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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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guy3288
post Nov 9 2018, 09:26 AM

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QUOTE(ClarenceT @ Oct 25 2018, 08:45 AM)
The keyword for Phase 3 is not out yet.
To be safe, Register after 1/11.
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RHB cs very bad, unable to provide the keyword till now into 2nd week already

Anybody knows how to join the extension spend?
guy3288
post Dec 29 2018, 11:16 PM

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QUOTE(ClarenceT @ Dec 18 2018, 07:08 AM)
List of MCCs you can get CB...
https://www.rhbgroup.com/~/media/files/mala...ture.ashx?la=en

CB based on statement month but less 1 day, eg statement date 19/12, CB is based on transactions POSTED on 19/11-18/12.

If you just want to spend on BP, then RM1500 (@2%) on BP and another RM1000 on something else (eg Boost at 0.2% CB)
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Need some help here, RHB cashback difficult to understand, i tried read page 1,
but not updated .

My statement 26.12.18, got overseas CB RM24.03 posted 26.12.2018
online cashback RM24.12 posted 26.12.18


Swipes done:
6.12.18 Shopee Spore RM300
13.12.18 shopee spore RM901.50
20.12.18 Shopee KL RM402

27.12.18 Shopee KL RM505 --->Not in dec statement , would it be given online cashback in Jan 2019 statement?

Shopee Spore total RM1201.50 given 2% =CB RM24.03, but RHB T&C showed overseas online RM1-RM2499=CB 0.5%?

total online purchase =RM1603.50 given CB RM24.12, how is this calculated?

Any idea for that transaction after statement (Shopee RM505 on 27.12.2018) will be considered for cashback in next statement?

If yes, will Bigpay topup for RM1995 to be done in January be added to it to achieve total online transactions RM2500
for the max online CB RM30 for statement on 26.1.2019?

Thanks

guy3288
post Dec 30 2018, 11:25 AM

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QUOTE(ClarenceT @ Dec 30 2018, 08:10 AM)
It is very complicated  rclxub.gif Sometimes RHB's system also confuses  rclxub.gif and give more CB!

Though T&C shows Local and Oversea spends are to be calculated separately, but I always find the total spend is combined. You shall have POSTED transactions >RM3500 on 26/11 to 25/12 (Note: 1 day earlier than your statement date) (including some transactions posted on 26/11 but in your Nov statement)
1201.5 x 2% -> 24.03
402 x 6% -> 24.12

Transactions POSTED on 26/12 - 25/1 -> Rebate on 26/1
If you intend to spend on Bigpay, do it before 23/1 (1-2 days to be posted).
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thanks, you are right, RHB gives more CB, as it has included bT instalments, else i would not get 2% overseas and 6% local for swipes above RM3500, since my total swipes only RM1600 from 26.11.18-25.12.18.
guy3288
post Jan 27 2019, 05:56 PM

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RHB now paying week 7,8,9 cash back??
or was it week 17,18,19?

but week 16, 17 i had received in Dec statement,
really confusing RHB Cash Back.
guy3288
post Feb 1 2019, 06:59 PM

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QUOTE(MGM @ Jan 27 2019, 06:06 PM)
U r participating in the SPEND or ACQUIsation campaign?
*
existing customer, swipe weekly RM300

guy3288
post Feb 18 2019, 04:44 PM

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QUOTE(kop2299 @ Feb 18 2019, 10:36 AM)
Anyone receive 3rd phase of the weekly 30CB campaign?
>2 months nothing.
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QUOTE(laymank @ Feb 18 2019, 11:40 AM)
i am also waiting...
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QUOTE(ClarenceT @ Feb 18 2019, 11:49 AM)
I am also waiting...
But guy3288 showed his CB for W7,8,9 (Dec) credited on 25/1 (post#2824).  rclxub.gif
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QUOTE(MGM @ Feb 18 2019, 11:55 AM)
Me too, and I have called up d CS twice since January but have yet to get any reply. But few new to bank cardholders who are participating in SIMILAR concurrent campaign already got CB for the first few weeks.
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did you guys receive the Cash back dated 25.1.2019
Could that be CB for phase 3, week 17,18,19 RHB printed wrongly as WK7,8,9?

I didnt apply new RHB card so cant be acquisition CB for me

I am waiting for week 18 CB from the swipe weekly RM300 get CB RM30.

guy3288
post Feb 19 2019, 01:39 PM

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QUOTE(laymank @ Feb 18 2019, 10:44 PM)
nope, i didn't.
so far, zero cb for phase 3 campaign.
*
rhb CB very confusing........
guy3288
post Mar 4 2019, 01:48 PM

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QUOTE(MGM @ Mar 4 2019, 10:57 AM)
These swipes which won the CBs were Boost topups?
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all for shopee only. but some shopee purcahses even early also not getting CB
is like hit or miss

i got Wk10 CB RM30 but did nt get Wk11
bought shopee RM400 on 3.1.19 , 10.1.19, 17.1.19, 24.1.19 all around same time 8.00Am
guy3288
post May 31 2019, 01:30 AM

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i got RM30 CB on 27.5.2019 too,but there stated Week 2
Did you guys get Wk 2 CB ealier than 27.5.2019?
guy3288
post Mar 28 2021, 11:25 PM

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QUOTE(anonymous552235 @ Feb 17 2021, 01:46 AM)
Just checking for campaign 2 is it eligible for existing rhb card member? Campaign 1 specifically for ntb, but 2 is a bit vague

And if first trans used less than 50 means gone? 😂 saved at boost then used at shell lol ...dammm
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Are you referring to these?

campaign 1 this ?RHB SHELL VISA CREDIT CARD/-i ACQUISITION CAMPAIGN (JAN - JUL 2021) -
T&C says NOT applicable to Existing RHB card holder.
https://www.rhbgroup.com/shellcard/files/RH...02021_17Jan.pdf

Campaign 2 ?
Is it this ? “RHB Credit Card/-i Acquisition Campaign
https://www.rhbgroup.com/crd_acquisition/fi...Jan-Mar2021.pdf

T&C seesm saying the same also, NOT applicabe for existing RHB card holder
This Campaign is not applicable to:-
a) Card Upgrade Application – upgrade of existing RHB Cards to another new RHB Cards

Seems the same right ? Not applicable to existing RHB Card holder

QUOTE(MGM @ Mar 26 2021, 09:28 AM)
Sorry should be asking:
So is the activate&spend campaign for NTB only, not for existing cardholder who apply for the shell card?
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QUOTE(tan_aniki @ Mar 26 2021, 10:22 AM)
ETB also can get the 10%, i'm ETB
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ETB= Existing RHB Principal Card holder?

So RHB dont really follow the T&C above and existing RHB Visa Signature card holder apply to add card Shell Visa can still enjoy the activation spend cashback RM25 and RM100 for 10% Cash back?

Any one can clarify? Thanks
guy3288
post Mar 29 2021, 08:02 PM

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QUOTE(ThorWP @ Mar 29 2021, 12:05 PM)
confirmed. separate CL too
*
Separate credit limit?
Are you existing RHB credit card holder and you apply this new Shell card as "new card" and need to send income documents
correct??

I am existing RHB card holder, i applied this Shell card as "ADD card", no need submit income document, just need IC only and got the card
But my shell Visa card credit limit is share with my old RHB visa signature.

She said to get separate Credit limit for Shell card, I must apply it as "new card" not "ADD card"

Worse it seems my Shell Visa applied via ADD card is not entitled for campaign cashback!

Anyone existing RHB card holder who appled Shell visa card can share your experience,
i believe people here know more than RHB customer service

QUOTE(!@#$%^ @ Mar 29 2021, 04:09 PM)
add card is fast. submitted documents on friday midnight, friday afternoon verification call, today afternoon approval sms.
*
Better check see if your Shell card credit limit is separate and entitled for campaign cashback RM25 and 10% cash back RM100
guy3288
post Mar 29 2021, 08:44 PM

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QUOTE(MGM @ Mar 29 2021, 08:26 PM)
I am an existing RHB cc holder, how do u "ADD CARD"?
*
I called up RHB said i want to apply, then an RHB agent contacted me and email me the forms:
see screenshot


inside there it says existing RHB card holder fill up the ADD card and only need send IC.

then SMS received card approved very fast indeed

How did you apply your Shell card? Are you existing RHB card holder?


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guy3288
post Mar 29 2021, 10:56 PM

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QUOTE(MGM @ Mar 29 2021, 08:57 PM)
I am an existing RHB card holder but currently without taxable income so cant apply for new card. Thinking of applying for Shell & Shell-i basically for reloading to ewallet.
*
No income document, you apply as ADD card, only need send IC.

but now we are unsure this ADD card Shell can get campaign promotion activate spend RM25 and the 10% Cashback RM100 or not.

CS said no, not entitled for that


QUOTE(!@#$%^ @ Mar 29 2021, 08:58 PM)
yes fill this form. as far as i know there isn't any bank that give separate credit limit. it's always shared limit for conventional/ islamic entity.
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ok you are same like me, existing RHB Visa Sig card holder,
except you apply Shell Islamic whereas I applied Shell conventionl using ADD card form.

Is your Islamic Shell visa getting the campaign Promotion activate spend get RM25 and 10% cahsback max RM100?
If yes , my conventional Shell visa should have a good chance to get also


QUOTE(MGM @ Mar 29 2021, 09:10 PM)
So u applied for both Shell n Shell-i using 1 form?
*
If he applied using same form sure he wont get separate credit limit. The 2 shell cards will share same limit

To get separate credit limit must apply using NEw card form, and need income documents again

QUOTE(!@#$%^ @ Mar 29 2021, 09:16 PM)
no. i already had conventional visa signature previously. few weeks back applied islamic shell card and approved with new credit limit. last Friday applied additional conventional shell card with shared limit to conventional entity.
*
Is your existing RHB Visa Signature sharing same Credit limit with your Islamic Shell card?
How did you apply the latest conventional Shell Visa? by ADD Card form as i showed above?



guy3288
post Mar 29 2021, 11:21 PM

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QUOTE(!@#$%^ @ Mar 29 2021, 11:01 PM)
in short, islamic cards will share 1 credit limit, conventional cards will share 1 credit limit. visa signature is a conventional card therefore share limit with conventional shell card. islamic shell card has another credit limit. islamic shell card and conventional shell card DO NOT share same limit because as i have said, islamic cards will share 1 credit limit, conventional cards will share 1 credit limit. doesn't matter what form u use whether new card form or add card form, the above rule applies for most if not all banks. u have a conventional visa signature card, and therefore ur conventional shell card will share the same limit - regardless what form u use.

on the side note, existing conventional card users who apply for new islamic card or vice versa is NOT considered as new to bank.
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oh ok no wonder they say Islamic card got separate Credit limit and separate monthly cashback

your side note-? you mean both your New Shell Visa Islamic and conventional Shell Visa not entitled for campaign cash back?
You are not going to try swipe to get RM25 and that 10% cashback max RM100??

But tan aniki post 26.3.2021 10.22am said ETB he can get the 10% cashback also

ETB =existing RHB card holder
and he got campaign 10% cashback




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guy3288
post Apr 5 2021, 01:11 AM

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QUOTE(contestchris @ Apr 5 2021, 12:41 AM)
Applied on 29th March
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guy3288
post Apr 17 2021, 05:05 PM

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QUOTE(!@#$%^ @ Apr 17 2021, 02:28 AM)
anybody realized that TNG topup using saved card with description 'TNG WALLET E-COMM 2 KUALA LUMPUR MY' is counted as expenditure but not considered as e-wallet/online? i look through the terms and conditions and it did mention merchant description should be 'TNG-EWALLET'. i made 500 x 1 to boost and 500 x 4 to TNG using saved card all within statement but i only got RM25 ie 5% of 500 from boost expenditure.

any comments ah?
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QUOTE(ClarenceT @ Apr 17 2021, 09:35 AM)
Did you get 0.2% CB for TNG ?
Sure no transactions posted on statement date?

If TNG not getting 5% but 0.2%, can be a good news for some users. Ie RM1500 TNG + RM1000 online -> CB RM53
*
My new Shell i card
Card not saved ---> TNG transaction 14.4.21 description = TNG Wallet E commerce,
i called CS check the MCC is 4784 ,
look under RHB code is e wallet.


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guy3288
post Apr 21 2021, 05:35 PM

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QUOTE(!@#$%^ @ Apr 17 2021, 05:12 PM)
i guess only saved cards might be randomly tagged to toll mcc.

edit: just realised mcc 4784 is toll and bridges, but i didn’t get the cashback.
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if MCC 4784 not considered as ewallet then it should get the 10% cashback right?

guy3288
post Apr 21 2021, 05:58 PM

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QUOTE(cybpsych @ Apr 21 2021, 05:38 PM)
identification can be used in conjunction with merchant descriptor/description too

TNG WALLET vs TNG-EWALLET
*
11/4/2021 TNG WALLET E-COMM 2 KUALA LUMPUR MY 533
6/4/2021 TNG WALLET E-COMM 2 KUALA LUMPUR MY 533

The above 2 transactions qualified for the 10% cash back right?
guy3288
post Apr 23 2021, 04:06 PM

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QUOTE(fruitie @ Apr 23 2021, 10:42 AM)
Statement date is 22nd though.

My transactions as below:
» Click to show Spoiler - click again to hide... «

*

I saw your Transactions TNG, Lazada and Shoppee pay, so only the touch and go rm500 is not considered ewallet correct?

So the 10%cashback later will be rm50 from that touch and go ,

Shoppee pay entitled for the 10% cashback,
Any one can share?
guy3288
post Apr 27 2021, 06:16 PM

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QUOTE(cucikaki @ Apr 25 2021, 11:10 AM)
Anyone combine rhb islamic & conventional CL?

I only get 1 cashback for my card. Both transaction were boost on same day, i guess not merchant problem.

Not sure if combining the CL is the reason here
*
My RHB Shell conventional and RHB Shell Islamic different Credit Limits,
separate CL also same problem, no card feature cashback



Shell Islamic Card
no activation CB RM25 received
Bonus CB RM50 presumably card feature for online 5%
Petrol spent RM96.14 - cashback RM16.25 = 16.9%?
Shell CB feature not 12% or 18%?

Shell Conventional lagi teruk ,
No activation CB
card feature Cashback online 5% RM50 also missing
Shell Petrol RM80.05 no CB given....
Only got ewallet campaign CB RM90




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