If u got cash to put and save interest, then its worth

Or else, just take semi flexi

May I to know the rate for zero moving cost?

thanks

hi.

refinnace still have 35 years??

This post has been edited by rubylam: Nov 4 2014, 04:33 PM

Yes... still hve depends on banks..

Anyone impacted on the new blr for existing loan?

everyone on floating rate loans will be affected by BLR movements.

Hi. Can you recommend best 2 banks for fully flexible mortgage. Minimum BLR-2.4%. Condominium value over 1 million in a prime area. Financing 90%. Disposal income over 10K per month.

OCBC and ALLIANZE

BLR sure at least 2.4 ,with daily rest calculation 365days, BLR - % will be equivalent to other bank 2.5-2.6

90% can.

full flexi, easy withdraw and easy advanced payment.

Need more info, can contact me =)

Anyone here manage to obtain fully flexible mortgage offer BLR-2.5% in the past 3 months for a sub sales condominium? Can you share which bank and PM me the loan officer name.

For maybank subsales cases r easier to get higher rate.. possibly -2.45%.. cn request upto -2.50%.. if u hve savings with maybank..

ocbc is not full flexi.

at the moment i would say go for cimb and maybank.

If Cimb offers semi flexi blr-2.45 and fully flexi blr-2.4, loan amount >600k, do u think other banks can offer better rates?

Would also like to ask if lock in 3 yrs. When does it start counting? I'm buying under construction residential property.

Thank you.

Yes, definitely there's other better rate.

BLR2.4 is only daily rest 360days equivalent only to BLR-2.3 at other bank.

by the time u signed LO !

Want more info for better rate, do tell me

Hi all. Would like to enquire.

1. Plan to buy subsale property at RM 450000. Deposit planned 10%

Am I eligible?

Am I eligible for the 5% extra margin for other loan cost.

My info:
Net salary:RM 4,300
Car loan: RM 600
Bonus pass 3 years: Average 7 month salary.

2. After getting the property, plan to get another property joined with father. Father however jz retired.

Info:
Property : RM 550,000
DP: RM 300,000

Am I eligible?

Thanks in advance

1.

Rm4300+ BONUS (RM2508) =RM6808
RM6808 x 0.8 = rm4357
rm4357 - rm 600 =rm3757

RM450000 PROPERTY = RM1929

HENCE, you are eligible


2.

NET 3757 - RM1929 =RM1828

PRop RM550K DEPOSIT RM300K MOF 54% =RM1071 / MONTH

RM1929

HENCE ELIGIBLE !

anything can contact me if you need help =)

Hi guys. I would like to have a quick check on the max loan amount I could get with the current income as follows:

(1) Nett income RM 2840 per month
(2) Mutual Fund dividend and FD interest return (joint account with parent): RM 2200 per month*

Additional info:
(1) No car loan/ credit card
(2) 27 years old
(3) PTPTN loan RM 28k
(4) Fresh graduate (works only for 3 months) & first house buyer

Property type:
(1) Subsale apartment at USJ 22
(2) Freehold
(3) RM 380,000

Thanks.

* Also, what is the chance that I could have to secure a loan if I have joint FD and mutual fund account with my parent?

This post has been edited by -dAviD-: Nov 10 2014, 01:31 AM

RM2840 NET INCOME

RM2840 X 0.6 = RM1704

PROP RM380K per month will be RM1629 per month

ABLE TO LOAN

ur FD is under which bank ?

Hi all...Just want to find out if its a normal practise to rush and sign the LO within 7 days? Is there a way to extend this? I didn't know about this and thus loan applications were sent out on different days which would mean I would only get back the LO in different days as well...This would mean I wouldnt have enough time to really compare all the offers before I make a decision

Hi,

Venue: Shop Apartment (Taman Setia Balakong)
Value: RM186K
Condition:New

Looking for mortgage