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 V11 - Property Prices Discussion, Intelligent debates only pls

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SUStikaram
post Jun 10 2013, 11:28 AM

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QUOTE(blowwater101 @ Jun 10 2013, 12:24 PM)
Closed fight. Tikaram KO me. I think i should respect the forumer here and not pollute the thread.  thumbup.gif
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we no fighting la...

just suggestion from my retiring friend..

why your posted being deleted? you gave some very good advice sweat.gif

Please don't go away cry.gif . We love your posting here wub.gif . We welcome all type of input. notworthy.gif

This post has been edited by tikaram: Jun 10 2013, 11:35 AM


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SUStikaram
post Jun 10 2013, 11:39 AM

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Sharing is caring ma. tongue.gif
SUStikaram
post Jun 10 2013, 11:56 AM

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I mentioned meah?..........I asked wo... " More happening soon in Malaysia?" tongue.gif



This post has been edited by tikaram: Jun 10 2013, 11:57 AM
SUStikaram
post Jun 10 2013, 01:52 PM

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QUOTE(accetera @ Jun 10 2013, 02:40 PM)
Alot of kangtao people earning fast... and then faster run. Someone just sold a land in KL for few hundred million.. he only take 2% commission.  rclxms.gif

Oh btw anyone interested at Jalan Conlay? Got land for sale.
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why don't you bought that land....

Some said....property price is always up. laugh.gif
SUStikaram
post Jun 10 2013, 02:09 PM

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QUOTE(AppreciativeMan @ Jun 10 2013, 03:02 PM)
U mean your challenge represent all the DDD? All DDD don't blow water, only all the UUU blow water? Make sense????
This is a forum, cyber world..... I bet most ppl hav not kno each other or hav not met each other before...... Hence u making a challenge to the forummer here u do not kno who u talking with, wise challenge?
U hav shown that u don't trust other forummers identity, but now u expect other to trust what u says or show? Isnt it ironical?
Not too sure abt whats your mentality, but who will wants or bother to challenge u for nothing? Jus to prove what they say in forum is true???? Even now u place a million dollar bet, ppl will still dont believe, ppl who really believe will be naive...... This is cyber world.
Whether u theory man or practical man I do not kno or I do not wish to kno too.... I wrote it for the sake of highlighting it only....
I hav said before, such forum discussion is only for me to gather certain information, I'm not here to learn anything.... Thou there may be some real successful ppl in this forum, but I won't spent my time guessing here, I choose to learn from ppl i kno in real.
Anyway, this will be my last post on property unrelated subject.
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please don't leave.... we need your input here la.....

I said most la.... not all.......

I dislike when u said.i am theory man and never go to Burma and make such statement ma..... i indeep went to buma wo...so i prove that i am not theory man but practical one la.... so i just highlighted you could be blow water only....

if you never blow water...said la... no need so emotion ma.


Quote:

"Most, have very little knowledge. Most, have lack of strong hand on experience and they will remain failure......Most of them just blow water here...."
SUStikaram
post Jun 11 2013, 02:24 PM

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here got people comment like

tikaram and Rooney made the topic moving fast...

when we don't post anything. saying DDD camp missing in action.... WTF
SUStikaram
post Jun 12 2013, 12:45 PM

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QUOTE(chubbyken @ Jun 12 2013, 12:29 PM)
come on,
if you rich and dont show off now, when are you going to show off?  wait until no money time ke?
if you rich and dont show off now, what for being rich?
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Show of rich for few years is fun and feel great abundant ( like no need to see price tag, don't need to consider this and that budget.).

After a while.... most friends and people around you already knew you are rich... become not fun anymore & very stressful (sometime tense).

But... being rich and remain anonymous is the best..... that is u no need to worry those price tag and people still think you are not that rich.

No offence icon_rolleyes.gif


SUStikaram
post Jun 12 2013, 09:39 PM

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Don't worry u all..... can continue to do the cyber bullying....

Regardless how u all bury me...

Me and my friend will still call that umno crony that bought my kk semi D "waterfish".

Thanks for writing panjang lebar.....pls continue to write about me ya.
SUStikaram
post Jun 13 2013, 08:24 AM

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QUOTE(Nomos @ Jun 13 2013, 12:50 AM)
I've watched this thread for a while now. Some people really need to look in the mirror.
Calling people waterfish and saying they deserve it because they are crony and it's karma is so ironic.

Why does a crony deserve it? Because he's corrupted? Well by accepting this crony's money he has tainted himself too because he knowingly accepted corruption money and by default is supporting corruption.

It's like knowing someone stole a car and you buy the car off him real cheap and claim 'the thief deserves the low price cos he's a thief'

Karma baby! Dirty money is now in your life forever no matter how many props you buy with it rclxms.gif
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welcome Nomos ....a new dupe accounts added into my ignoring list. rclxms.gif

My friends also said.... i deserve to get that much money from waterfish wo, bcs i also the victim ma... what do you think?

My friends,( consist of a group of uncle & the victim of bad govt policy) also said :

" Those that don't agree rich UMNO crony is waterfish....they themselve could be also umno crony"

My group of friends concluded.........they can find so many umno crony here......yeah..yeah yeah... rclxm9.gif

This post has been edited by tikaram: Jun 13 2013, 08:34 AM
SUStikaram
post Jun 13 2013, 08:31 AM

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QUOTE(blowwater101 @ Jun 13 2013, 12:20 AM)
The logic is old man eat salt more than u eat rice, watever old man said must be right !
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bn crony? tongue.gif
SUStikaram
post Jun 13 2013, 09:41 AM

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QUOTE(blowwater101 @ Jun 13 2013, 10:37 AM)
Another example u can see, if u dont agree with him...u are one of the BN crony... icon_idea.gif

Conclude by a group of judges, who eat salt more than u eat rice. (This is the only point he can said as he dont have any basis to justify his immoral values)
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my friend ( who eat more salt than u eat rice) said: " could be " ma. tongue.gif

unless "siapa makan cili rasa pedas" apply to you? and that person that u reply to?

continue to do" bad intention" here.... also will get bad karma one....according to my religion.. thumbup.gif

have a good day blowwater biggrin.gif..... no need to blowwater la.... implement what u have said in early post first.

This post has been edited by tikaram: Jun 13 2013, 09:46 AM
SUStikaram
post Jun 13 2013, 09:48 AM

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QUOTE(puchongite @ Jun 13 2013, 10:46 AM)
Why wasting time perform reasoning with morons ?

You use your adult logic, morons use moron logic. They won't converge.
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wow attacking people moron pulak....

u could get another karma again according my religion.
SUStikaram
post Jun 13 2013, 10:01 AM

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QUOTE(puchongite @ Jun 13 2013, 10:53 AM)
Yes, there is only one winner. He scores very high in karma, by having ill intentions in all his undertaking.
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it is amazing you all...

i just saying that i sold my kk semi d to one corny waterfish and get all this attacking and bullying....

i also gave opinion that i and friends can continue to call him waterfish bcs we are victim..... this is free world, we can't have our own opinion?

who start the attacking and bullying first.?...you all uuu camp ma.

continue to write "calling people waterfish bad karma la this la , that la."

so call people moron , bullying, atatcking in gorups, create dupe account is not bad karma meah?

pls walk the talk first.... implement what u are talking first before.



This post has been edited by tikaram: Jun 13 2013, 10:03 AM
SUStikaram
post Jun 13 2013, 10:07 AM

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QUOTE(blowwater101 @ Jun 13 2013, 11:00 AM)
dont say moron la...haha..

Initially i really want to stop already. But when he said he can finished me off anytime, and keep saying "we" in his post, i cant imagine how arrogant and how ego this person is...it trigger my mind to play Guerrilla...is this also karma due to ego and arrogant ?
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boss...

" he said he can finished me off anytime"


please show me where i said that "
SUStikaram
post Jun 13 2013, 04:54 PM

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QUOTE(ngaisteve1 @ Jun 13 2013, 05:24 PM)
stock market koyak, got impact property industry or not ha?
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cronies sell KLSE and bought overseas property? No longer buying KL properties. They can smell malaysia not good now? rclxms.gif

http://www.themalaysianinsider.com/malaysi...-up-us-property


SUStikaram
post Jun 18 2013, 01:26 PM

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I wonder why uuu camp like to speculate how many property ddd camp have or have not?

It is very un-mature and majority here hate it.

SUStikaram
post Jun 18 2013, 02:02 PM

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QUOTE(firee818 @ Jun 18 2013, 09:18 AM)
Are u sure?
Boss Tikaram, pls confirm?
14 bijis x RM 400K = RM 5,600,000-00 book value...
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That is wrong list...

She is always wrong...

pls check how i hantan her on the empire damansara & u will know she is always wrong.
SUStikaram
post Jun 19 2013, 10:07 AM

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QUOTE(stanicmail @ Jun 19 2013, 10:44 AM)
Tikaram, Do you mind to tell me how a retiree get loan to buy house?
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I don't buy many now wo. I bought few before 2012 and sold slowly ma. brows.gif brows.gif

1) I have small jv business..still have income..and some other passive income too like rental, dividen.
2) All loan apply with a bank that understands & accepts mature age borrowers like me. I often go back to the bank that i know.
3) Need to tell your bank the " exit strategy "... the bank officer might buy your stories. brows.gif brows.gif
4) You need to show ability to repay your loan...with some ....FD....amanah....share....fully paid off propety....something like common sence lending la. If you have that much of money. bank will be very comfortable to loan you.
5) shorten the lenght of your loan. - it show u are prudent. most bank like this especially that PBB
6) My wife still working ma. She still have employment income.
7) Can also bought "rental play" property using company ma. using company have many "tax"advantages in long term. brows.gif brows.gif
8) U can recorded "one loan" but buy buying 2 properties at the same launch ma. brows.gif brows.gif
9) I found it very easy to do "FD" trick. in malaysia brows.gif brows.gif
10) my age is below 45 yo ( but i lazy to work.so retiring lo)...some bank still categories me as "not old"

next time when you saw some uncle / auntie buying...can also asked them how they get their loan.

This post has been edited by tikaram: Jun 19 2013, 10:26 AM
SUStikaram
post Jun 21 2013, 03:22 PM

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QUOTE(firee818 @ Jun 21 2013, 04:06 PM)
米兰兵法:欠债未必是坏事
投资策略 产业周刊 米兰兵法  2013-06-21 14:11

我经常告诉我的学生,即使不需要,他们也应该尽量贷款更多。
我也曾透过书刊表示,只要是好的债务,负债并不一定是坏事。
欠债是好是坏?至少,大部分人不会认同是好事。
但我个人并不是这么看。
只是,什么债务才属于好债务,哪类债务又属于坏债务呢?
好债务,是指基于购买具增值能力的资产所面对的债务;坏债务,则是因“买负债”而面对的债务。
比如说,贷款购买产业,就是好债务;因为随着时间过去,产业价值会增长,从而带来很高的回酬,超越所需应付的贷款成本。
车贷=坏债务
贷款购买汽车,就是坏债务,因为汽车的价值并不会增长,数年后脱售时,你更不会从脱售交易取得任何好处。
很多人认为汽车是资产,但实际上它是负债,为了让它持续维持最佳状况,你必须不断投资。
此外,时间越久,需要投入越多资金来确保汽车处于良好状态。
相反地,产业会持续带来营业额,在10或20年后脱售时,更可预见其价值已大幅增加。
简单来说,会为你增值或创造财富的债务是好债务,可以多欠;无法让你从中赚得更多的债务,能免则免。
借贷买股票小心为妙
不管怎样,我要提醒所有利用贷款来做投资用途的人士,尤其是用于投资证券,如股票和债券,即以这些投资产品作为贷款的抵押品。
银行确实有为客户提供此类贷款,可用于投资所有类型的证券,客户们就会以这些产品作为贷款的抵押品。
然而,由于证券的表现基本上比较波动,银行会特别谨慎地对待这些贷款者,尤其当市场陷入危机时期。
一旦不利局势的事发生,在没有选择的情况下,许多依赖银行贷款大举投资股票的投资者只好宣布破产,因银行在紧急关头一定会逼仓或催债。
银行此举是自保,以将与遭冲击证券相关的贷款减到最低。
所以,借贷来投资股票,必须非常非常小心处理。
采用杠杆手法来投资之际,也必须确保任何意外情况发生时,你拥有后备物品来支撑。
因此,欠债率必须只占你手上总资产价值的小部分。
适时降低亏损
很多人可能不知道,虽然一些贷款配套已提供非常诱人的利率,但事实上,大家还是可以和银行谈判的。
谈判的过程,当然是以争取更低息为大前提,尤其你在某家银行有大笔存款时,谈判空间更大。
争取更低息,在降低亏损方面,有很大的帮助!尤其是在市况突变,你被逼脱售手上的资产时更甚。
当然,每个投资者都必须学会的一点,就是要懂得自律和在适当时候止亏,或设法减少亏损。
许多人经常选择守住,盼望情况尽快好转,这些人其实就是赌客。
切记,当大事发生时,所有事都是大势所趋,个人很难扭转局势,所以,在亏损进一步扩大之前,就必须设法脱离。
米兰多施 著名产业投资大师
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the interest rate will be going up soon. 欠债未必是好事 looking forward.
SUStikaram
post Jun 21 2013, 07:46 PM

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QUOTE(Rooney1985 @ Jun 21 2013, 08:32 PM)
Lmao!!!! Who cares what you think man... You practically flushed your own credibility down the toilet bowl with all your bogus stories... Lol!!! Go look for cheaper properties la.... Oil and gas millionaire (only happens after 2 yrs... Lmfao!!!!).... Just sharing your story with my buddies they're laughing non stop... A millionaire complaining about rm20 psf.... Lmao!!!! And advisin others that prices will go up but behind the scenes looking for cheaper properties.... My god... Cheers Sei ling chat... You're good entertainment to me and my buddies over drinks lol!!!!
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She sure a good entertainment ..for all my gang of friends too....

Malunya .....kekekeke...


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