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 V11 - Property Prices Discussion, Intelligent debates only pls

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SUStikaram
post Jul 2 2013, 11:45 AM

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QUOTE(Rooney1985 @ Jul 2 2013, 12:42 PM)
student D wanted to picked up a large fruit but too heavy, so ask for help from grounds keeper... unfortunately, student D forgot he had to repay the grounds keeper and didn't have money, ended up grounds keeper took the fruit for himself...

The teacher told him/ her, "see, although the fruit is enticing and large, but please only pick what you can carry and don't be greedy!"  biggrin.gif
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+1 rclxms.gif
SUStikaram
post Jul 2 2013, 12:09 PM

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QUOTE(hlily @ Jul 2 2013, 12:53 PM)
but got 2 property still stagnant until now.
nvm promise we win more than loss
21-12, 16-21, 21-19
i still win the olympic gold medal (hehehehe)
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only refer your 12.41pm post ma. tongue.gif

dont stop buying...u r the lucky one tongue.gif

or else how to win more gold?..... and every olympic event only have old gold....and another eight is losser. tongue.gif

This post has been edited by tikaram: Jul 2 2013, 12:13 PM
SUStikaram
post Jul 2 2013, 12:18 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 01:08 PM)
Well. Another experience of mine.

2 years ago, i wanted my brother to purchase the same apartment that i got. The he said, "my salary so low so i cant afford"

I ask him "how much is ur salary?". He said "2k only"

I said "what the fck! Uve been there for 3 yrs and salary still2k! Give me your CV"

I took his resume and gave it to the the IT department in my bank. I am very buddy buddy to that department although i m at diffrnt aprtmnt. A week after that he went for interview and got offered 3k. Then his old company tried to keep him and at the same time increase all the IT staff that has salary of less than 3k (which was mostly 2k range) to near the 3k range. The old company realized that if they dont do this, they will lose all their staff. He then thought about still staying at the old company. Then i said " IF you do that i will kill you!" Coz of all that i did for him, asking the IT head to offer him the job, now he doesnt want to accept!
Anyway he did jumped to my bank. A year after that got increment to 4k, and he hasnt been promoted yet. Just the lowest grade exec in d bank.

But now, the problem is the apartment and house are expensive in KL. But he is trying for PRIMA. I wish him the best. But location is definitely not gonna be good as what i bought.

Wages in malaysia are increasing, thats what I see. But need to remind everybody the poor people in Malaysia is increasing too. But then properties are not for the poor. And rich and poor gap in Malaysia are widening though.

I believe people here at low yat forum are too successful and rich that they dont see and experience on what i am seeing all over me with my everyday layman people that i know on the street. And my frens still think i am weird that i dont hav a car. Well I rather have 2 apartments than 1 car. I think they are weird wanting to buy a car but dont have a house. Girls ok, coz the guys should provide a place to live, but guys buying a car but dont have a house? I think that is a mistake.
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when u said you are.... "one in a million"..

isn't that u are more wired? rclxub.gif



SUStikaram
post Jul 2 2013, 12:33 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 01:28 PM)
i think you meant weird because it can be wired too i guess. Well maybe i am weird or wired "one in a million" kind of guy. But some weird people are successful, some weird people failed and some weird people are plain damn annoying. I am proud to be unique.

I think warren buffet is weird, and he is one in a billion.....or 30 billion?
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like that don't said other weird la... u yourself weird ma. laugh.gif ...u are not clear if u are successful or not.

but on this " But some weird people are successful, some weird people failed and some weird people are plain damn annoying"

generally.... for a lady ( i asked my wife).... a guy that got to use bus, train and etc (even during dating) without a transport is sure "not successful"

my wife did not comment on the annoying areas.

it is generally from a lady point of view. don't angry ya. icon_rolleyes.gif

This post has been edited by tikaram: Jul 2 2013, 12:37 PM
SUStikaram
post Jul 2 2013, 12:49 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 01:43 PM)
U ask your wife if they guy got 2 properties and use public transport yet? Is that ok? I m not angry.

I m being just practical in my every day life and planned future life. Btw i m not a flipper or a property investor or anything. It just make sense for me to buy 2 properties instead of 1, three years ago. If didnt bought then and i buy an aprtment only now, i probably would just buy 1 apartment, but i still refuse to buy a car. Not yet. Hope PR can put more pressure on BN govrnmnt in this stupid exprbitant car price thing. If u think properties are not worth the money, cars are much worse! That is what a weird "one in a million" person like me think.
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oh... i re-asked my wife on the 2 properties guy without a car.

her feedback is " complete fail" it is worst than " not successful"

i asked why? she said " bcs a guy only get know how to get wealth and don't know how to to enjoy life is a failure"

I think I support my wife..." u need to work hard & play hard"... afterall u can't turn back a clock.
SUStikaram
post Jul 2 2013, 12:53 PM

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QUOTE(AppreciativeMan @ Jul 2 2013, 01:43 PM)
laugh.gif  laugh.gif  laugh.gif
Nice Orchard story.......
Conclusion:
Student A, B, C, D & E regardless good or bad experience, they became wiser in real world experience.....
Student F, G, H, I.......... to Z, still sitting in classroom talking about other ppl experiences...... Dare not even step out of the classroom to experience after hearing those bad experience..... They think doing nothing is better than doing something in life.......  laugh.gif  laugh.gif  laugh.gif
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student F G H I..to Z just watch, listen, learn and being a low and humble ......and laugh silently at that big man remarks again : "They think doing nothing is better than doing something in life" tongue.gif
SUStikaram
post Jul 2 2013, 12:57 PM

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QUOTE(learn2earn8 @ Jul 2 2013, 01:49 PM)
from v1 until v11, we all can see that those uuu camp r positive for the future and grab opportunities after calc cool2.gif
those ddd camp forever negative, this cannot, that cannot, this takut, that takut, they need to write a new book. dun move my cheeseĀ  shakehead.gif
of coz, there r those hypocrites standing on both sidesĀ  tongue.gif
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we have some uuu camp call ddd camp

1) can't afford to buy
2) low income earner
3) disapear & hinding

now adding to this

small man
negative people.
hypocrites.

This post has been edited by tikaram: Jul 2 2013, 01:12 PM
SUStikaram
post Jul 2 2013, 01:04 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 01:58 PM)
Hmmm,
Ive been to edinburgh, paris, bngkok, singapore, london and yeah japan. I think because i dont have a car, i can enjoy life more. Oh yeah maybe i should say, that those two apartments that I bought were DIBS. But still hav to pay the downpayment.

I bought load of other stuff for my personal use becuase i am not burdened with nonsense monthly payment car loan.

The point is, i think i am enjoying my life, financialwise. U dont need a car to enjoy life. I dont what your wife is thinking.
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ya...lady...they are different type of person.....i can't answer that.

let me work this out on your trip. one return trip to

edinburg = 6k
paris = 7k
bangkok =2k
london = 9k
japan = 8k

total min =32k

one secondhand 6 yo. myvi is how much ah? 15k?



SUStikaram
post Jul 2 2013, 01:26 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 02:15 PM)
Emm i dont believe that is the ticket price that i bought. Eg bangkok round trip air asia rm500 only. And dont just factor in ticket price. Favtor hotel and food too for me to enjoy there.

And myvi? Factor in oil price and maintenance, insurance Parking etc etc too. 15k? Factor in the monthly payment i have to pay for a secondhand myvi. Not just 15k like that.
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i already factor in hotel and food.

return ar ticket for non low cost airline to

edinburg, london, paris is around 3.2k

....

ok let us put aside that trip things.

my suggestion to you is try to pay cash on a second hand car/ bike ( it is very affordable)...if worry about the petrol and maintenance... use minimun la. exmaple... for those areas with good transport use lrt/ktm lo.

generally...a guy that don't have own transport in kl is a guy without leg...... low confident....and more negative than positive in one life.

try this thread https://forum.lowyat.net/topic/1577849 and see if i am wrong or right?

This post has been edited by tikaram: Jul 2 2013, 01:28 PM
SUStikaram
post Jul 2 2013, 01:37 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 02:24 PM)
I know. U hav a different nick on the other forum?
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brother.

they used different nickname in this same forum.... their annual earning is 3mil in 2 years....sound very untrue?...yeah .... that's why they have to keep annoucing here and remind us again and again. laugh.gif


SUStikaram
post Jul 2 2013, 01:38 PM

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QUOTE(Rooney1985 @ Jul 2 2013, 02:29 PM)
LMAO!!!!  rclxms.gif  I don't have to ask my wife... but I'm sure she'll say the same as your wife!!!  biggrin.gif  Got two house, no car... LMAO!!!
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Boss.

I am not trying to make him feel hard/ difficult by saying failure.......

just that i don't know how to convince him that he is missing something in life.
SUStikaram
post Jul 2 2013, 01:45 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 02:40 PM)
I looked at the thread and read the first page only.

Back to your comments. KL is not singapore but i believe some people dont have cars there. Dont believe they are low confident and stuff. Financialwise it makes very much sense. Oh yeah, because i am in KL. Almost everytime I will take the taxi to sg wang, time square, klcc, low yat, etc. All less than Rm10 bucks, average rm8 per trip. To midvalley rm10 average
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oh...taxi doh.gif

... now i complete agree with my wife..... i hope u will get a partner (with car) soon....and hope your partner can share the car with you.

...if you need more input..try call chang foong @ 988 friday 10pm.... asked him, he is very good. OK?

This post has been edited by tikaram: Jul 2 2013, 01:49 PM
SUStikaram
post Jul 2 2013, 02:03 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 02:55 PM)
This is where i dont care what other peope thinks comes in.Ā  Whats wrong taking the taxi? Cheaper then owning a car and paying the parking in KL. How much is paying in Pavillion? I am less than 3km away from time square.

Partner u mean what? Married? I m not married but do hav somebody. Not buying an overprice car and buying two prorties is still d best decision i have ever met.
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I see something in you. http://zenhabits.net/change/


"nothing will change unless you make a daily change"

I am not attacking you. notworthy.gif icon_rolleyes.gif thumbup.gif....i hope i am wrong.

This post has been edited by tikaram: Jul 2 2013, 02:06 PM
SUStikaram
post Jul 2 2013, 02:29 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 03:06 PM)
Well for somebody who thinks that building MRT is not good for propery.. I can understand why you can laugh. If you look at the first post that i put here, those frens who laugn at me back then, they arent laughing now.
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brother.... for a records.

for your case..I never said pls don't buy that property. I am saying u r kl guy, u need a transport....sorry...i am not attacking you.

get other opinion on the "personal fianncial thread". That areas have one very good "sifu wong".
---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
for other people , For property, generally I always said:

if u need it... like it....can afford to pay that 20% down payment.... loan inatlament is 1/3 of your net salary. Pls go buy that property that u need.
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

SUStikaram
post Jul 2 2013, 03:18 PM

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QUOTE(Denis @ Jul 2 2013, 04:08 PM)
I thought I m in the wrong thread.
This is property thread not car thread.
Is the ddd camp desperately gives pointless replies?

Anyway, imho, Amaya makes the right decision. Car is a depreciate itemĀ  and overprice in M'sia and only buy when it is required!
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Boss.

we are not asking him to buy an overpriced car.

We asked him to buy a cheap second hand car. some more he is using taxi and the cost in long run could be the same.

a guy in kl and without leg lost plenty of opportunity....if he have a car ( at least a bike)...maybe more positive things compare negative things

This guy can buy expensive condo and not able to buy one cheap second hand car. A bit hard to digest for na old person like me.

it is very unusual. i don't intent to do any attacking. Merely asked a lady opinion on a guy without a car based on his own input like wierd, fail, successful etc. etc.

in recent day, I try to limit my post here. But on this alone , it is very interesting. that's why do alot posting today.

no offence ya. icon_rolleyes.gif

This post has been edited by tikaram: Jul 2 2013, 03:20 PM
SUStikaram
post Jul 2 2013, 03:23 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 04:11 PM)
This is where my point in the first post is. Malaysians thinks that car is so important that they willing to buy cars at such high price. Do Malaysians think that owning a house is not important? Of course they do i believe, then they are willing to buy a BMW at 200k which is half the price of my apatment back then, why cant they buy my apartment now that is now 600k? Which is just 3 times the BMW. Thus making me think how in d world is the property gonna burst in malaysia? Especially in kl near klcc? In the end this rich kids will need a house soon. Sometime behavioral psychology is important in analysing this stuff.

Bear in mind, cars in thailand, us, uk and in japan are so much cheaper than malaysia.
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brother...we are not asking u buy expensive car here. ......we asked you to buy cheap second hand car.... see the different?

.u are paying taxi fare.......not even using lrt/bus....






SUStikaram
post Jul 2 2013, 03:40 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 04:34 PM)
Let me give my almost sunday routine. I will always try and watch the morning movie at Pavillion around 12pm.
I take a taxi to pavillion rm6. Then i hang there for hours if want to then walk to time square take a taxi there to my house rm7 to rm8. But always around rm7.

How much is a sunday parking at pavi? Or anywhere in any of the other building? I dunt need to worry about all those stuff.

One thing i can agree with u is, if i do need a car, i might buy second hand, that should be more worth about the value that i will spend. Better buy a depreciated car.

Now roughly let say i spend rm20 on a taxi everyday for a month. That means around rm600. How much for any of u maintaining a car? Installment plus oil plus parkin plus insurance etc etc. i think should be more.

Anyway if there is any road trip, i always go with frens and of course use their car. Split the tol and everything laa
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I don;t think we should go more details on the car things on property forumn.

try the personal fiancial mgmt thread. Wong sifu will give u a very good comparison there.

after that. pls share if i am right or wrong....

for your info, I am using my wife login for that thread. icon_rolleyes.gif as i don't want to let people know how poor or rich i am.




SUStikaram
post Jul 2 2013, 03:42 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 04:38 PM)
Actually for 5 yrs i use lrt and bus as main transport. But as my income increases, i switch to taxi, more convenient and cheaper than buying and maintaining a car. Anybody here know who i am? Well if u know me, keep quiet. Bug me outside the forum.
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i would like to know you in person.

a very different type guy. let my retiring friends chnged you....kekeke.
SUStikaram
post Jul 2 2013, 03:55 PM

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QUOTE(AmayaBumibuyer @ Jul 2 2013, 04:48 PM)
Well if you know me then you should know me, i gave more than enuff info already. And what i said is no lie.
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okok....i would like to know you...pls pm me.

if u think continue don't buy car ok for you....pls continue ya.

less one car...also mean less one car jam...less one car also less one petrol subsidy.....good also to support taxi driver, taxi driver are very poor old people. thumbup.gif
SUStikaram
post Jul 2 2013, 04:08 PM

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QUOTE(EddyLB @ Jul 2 2013, 05:05 PM)
You are the most UUU man in this forum. Buy 15 biji property in such short time  notworthy.gif

Don't say icemanfx is not in the same group with you, those so called UUU camp in this thread also cannot come close to you

You are here just to get entertainment from us  rclxm9.gif
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fact : i am not buying 15 biji...

bcs the fact above u already wrong. so i can ignoring you like worgen, zuiko and the rest... good bye!

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