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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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guy3288
post May 3 2021, 06:28 PM

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QUOTE(Kyan0411 @ Apr 27 2021, 06:22 PM)
Confirm combined
Shell petrol cashback is 12% based on combination of your two cards spending rm80.05+rm55.39

Rm40.75 was posted after CB, mean next cycle.
It also explains why your online spending on Islamic card no cashback cause cb capped at rm50 in aggregation of both cards
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wasted effort getting 2 cards.........Activation cash back RM25 also i dont see it in 1st statement,
you guys received activation cashback after how many statements?

Worse it seems CL for Islamic card and conventional is shared combined.
despite different CL figure for each card

guy3288
post Jun 27 2021, 09:27 PM

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QUOTE(sg999 @ Jun 23 2021, 12:45 PM)
22/06/2021 22/06/2021
Congrat!E-Wallet CBck
160.00
22/06/2021 22/06/2021
Congrat!JomRAYA W8T2CB
100.00
22/06/2021 22/06/2021
Congrat!JomRAYA W8T1CB
15.00
21/06/2021 22/06/2021
CASH BACK BONUS
50.00
21/06/2021 22/06/2021
CASH BACK PETROL
50.00

ALL CB credited ya...good job RHB.
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I am confused why RHB Shell card feature Cashback, never appear,
the 5% online/ewallet max at RM50.

I can only see monthly Bonus cashback, is this the same?

last statement i got Bonus CB for RHB Shell islamic card RM12.40
and conventional shell card RM50




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guy3288
post Jun 27 2021, 10:15 PM

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QUOTE(cybpsych @ Jun 27 2021, 09:37 PM)
bonus Cashback lo
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you confirmed it thanks.

I spent RHB islamic on online/ ewallet topups >RM2500/month.

for RHB conventional shell card , i also spent the same >RM2500/month,

reason, i first thought could get max RM50 x2.

looks like the 5% CB for online e wallet topups is max RM50/month , islamic and conventionl combined

last statement i got Bonus CB RM50 for RHB Conventional card,
so just wondering what is this Bonus cashback on Islamic card RM12.40 ?

is it the 0.2% cashback for others,
but cant be becos i only swiped on online/ewallet topups...no others






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guy3288
post Jul 1 2021, 07:05 PM

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QUOTE(sg999 @ Jun 27 2021, 10:18 PM)
Islamic and Conventional cb not separate?
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QUOTE(!@#$%^ @ Jun 27 2021, 10:43 PM)
i got separate limit and separate cashback pool.
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anybody else getting separate Cash Back ,? RM50 for conventional RHB Shell and another RM50 for RHB islamic?

i stopped using the conventional since i can get only 1 cashback RM50, despite spent RM2500 on each card
guy3288
post Oct 28 2021, 01:45 PM

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RHB campaign really good, keep getting SMS strike Rm115, 15o etc
today largest strike RM200.
previously i hated RHB CB campaign, dont know how winners selected
but dont care this time just swipe swipe swipe....

and got 0% balance transfer SMS invite, take them all.

hint-sspni via kipp


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guy3288
post Nov 9 2021, 01:27 PM

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QUOTE(MGM @ Oct 28 2021, 01:55 PM)
The AR2 campaign is by invitation only or NTB?
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SMS invite
guy3288
post May 2 2022, 08:57 PM

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QUOTE(ChiaW3n @ Apr 29 2022, 05:05 PM)
RM0 RHB:Congrats!You've won 230000 Loyalty Points from RHB Credit Card/i Spend Campaign!Continue to spend with us for more rewards. Info@ rhbgroup.com/s/MU6
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QUOTE(skty @ Apr 29 2022, 06:15 PM)
RM0 RHB:Congrats!You've won 570000 Loyalty Points from RHB Credit Card/i Spend Campaign!Continue to spend with us for more rewards. Info@ rhbgroup.com/s/MU6

I have no idea how I won those points because I completely ignore that campaign when I first saw it.

Now I really need to study the TnC.
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Wow congrats that's worth RM200+ to RM600+

i got 40000 points can redeem RM50 voucher
guy3288
post May 5 2022, 09:02 AM

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QUOTE(contestchris @ May 3 2022, 10:08 AM)
How did you guys get the points? Heavy user of RHB Shell Visa card here (monthly avg around RM3k), never got any points whatsoever.
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QUOTE(sg8989 @ May 3 2022, 11:36 AM)
Same.
I don't get any point as well.
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some contest campaign lucky draw.

QUOTE(ChiaW3n @ May 4 2022, 10:17 AM)
I think if change to miles can be more than that
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noted TQ
guy3288
post Feb 16 2023, 08:26 AM

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QUOTE(beLIEve @ Feb 14 2023, 10:26 PM)
#MeToo. Looking at the results, can come out last considered not bad tongue.gif

Welcome.
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i checked mine all CB goes into one card only.


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guy3288
post Apr 1 2024, 11:55 PM

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RHB campaign no new extension?
daily EW topup ended 31.3.24.....
guy3288
post Apr 7 2024, 05:29 PM

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any body can help what is this SMS from
62000 from RHB?

i searched found nothing useful
i mean no 0 fee BT
for existing RHB card holder

is there a special Raya 0 fee BT for existing card holders that i missed?



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guy3288
post Apr 7 2024, 11:46 PM

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QUOTE(contestchris @ Apr 7 2024, 06:27 PM)
The SMS doesn't state 0% BT though?
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QUOTE(beLIEve @ Apr 7 2024, 08:18 PM)
It says convert your transactions into installments, not BT
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alamak, my mistake looking for wrong thing

but if can get interest free installments for my swipes i am keen also

anyone can help point to the specific TnC on that SMS message?


Ini kah TnC?
doesnt look like is this one. no mention need register or reply SMS, no mention end 31.12.24 also
worse is merchant specific , no use to me.

i found it searching "info/T&C@rhbgroup.com/s/BC1"


guy3288
post Apr 8 2024, 12:18 AM

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QUOTE(contestchris @ Apr 7 2024, 11:50 PM)
This is the T&C. It's on the website you shared via the link.

https://www.rhbgroup.com/-/media/Microsites...n-Programme.pdf
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thanks
Got it

interest 8-9% madness!
rubbish invitation ini
cilakak punya RHB wasted my time
thought got something good
luckily didnt reply BC1


guy3288
post Aug 7 2024, 09:30 AM

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QUOTE(tan_aniki @ Aug 7 2024, 06:40 AM)
Everyday cb in
*
thumbsup.gif


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guy3288
post Aug 8 2024, 11:21 AM

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QUOTE(siawyent @ Aug 7 2024, 10:00 AM)
wow, what did u spent?
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Ewallet topup

QUOTE(cclim2011 @ Aug 7 2024, 01:00 PM)
can estimate how much you spent for this return? thanks
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Rm15000 to 16k
guy3288
post Feb 7 2025, 07:09 PM

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QUOTE(beLIEve @ Feb 4 2025, 10:04 AM)
Everytime Deals in

CASHB CBK Posting Date: 3 February 2025 MYR 390.00
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thumbsup.gif

RHb no more new campaign ?


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guy3288
post Feb 8 2025, 05:55 PM

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QUOTE(beLIEve @ Feb 7 2025, 07:32 PM)
Not aware of any.
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surprised, usually when old promo finished new campaign promotion will come

guy3288
post Jul 30 2025, 09:23 AM

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he probably has no inkling what is prudence
like you guys do......
in spending money... laugh.gif

one who dont mind what ever the price to pay
when the urge comes

compared to you guys who plan your purchases
to get the max out of your RM




guy3288
post Jul 30 2025, 01:42 PM

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QUOTE(fruitie @ Jul 30 2025, 11:08 AM)
laugh.gif I quoted it right before your message. https://forum.lowyat.net/index.php?showtopi...ost&p=111960414
Also RHB has sent a push-in notification on the phone regarding this deferment, I have received it yesterday.
*
that means the old better cash back remains?

thumbup.gif then BT still can use as filler spend to max at RM2500 only?
no need spend RM3k right?
guy3288
post Jul 30 2025, 01:44 PM

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QUOTE(kesvani @ Jul 30 2025, 12:52 PM)
Those fixed like fuel and utilies can be calculated but thosw indulgence expenses like coffe, spare part heck even dining hard to plan as all those based on if feel want buy then buy😅😅
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bro i have 48 cards and i owe cc in millions... laugh.gif

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