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 Windscreen insurance... A must?

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Revamperz
post Feb 23 2015, 07:10 PM

im freaking IN! ™
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8 years ago i was offered to get that insurance which cost additional rm50

last year its additional rm 330 for my new ride


Noregrets
post Feb 23 2015, 07:21 PM

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QUOTE(thinktankz @ Feb 23 2015, 05:49 PM)
my windscreen insurance cover up to 1500k and i already call honda service centre and its cost around 1200. how about my existing 3M tinted? can replace without charges also?
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You can include the replacement cost of the tint as long as the total repair cost for windscreen and tint does not exceed your sum insured of RM 1,500. So unlikely to be enough if you repair at Honda service centre.
If you go to other specialist windscreen workshop it should be enough for both. The other workshop will use MSG glass which is quite good and you will not know the difference.
thinktankz
post Feb 23 2015, 08:47 PM

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QUOTE(sekkee @ Feb 23 2015, 07:21 PM)
You can include the replacement cost of the tint as long as the total repair cost for windscreen and tint does not exceed your sum insured of RM 1,500. So unlikely to be enough if you repair at Honda service centre.
If you go to other specialist windscreen workshop it should be enough for both. The other workshop will use MSG glass which is quite good and you will not know the difference.
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so prefer which one?at honda service centre or specialist windscreen workshop? smile.gif
Noregrets
post Feb 23 2015, 10:58 PM

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I changed the windscreen of my one month old Honda Jazz at specialist workshop.
No difference at all. No time to replace the 3M tint yet but the sh quoted me RM 500.
Main reason is because I don't buy windscreen insurance for my cars.
I have 3 cars and only one car is used for outstation where the probability of stone damage is high. So I decided to take some risk myself.
In the last 10 years I encountered only 2 windscreen damage and both happened in the last 3 months. The windscreen premium for all 3 cars would have been about RM 1,800 each year. I would have paid RM 18k over 10 years.
The Honda Jazz replacement windscreen cost me RM 600. The C class cost me RM 100 for repairs. Jazz can't be repaired because the chip was at the side which within a week of driving ( my wife did not see the small crack when it happened ) it already became a 6 inch line ( that's when she saw it ! ) For the C class damage was on the highway on the way to Ipoh and I went straight to a shop to repair it.
Moral of the story is if it is just a chip and it is not within your line of sight, get it repaired straightaway.


markblurberry
post Feb 24 2015, 12:21 AM

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its a type of shyte-happens coverage...entirely up to you whether to take up or not...but my advise is better safe than sorry...
thinktankz
post Feb 25 2015, 11:50 AM

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need to tear off the old tint and replace at new windscreen bcoz my insurance not cover the tinted
heavensea
post Jun 27 2016, 09:20 PM

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Hi guys, gonna renew car insurance soon..

how much I should purchase for "Suprima s" Windscreen Coverage?
coolstore
post Jun 28 2016, 11:19 AM

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QUOTE(victor_hoh @ Oct 29 2014, 01:52 PM)
Your insurance company might want to inspect your car before allowing you to add windscreen coverage.
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true, this is the current practise.

new car can straight add windscreen premium without inspection.

on-the-road car need drive to insurance co. and they take picture of ur windscreen condition then only allow u to buy.

maybe some insurance co. 'relax' on this. alliance general insurance is one strict on this rule.
MeToo
post Jun 28 2016, 11:22 AM

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QUOTE(MrUbikeledek @ May 3 2013, 08:25 AM)
My screen cracked. I wait until renew road tax and took windscreen insurance. Paid RM150.00 only and then got my windscreen replaced for free. Save RM350.00.
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Um... not to say you're lying.. but...

When I wanted to add windscreen insurance at allianz, the lady at the counter followed me to my car and inspect to make sure the windscreen is ok before proceeding.

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