My SA includes this as part of the total amount, but is it a must? And it costs RM300+ (i assume per yr). Btw, my new car is a fiesta...

My screen cracked. I wait until renew road tax and took windscreen insurance. Paid RM150.00 only and then got my windscreen replaced for free. Save RM350.00.

is there different rate for windscreen insurance? who usually sells this kind of insurance?

its optional.
300 is slightly expensive. request for 150/y to cover up to rm1k is sufficient.

It depend on how much you want to insured. My insured amount is RM500 so i have to pay aruond RM150

its an add-on to your current car insurance. not standalone.
if you dont get it this year, u can add-on when u renew the insurance a year later.

recommend to get it if 150/yr is nothing compare to a fiesta.

so there is actually cheaper option for the insurance...
hmm, i have no idea why my SA is asking me to insure this much also, i think from our conversation the insured amount is up to RM3K or something...

3k

talk to SA to reduce insured amount to 1k. anything more than that, you are paying for nothing.
conti cars, suv, 4x4 could be more than 1k.

Did it cover tinted as well?
normally 15% of ur windscreen value.

Mine is the same car as you, the SA told me RM100-RM200 only

But he also told me the same thing as MrUbikeledek, if crack now, insure next year then claim. But if your whole windscreen shatter then different story la.

Windscreen insurance is a rider with your auto insurance. You can claim windscreen repairs also if you don't have windscreen insurance, but at the expense of forfeiting your NCD. If you have windscreen insurance then it will not affect your NCD when you claim for your windscreen.

I believe TS 1st car without any NCD thats why it could amount up to 3K/year.

But anyhow i think its still abit expensive coz for 3K u can insure the car up to 100K premium.. Fiesta so expensive?

windscreen insurance is fixed amount for every year, it has nothing to do with the car's NCD.

correct me but I thought windscreen cover fee is 10% of the value, it's doesn't matter if got ncd or not, right?

Yes include tint

Obviously... And TS said "i think from our conversation the insured amount is up to RM3K or something..."
As in insurance + windscreen total to 3K.

So that makes sense for premium around 100K with 0% NCD it will costs around 2.5K + RM300 = about 3K

Not mandatory... both of my cars never had windscreen insurance for years... just observe the road when driving and avoid lorries or tractors.

not sure about yours, but legit speaking, tint is not in the insured list.

many ppl do get their tint claimed, but they r playing with loophole of T&C.
eg. insured is 1k, windcreen only cost 700, they workshop will "help" to claimed max 1k and returned the balanced 300 to owner.
but again, this is against the law.
also there are tricks that the workshop only return you tint voucher for 300 and ask you go to retint at XXX shop for YYY brant tint. well they have to cari makan also, u know.

im not teaching how to cheat, just let the new car owners knowing what why ppl keep saying tint can be claimed but actually its a wrong doing unless the policy stated tint is included.

typical value I think 15% of the total cost of replacement the windscreen.

This post has been edited by janson_kaniaz: May 3 2013, 10:24 AM

No.. he was taking about the insured amount of the windscreen coming to 3k or something. Not his premium.

The premium for windscreen is 15% of insured amount and if the premium is around RM300+, the insured amount would be less than RM3K. For RM3k insured amount, it would cost you RM450 per year..