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Fundsupermart.com v3, Manage your own unit trust portfolio
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aoisky
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May 28 2013, 11:15 PM
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QUOTE(xuzen @ May 28 2013, 11:02 PM) Wah, now talking about PRS in this thread ar? Thought this is a FSM thread? Anyway, I have been actively contributing to Hwang-PRS since its inception. Its return has exceeded my expectation. I am slowly but surely transferring my normal cash only UT into PRS due to the zero sales charge and tax exempted distribution status. Xuzen FSM also offer PRS ma rite?
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aoisky
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May 29 2013, 11:30 PM
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QUOTE(marketstore @ May 29 2013, 11:16 PM) i know it takes time....just like my public mutual... so since its my first top up any advice on how to top up i taught of topping up all the red ones so i can buy now at cheaper price than i bought to average it down.. when my funds are like 80% green then i ll top up like 3 this month and 3 next month by sequence and every quater re balance to 70/30... cannot top up based on green / red ler.. mind to share what funds u r holding which in red zone and which is in green ?
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aoisky
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May 29 2013, 11:54 PM
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QUOTE(marketstore @ May 29 2013, 11:48 PM) i see. u just join FSM and bought all these fund lately ka ? if so overall still not too bad la. patient bro you can either do DCA / VCA to average down your red or increase ur existing green units.
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aoisky
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May 30 2013, 11:09 PM
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QUOTE(Pink Spider @ May 30 2013, 08:52 PM) HwangIM flagship fund and one of their top performer, certainly highly recommended fund But then you doesn't have this fund in your portfolio didn't you ? This post has been edited by aoisky: May 30 2013, 11:10 PM
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aoisky
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May 30 2013, 11:10 PM
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QUOTE(Kaka23 @ May 30 2013, 09:00 PM) how is everyones portfolio today?  Good. Green Green
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aoisky
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May 30 2013, 11:50 PM
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QUOTE(Pink Spider @ May 30 2013, 11:12 PM) Because I also hold some stocks directly, so I don't want to have a Malaysia equity fund. Even without a Malaysia equity fund in my UT portfolio, Malaysia exposure in my UT portfolio is already close to 10% of my total equity exposure. If consolidate my UT + direct stockholding, my Malaysia equity exposure would be way more than 50% already, still want a Malaysia equity fund?  well i see. what local stock do you having right now, mind to share ? i know is kinda off topic but interested to know. btw even if your overall holding of MY equity more than half so what wrong with it as long as it contribute positive return to your investment.
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aoisky
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May 31 2013, 07:55 AM
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QUOTE(Pink Spider @ May 30 2013, 11:58 PM) It's all about risk management. Well, it's a trade-off between risk and return that I'm willing to take.  Now I got: - car suspension - waffle cake - wood picture frame - cream crackers - Asahi beer - Nescafe Go figure  Yup the point is risk management, you are having 50 - 50 on stock exchange - UT or even weighted more on stock exchange right ? i bet you return contributed by stock would be higher than UT isn't it
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aoisky
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Jun 2 2013, 12:14 AM
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QUOTE(jerrymax @ May 31 2013, 11:02 AM) Pinky, which region I have yet to cover for diversification purpose? =p Alliance Global Diversified Property Fund Alliance Global Equities Fund CIMB-Principal Asia Pacific Dynamic Income Fund Eastspring Investments Equity Income Fund Hwang Asia Quantum Fund OSK-UOB Emerging Markets Bond Fund OSK-UOB KidSave Trust Pacific Global Stars Fund I'm planning to add EASTSPRING INVESTMENTS GLOBAL EMERGING MARKETS FUND next month. Any comments on this fund? P.S OSK-UOB EMBF red since invested. lol EI GEM personally i had this fund under my portfolio before, just sold it not a recommended fund. anyway read fact sheet and past five years track records judge yourself
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aoisky
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Jun 2 2013, 12:29 AM
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QUOTE(millenius @ Jun 1 2013, 11:45 PM) Hi, I am new to UT. I dont have any experience other than reading through "getting started" in FSM and lurking around this thread. I was wondering, how does one keep track of their portfolio ? What do I need to monitor ? I mean, I wanted to have an excel sort of document to manage my newly started investment but I dont know what to do. Please advise. well every journey start with the very first step. why don't you register an account at FSM and start ur purchase of your first UT fund first. slowly you will understand more about UT, before you think far. I assume you have read thru post 1 if not feel free to read around post 1.
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aoisky
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Jun 2 2013, 12:32 AM
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QUOTE(millenius @ Jun 2 2013, 12:29 AM) o wait, really ? I just bought 2 and it is still pending. Guess I'll wait :/ T + 4 next four business day. on the forth day you should be able to view your portfolio holding with current value of your fund, units, profit, profit % and etc.
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aoisky
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Jun 2 2013, 12:48 AM
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QUOTE(Pink Spider @ Jun 2 2013, 12:35 AM) It's the best GEM equity fund available at Malaysia, at least it beats its benchmark  Well. It may be the best in it's league but it's definitely not in overall. Yes it outperform its benchmark but there are a lot other funds which is outperform GEM fund. in term of IRR this fund among the lower rank in my overall portfolio. We buy UT, one common objective good return isn't it ? This post has been edited by aoisky: Jun 2 2013, 12:49 AM
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aoisky
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Jun 2 2013, 09:57 AM
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QUOTE(Pink Spider @ Jun 2 2013, 07:23 AM) Guess my timing was right, currently my holding yielding IRR of 4.5% (Sales Charge included), decent I'd say. May be, since when you holding this fund and how long period already ? my net profit from this fund is 3.8% (included SC 6% direct purchased from Prudential that time). So is this a considerable good, better or best fund to invest ? i would say so-so in future you would never knows.
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aoisky
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Jun 2 2013, 10:03 AM
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QUOTE(TakoC @ Jun 2 2013, 01:12 AM) Pink will tell you that diversification. But somehow I agree with you. Even if fund A returns and market is not as attractive as fund B (and fund A exposure is not yet in my portfolio). I won't buy it if I know Fund B will perform better. Well said diversification, UT itself already diversified your investment. Diversification your fund allocation is a good practice but sometimes too diversified may not yield good return.
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aoisky
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Jun 2 2013, 06:36 PM
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QUOTE(TakoC @ Jun 2 2013, 05:02 PM) I hope I don't piss all the sifu off here by saying this. But having a too diversified portfolio is not a good thing sometimes. I believe I have a higher portfolio yield than some of the sifu here who have a wide diversification. But of course, once the market hits me. It'll hit hard. I have got a taste of the 'poison' yet. So diversation is syill the way to go lar. Decision is HOW diversify. Nope.. who said sifu won't make mistake i believe most of the sifu here having some painful scar before. well its all about how you invest no right or wrong. there are plenty of investment strategy.
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aoisky
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Jun 2 2013, 06:41 PM
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QUOTE(Pink Spider @ Jun 2 2013, 05:48 PM) I don't track profit/loss %, to me it is meaningless, doesn't facilitate performance comparison and review, I prefer to monitor and review by IRR instead.  Is it ? well for me i am monitoring both ways its not meaningless at all. higher IRR doesn't give you an indication that you yield higher Profit/Loss % same apply to vice versa.
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aoisky
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Jun 3 2013, 09:29 PM
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QUOTE(Kaka23 @ Jun 3 2013, 09:21 PM) today portfolio drop lagi.. Did you top up any fund then ?
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aoisky
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Jun 3 2013, 09:32 PM
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QUOTE(PhakFuhZai @ Jun 3 2013, 09:30 PM) meaning the overall NAV drop? he is referring to his overall portfolio drop i believe
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aoisky
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Jun 3 2013, 09:37 PM
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QUOTE(Kaka23 @ Jun 3 2013, 09:34 PM) tak nak value cost average ke ? this few weeks red wave
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aoisky
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Jun 3 2013, 09:42 PM
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QUOTE(Kaka23 @ Jun 3 2013, 09:39 PM) mau.. but did that last week already. So mau rest for a while bro.. saving your ammo first ya ...
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aoisky
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Jun 3 2013, 09:45 PM
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QUOTE(David83 @ Jun 3 2013, 09:44 PM) So I should sell off my REIT fund now? :confused: we should buy REIT fund isn't it ?
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