also have not found any information about this....best just call the call centre lah...

They are free for life, and still the best cards for local ppl.....

I could still bring guest with same bank's cards last month, so it appears ppl will still want to maximize income....

In addition, each card has a 5 entry limit, so if you travel a lot, you need both....

I think the vi is only for their premier banking customers....and the terms for ppl entry has changed.... unlimited if spend over a certain amount a year, otherwise limit 10 entries a year....

However the ppl list is limited, local and Changi, HK tpe, LHR only....

It's free for life....

Emm...just found out got 2 versions ....the "normal" one is as above....but only local ppl and Changi....

This post has been edited by limeuu: Nov 11 2018, 08:52 PM

The "normal" one is limited by 1000 entries per month under the scheme, so possible later in the month, is all used up, you will be denied entry....

With the tightening of lounge access by especially ambank (previously unlimited entries and people misuse it in the land side lounges), I think the crowds should be thinner....

The Aerotel ppl is under utilised, due to limited cards allowing entry.....but it helped reduce the crowds at gateway ppl....

The main congestion is at the KLIA ppl....but the last time I used it in August, the crowds also appears thinner....

So stricter conditions is a good thing....

Food is nothing special, perhaps with the exception of tgm....the main use for me is the showers.... especially before a long haul red eye flight....

Finally, if income level cannot meet the vi requirement, just get the Vs and wmc lah....5 entries each, making 10....for local lounges.... good enough.....

This post has been edited by limeuu: Nov 18 2018, 08:05 PM

No....banks clamping down on abuses of cc lounge entries by people who are not traveling....at the landside lounges....

I already warned this will eventually happen....

Unfortunately, the new guidelines is silent on entry into gateway...no mention of "international".....so unclear....

The ppl domestic business is going to be severely affected.....

Too complicated, not bothered...

Rhb premium cards can still access the gateway ppl on domestic travels....fyi